Bajaj Housing Finance has made it incredibly convenient for their home loan borrowers to monitor details such as outstanding EMIs, principal repayment, interest paid, prepayments (if any), late payment charges, and the remaining loan balance.
Bajaj offers a seamless online process to download your home loan statement, eliminating the need for visits to the branch. Whether you’re tracking payments or preparing for tax filings, this service makes managing your loan quick and efficient.
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How to Download Bajaj Housing Finance Loan Statement Online?
Checking your Bajaj Housing Finance home loan statement online is quick and convenient. With just a few steps, you can access your statement anytime through Internet Banking.
Time needed: 2 minutes
- Visit the official website of Bajaj Housing Finance.
- Login using your Customer ID, registered e-mail ID, mobile number. Enter the OTP and Login.
- Once logged in, click on ‘Account Summary‘ on the dashboard to access and download your Provisional Home Loan Interest Certificate anytime.
- When the soft copy of your loan statement is downloaded, It is advisable to save it for future reference.
Suggested Read: Home Loan Repayment Strategies
How to Get Bajaj Housing Finance Home Loan Statement Offline?
If you prefer to obtain a physical copy of your home loan statement or don’t have access to online banking, you can visit your nearest Bajaj Housing Finance Branch.
- Visit the Nearest Branch: Use the branch locator tool find the nearest Bajaj Housing Finance branch.
- Request the Form: Ask for the form to obtain your Home Loan Statement, Interest Certificate, or Provisional Interest Statement.
- Complete the Form: Fill in the form with your Home Loan Account Number, Date of Birth, registered email ID, and any other required details.
- Submit Documents: Submit the completed form along with copies of documents such as your Aadhaar Card, PAN Card, Passport, or other identification proofs.
Check Out: A Comprehensive Guide to Home Loan Balance Transfer
Bajaj Housing Finance Home Loan Prepayment Charges
| Loan Type | Prepayment Charges | Notes |
|---|---|---|
| Floating Interest Rate Home Loans | Term Loan: Nil Flexi Term Loan: Nil | GST applicable, if any. |
| Fixed Interest Rate Home Loans | Term Loan: 2% on part-prepayment Flexi Term Loan: Nil | Prepayment is Nil if loan is closed using own sources (bank, NBFC, HFC, financial institution). |
| Dual-Rate Home Loans | Charges based on loan status (foreclosure/part-prepayment) | Fixed for the initial period, then floating. |
Suggested Read: Smart Ways to Repay your Home Loan?
Bajaj Housing Finance Home Loan Foreclosure Charges
| Loan Type | Foreclosure Charges | Notes |
|---|---|---|
| Floating Interest Rate Home Loans | Term Loan: Nil Flexi Term Loan: Nil | GST applicable on charges. |
| Fixed Interest Rate Home Loans | Term Loan: 4% on principal outstanding Flexi Term Loan: 4% on sanctioned amount during repayment tenure | Nil for loans closed with own sources (other than banks/NBFCs/HFCs). |
| Dual-Rate Home Loans | Charges based on loan status (foreclosure/part-prepayment date) | Fixed initially, then floating. |
Suggested Read: Home Loan Foreclosure Guide
How is a Bajaj Home Loan Statement Beneficial?
- Track Loan Repayment: Easily monitor your loan balance and payment history.
- Tax Benefits: Helps in claiming tax deductions under Section 80C and Section 24(b) of the Income Tax Act.
- Transparency: Provides detailed breakdown of principal, interest, and outstanding amounts.
- Loan Management: Assists in managing loan repayments and prepayments effectively.
- Required for Loan Closure: Essential for clearing dues and obtaining a no-dues certificate.
- Financial Planning: Useful for budgeting and planning future finances.
- Proof of Ownership: Serves as official documentation for loan-related queries or disputes.
Bajaj Housing Finance Customer Care Contact
If you face any issues regarding your existing home loan contact Bajaj Housing Finance’s customer support team for assistance.
| Contact Method | Details |
|---|---|
| Email ID | bhflgrievance@bajajfinserv.in |
| Toll-Free Number | 022-45297300 |
| Whatsapp Message | 9607025035 |
| Official Address | Bajaj Housing Finance Limited, 5th Floor, B2 Building, Cerebrum IT Park, Kumar City, Kalyani Nagar, Pune- 411014 Maharashtra, India |
| Website | Bajaj Housing Finance |
Compare Home Loan Balance Transfer Interest Rates
| Banks | Transfer Rates | Current RLLR |
|---|---|---|
| SBI | 8.50% – 9.65%p.a. | 8.50%+CRP |
| HDFC | 8.50% – 9.00%p.a. | 18.30% (RPLR) |
| LIC Housing Finance Limited | 8.45% – 8.50% p.a. | 16.80% (LHPLR) |
| Axis Bank | 8.75% p.a onwards | 6.50% (Repo Rate) |
| Bank Of Baroda | 8.50% p.a. | 9.15% |
| Canara Bank | 9.25% p.a onwards | 9.25% |
| Union Bank of India | 8.75% p.a. onwards | 6.80% |
| Kotak Mahindra Bank | 8.75% p.a. onwards | – |
| IDFC First Bank | 8.85% p.a. | – |
| Federal Bank | 10.15% p.a. | 6.50& (Repo Rate) |
| Karur Vysya Bank | 9.48% p.a. | 10.75% (Base Rate) |
Conclusion
Managing your Bajaj Housing Finance Loan Statement online is simple and highly beneficial. By following the outlined steps, you can easily access your financial details, helping you make well-informed decisions about your home loan.
Take full advantage of the Bajaj Housing Finance online platform to manage your account efficiently. For additional support with your loan payments, loan details, or tracking your loan status, Credit Dharma’s team of experts is here to guide you every step of the way. Trust Credit Dharma as your reliable partner in navigating loans, credit, and financial planning.
Frequently Asked Questions
Log in to the Bajaj Housing Finance portal using your credentials. Access your account dashboard to view or download your loan statement.
You can request your home loan account statement anytime online or at a branch. Availability may vary based on the lender’s policies.
Yes, your home loan account statement typically mentions the type of interest rate, whether it’s fixed or floating.
A home loan statement provides comprehensive details such as:
Total loan amount
Loan start date
Applicable interest rate
Total amount repaid to date
Outstanding loan balance
Details of each EMI payment
To download your loan statement using the Bajaj Finserv App:
1. Log in to the app using your registered mobile number and OTP.
2. Navigate to the ‘Menu’ and select ‘Bank details/Documents’.
3. Tap on ‘Document Centre’ and choose your loan account number.
4. Click on ‘Statement of Account’ to view or download your loan statement.
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