logo
Home Loans
Calculators
Resources
Partner with Us
Find Properties
Free Credit Report
Home > Home Loan > BAJAJ Home Loan > How to Download Bajaj Housing Finance Home Loan Statement?

How to Download Bajaj Housing Finance Home Loan Statement?

April 8, 2025
Table of Contents

Bajaj Housing Finance has made it incredibly convenient for their home loan borrowers to monitor details such as outstanding EMIs, principal repayment, interest paid, prepayments (if any), late payment charges, and the remaining loan balance.

Bajaj offers a seamless online process to download your home loan statement, eliminating the need for visits to the branch. Whether you’re tracking payments or preparing for tax filings, this service makes managing your loan quick and efficient.


Bajaj Housing Finance home loan EMIs weighing you down?
Get a Home Loan Balance Transfer with Credit Dharma!

Call now!

How to Download Bajaj Housing Finance Home Loan Statement for Income Tax Online?

Checking your Bajaj Housing Finance home loan statement online is quick and convenient. With just a few steps, you can access your statement anytime through Internet Banking.

  1. Visit the official website of Bajaj Housing Finance.


    Bajaj HFL website

  2. Login using your Customer ID, registered e-mail ID, mobile number. Enter the OTP and Login.


    Bajaj housing finance login

  3. Once logged in, click on ‘Account Summary‘ on the dashboard to access and download your Provisional Home Loan Interest Certificate anytime.

  4. When the soft copy of your loan statement is downloaded, It is advisable to save it for future reference.

Suggested Read: Home Loan Repayment Strategies


How to Download Bajaj Housing Finance Home Loan Statement for Income Tax Offline?

If you prefer to obtain a physical copy of your home loan statement or don’t have access to online banking, you can visit your nearest Bajaj Housing Finance Branch.

  1. Visit the Nearest Branch: Use the branch locator tool find the nearest Bajaj Housing Finance branch.
  2. Request the Form: Ask for the form to obtain your Home Loan Statement, Interest Certificate, or Provisional Interest Statement.
  3. Complete the Form: Fill in the form with your Home Loan Account Number, Date of Birth, registered email ID, and any other required details.
  4. Submit Documents: Submit the completed form along with copies of documents such as your Aadhaar Card, PAN Card, Passport, or other identification proofs.

Check Out: A Comprehensive Guide to Home Loan Balance Transfer


How to Download Bajaj Housing Finance Home Loan Statement for Income Tax via Mobile Application?

Managing your home loan has never been easier with the Bajaj Housing Finance (BHFL) mobile application. Follow these steps to download your home loan statement directly to your mobile device:

  • Download and Install the BHFL App:
    • Visit the Google Play Store or Apple App Store on your mobile device.
    • Search for “Bajaj Housing Finance” and tap “Install” or “Get” to download the app.
How to Download Bajaj Housing Finance Home Loan Statement for Income Tax via Mobile Application?
Bajaj Housing Finance Mobile Application
  • Log In to Your Account:
    • Open the BHFL app.
    • Tap “Login.”
    • Enter your Customer ID or registered mobile number/email ID.
    • Authenticate using your password, OTP, or MPIN, depending on your preference.
  • Access Your Loan Account:
    • After logging in, you’ll be directed to your dashboard.
    • Select the loan account for which you wish to download the statement.
  • Navigate to e-Statements:
    • Within your loan account details, tap on the “e-Statements” section.
    • Here, you can access various documents related to your loan.
  • Download the Home Loan Statement:
    • Locate the “Statement of Account” document.
    • Select the desired financial year.
    • Tap “Download” to save the statement to your device.

Key Details Included in Your Bajaj Housing Finance Home Loan Statement

Personal Details:

  • Your name, address, and contact information.
  • Loan account number for easy reference.

Loan Details:

  • Total loan amount sanctioned.
  • Interest rate applicable (fixed or floating).
  • Loan tenure (duration of the loan).
  • Start date of the loan repayment schedule.

Repayment Information:

  • Equated Monthly Installment (EMI) amount.
  • EMI due dates and payment history.
  • Breakdown of each EMI into principal and interest components.

Outstanding Balance:

  • Remaining loan balance after each payment.
  • Details of any prepayments or part-payments made.

Fees and Charges:

  • Any applicable processing fees, late payment charges, or prepayment penalties.

Important Notices:

  • Information regarding upcoming EMI adjustments, interest rate changes, or other pertinent updates.

How to Use Your Home Loan Statement for Tax Benefit Claims?

Here’s how you can use your home loan statement for tax benefit claims:

  1. Claim Tax Deduction on Principal Repayment (Section 80C):
    • The principal amount repaid on your home loan qualifies for a deduction under Section 80C, up to ₹1.5 lakh per financial year.
    • Your home loan statement will show the principal component of each EMI, which you can use to calculate your total principal repayment for the year.
  2. Claim Tax Deduction on Interest Repayment (Section 24(b)):
    • The interest paid on your home loan can be claimed as a deduction under Section 24(b), up to ₹2 lakh per financial year, for a self-occupied property.
    • Your home loan statement includes the breakdown of EMI payments, so you can easily identify the interest component and claim the deduction.
  3. Tax Benefits for Pre-Construction Period:
    • If your property is still under construction, the interest paid during this period can be claimed as a deduction in five equal installments once construction is completed.
    • Your statement will include the interest amount paid, which is vital for these claims.
  4. Verification of Claimable Amounts:
    • Ensure that the amounts for both principal and interest repayment are accurately reflected in the statement.
    • Use this verified information while filing your taxes to claim the benefits correctly.

Troubleshooting Bajaj Housing Finance Home Loan Statement Issues

Common Problems When Downloading Bajaj Housing Finance Home Loan Statements

  1. Unable to Login or Access the App/Website:
    • Ensure that you are entering the correct credentials, such as your customer ID, registered mobile number, or password.
    • If you’ve forgotten your password, use the “Forgot Password” option to reset it.
    • Check if the app or website is down for maintenance. Try again after a while.
  2. Statement Not Available for the Desired Period:
    • Statements are usually available for a limited period, so ensure you are checking the correct time frame.
    • If your statement for a specific month or year is not available, contact Bajaj Housing Finance customer support for assistance.
  3. PDF Download Errors:
    • If the statement PDF doesn’t download properly, ensure your internet connection is stable.
    • Try downloading it from a different browser or app version if the problem persists.
  4. Inaccurate Details in Statement:
    • Double-check the loan account number and EMI breakdown.
    • If discrepancies persist, reach out to Bajaj Housing Finance customer service to verify the information or request corrections.

What to Do If Your Tax Certificate Is Incorrect

If you find any inaccuracies in your tax certificate provided by Bajaj Housing Finance, follow these steps:

  1. Verify the Details:
    • Cross-check the details mentioned in the certificate with your loan statement to confirm the error.
    • Pay close attention to the principal repayment, interest deduction, and other relevant details.
  2. Contact Bajaj Housing Finance Customer Support:
    • Reach out to Bajaj Housing Finance’s customer service through their helpline or email.
    • Provide them with the necessary details, such as your loan account number, tax certificate, and supporting documents.
    • Request a corrected tax certificate if needed.
  3. Re-request the Tax Certificate:
    • Once the issue is resolved, you can download the updated tax certificate from the Bajaj Housing Finance website or app.
  4. File a Complaint if Required:
    • If the issue isn’t resolved quickly, you can file a formal complaint with Bajaj Housing Financeor escalate it to higher authorities for prompt resolution.

Get the Best Home Loan Offers with Credit Dharma

Credit Dharma is your trusted partner for securing the best Home Loan offers, with over ₹500 Cr+ loans handled and partnerships with 20+ leading banks. We provide exclusive access to the lowest interest rates and a seamless, digital process with fast approvals in just 1-2 weeks, backed by lifetime support from our home loan experts.

Why choose Credit Dharma? We provide:

  • Lowest Interest Rates: Save more with every EMI.
  • Maximum Funding: Get up to 100% funding for your dream home.
  • Simple & Digital Process: No tedious paperwork or branch visits.
  • Expert Guidance: Lifetime support from our team of specialists.

Compare, choose, and secure the best Home Loan offer with Credit Dharma — your home loan journey starts here!


Conclusion

Managing your Bajaj Housing Finance Loan Statement online is simple and highly beneficial. By following the outlined steps, you can easily access your financial details, helping you make well-informed decisions about your home loan.

Take full advantage of the Bajaj Housing Finance online platform to manage your account efficiently. For additional support with your loan payments, loan details, or tracking your loan status, Credit Dharma’s team of experts is here to guide you every step of the way. Trust Credit Dharma as your reliable partner in navigating loans, credit, and financial planning.


Frequently Asked Questions

How can I check my Bajaj Finance loan statement?

Log in to the Bajaj Housing Finance portal using your credentials. Access your account dashboard to view or download your loan statement.

How frequently can I request a home loan account statement?

You can request your home loan account statement anytime online or at a branch. Availability may vary based on the lender’s policies.

Does my home loan account statement specify the type of interest rate?

Yes, your home loan account statement typically mentions the type of interest rate, whether it’s fixed or floating.

What details are included in the home loan statement?

A home loan statement provides comprehensive details such as:
Total loan amount​
Loan start date​
Applicable interest rate
Total amount repaid to date​
Outstanding loan balance
Details of each EMI payment

How can I view or download my loan statement using the Bajaj Finserv App?

To download your loan statement using the Bajaj Finserv App:​
1. Log in to the app using your registered mobile number and OTP.​
2. Navigate to the ‘Menu’ and select ‘Bank details/Documents’.​
3. Tap on ‘Document Centre’ and choose your loan account number.​
4. Click on ‘Statement of Account’ to view or download your loan statement.​

Compare Home Loans
from Top Banks

HDFC Home LoanHDFC Home Loan
VS
SBI Home LoanSBI Home Loan
credit dharma home loan
credit dharma referral
  • Compare Popular Banks
  • HDFC vs SBI Home Loan
  • HDFC vs ICICI Bank Home Loan
  • Tata Capital vs HDFC Home Loan
  • SBI vs ICICI Bank Home Loan
  • HDFC vs Kotak Mahindra Home Loan
  • Bank of Baroda vs SBI Home Loan
  • HDFC vs Axis Bank Home Loan
  • SBI vs IDBI Home Loan
  • Recent Posts
  • How to Apply for Axis Bank Home Loan: Online Process, Application Stages, and Approval Timeline
  • Axis Bank Home Loan Balance Transfer
  • Axis Bank Loan Against Property | Check Interest Rates, EMI, Eligibility, Processing Fees, and Documents Required
  • Axis Bank Home Loan Top-Up| Check Interest Rates, EMI, Eligibility, Processing Fees, and Documents Required
  • What is the Minimum CIBIL Score for Getting a Home Loan from SBI?
  • Related Posts
  • Bajaj Housing Finance Home loan
  • Bajaj Housing Finance Home Loan Processing Fees and Other Charges
  • Bajaj Housing Finance Home Loan Pre Payment Calculator
  • Bajaj Housing Finance Home Loan Interest Rates @8.25% p.a. | Updated 2025
  • Bajaj Housing Finance Loan Against Property
  • How to Download Bajaj Housing Finance Home Loan Tax Certificate or Interest Certificate?
  • Check Bajaj Housing Finance Home Loan Application Status: Via Net banking, Mobile Application, and Customer Care
logologo
Fast. Transparent. Spam Free.
Getting a home loan in India is none of the above.
At Creditdharma we are changing that and making your home buying journey stress free. Top Experts, Best Banking Partners and Super Easy Process.
Quick Links
Blogs
Home Loan Eligibility
Balance Transfer
Calculators
About Us
Partner with Us
Become an Advisor
Properties
Glossary
IFSC Code Search
Refer & Earn
Free Credit Report
Home Loan Score
Help
Sitemap
Get in Touch
Enzyme Office Spaces , 27th Main, 480/B, 18th Cross Road, HSR Layout, Bengaluru, Karnataka 560102
linkedininstatwt/x
General Enquiry
contact@creditdharma.in

Home Loans From Top Banks

SBI

SBI Home LoansSBI Home Loan EMI CalculatorSBI Home Loan Eligibility CalculatorSBI MaxGain Home LoansSBI Privilege Home LoanSBI Home Loan StatementSBI Home Loan Customer Care

HDFC

HDFC Home LoansHDFC Home Loan EMI CalculatorHDFC Home Loan Eligibility CalculatorHDFC Loan Against PropertyHDFC Home Loan with Overdraft FacilityHDFC Home Loan StatementHDFC Home Loan Customer Care

LIC Housing Finance

LIC Housing Finance Home LoansLIC Home Loan EMI CalculatorLIC Home Loan Eligibility CalculatorLIC Plot Loan DetailsLIC Home Loan StatementLIC Home Loan Customer Care

Bank of Baroda

Bank of Baroda Home LoansBank of Baroda Home Loan EMI CalculatorBank of Baroda Home Loan Eligibility CalculatorBank of Baroda Loan Against PropertyBank of Baroda Home Loan StatementBank of Baroda Home Loan Customer Care

IDBI Bank

IDBI Bank Home LoansIDBI Bank Home Loan EMI CalculatorIDBI Bank Home Loan Eligibility CalculatorIDBI Bank Home Loan Interest RatesIDBI Bank Home Loan StatementIDBI Bank Home Loan Customer Care

ICICI Bank

ICICI Bank Home LoansICICI Bank Home Loan EMI CalculatorICICI Bank Home Loan Eligibility CalculatorICICI Bank Home Loan Top-UpICICI Bank Home Loan StatementICICI Bank Home Loan Customer Care

AXIS Bank

AXIS Bank Home LoansAXIS Bank Home Loan EMI CalculatorAXIS Bank Home Loan Eligibility CalculatorAXIS Bank Loan Against PropertyAXIS Bank Home Loan StatementAXIS Bank Home Loan Customer Care

BAJAJ Housing Finance

BAJAJ Housing Finance Home LoansBAJAJ Housing Finance Home Loan EMI CalculatorBAJAJ Housing Finance Home Loan Eligibility CalculatorBAJAJ Housing Finance Sambhav Home LoanBAJAJ Housing Finance Home Loan StatementBAJAJ Housing Finance Home Loan Customer Care

Resources

Best Home Loans in Your City

Home Loans in BangaloreHome Loans in HyderabadHome Loans in MumbaiHome Loans in DelhiHome Loans in ChennaiHome Loans in JaipurHome Loans in Pune

Home Loans by Amount

Home Loan for 40 LakhsHome Loan for 45 LakhsHome Loan for 50 LakhsHome Loan for 55 LakhsHome Loan for 60 LakhsHome Loan for 65 LakhsHome Loan for 70 Lakhs

Home Loans by Salary

Home Loan for 40,000 SalaryHome Loan for 50,000 SalaryHome Loan for 60,000 SalaryHome Loan for 70,000 SalaryHome Loan for 80,000 SalaryHome Loan for 90,000 SalaryHome Loan for 1 Lakh Salary

Trending Home Loan Options

Home Loans for Salaried IndividualsHome Loans for Business OwnersPlot cum Construction LoansLoan Against Property DetailsHome Loan Top-Up DetailsHome Loan for NRIsHome Loan Without ITR Documents

Tools

Home Loan EMI CalculatorHome Loan Balance Transfer CalculatorCompare Home LoansHome Loan Eligibility CalculatorBuy vs Rent CalculatorFind Branch Details with IFSC CodeHome Loan Tax Benefits CalculatorFOIR CalculatorCheck Your Credit ScoreHome Loan Prepayment CalculatorHome Loan Insurance CalculatorProperty Budget CalculatorHome Loan with Overdraft CalculatorCapital Tax Gains CalculatorExplore CD Approved PropertiesPlot Loan EMI CalculatorRental Yield CalculatorHome Loan Downpayment Calculator30-30-30-10 Calculator

Compare Home Loans

HDFC vs SBI Home LoansHDFC vs ICICI Home LoansHDFC vs BAJAJ Housing FinanceSBI vs AXIS Home LoansBank Of India vs SBIBank of Baroda vs AXIS BankHDFC vs Bank of BarodaSBI vs IIFL Housing FinanceSBI vs ICICI BankSBI vs BAJAJ Housing FinanceAXIS Bank vs ICICILIC vs SBI Home Loans

Best Home Loan Offers

Best Banks for a Home Loan Balance TransferBest NBFCs for a Home LoanBest Small Finance Banks for Home LoansBest Housing Finance CompaniesBest Public Sector BanksBest Options for Independent Properties
© Copyright Tres Commas Technologies Pvt. Ltd.
CIN : U72900KA2021PTC143997
Privacy Policy | Terms & Conditions
Disclaimer : The information contained in this website is presented purely for information purposes only provided as service to the internet community at large. It does not constitute insurance advice and we do not guarantee the accuracy, adequacy or the completeness of the information contained here.
Loading...