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Owning a home is a significant milestone! Keeping track of your home loan payments and understanding your outstanding balance is important for effective financial planning.
If you have a home loan with the Bank of India (BOI), downloading the home loan statement is a straightforward process that can be completed online, saving you time and effort. In this guide, we will walk you through the steps to access and download your BOI home loan statement.
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Steps to View and Download your BOI home Loan Statement
For Bank of India (BOI) customers, accessing your home loan statement is a simple and convenient process that can be done online and offline.
Steps to View BOI home Loan Statement
- Via Internet Banking
a. Visit the official website of Bank of India.
b. Login using your credentials (user ID and password).
c. Your browser will be redirected to the dashboard.
d. Click on the Enquiries tab.
e. Choose Home Loan Provisional Certificate.
f. Download, print, or view the statement. - Via BOI Application
a. Download the Bank of India application on your preferred Play Store.
b. Login using your credentials (login ID and PIN).
c. Click on My Account on the dashboard.
d. Here, you can check your home loan statement. - Offline
a. Customer Care: Call Bank of India customer care at 1800 103 1906 to request your home loan statement.
b. Branch Visit: Visit your nearest Bank of India branch and request your home loan statement. Ensure you take your loan account details. The bank staff will assist you in obtaining the statement.
Note:
- Bank of India provides an annual provisional statement.
- Additional statements within the same year might require a request.
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What is a Home Loan Statement?
A home loan statement is a document provided by your lender that details the status of your home loan account. Additionally, if you wish to examine the details more closely, comprehensive information is also provided. This statement includes:
- The original amount of the loan sanctioned.
- The start and end date of the loan repayment schedule.
- The rate of interest applied to the loan.
- Type of Interest Rate (fixed/ floating)
- Amount Repaid
- The fixed EMI amount.
- Outstanding Loan Balance
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Advantages to BOI Home Loan Customers
As a Bank of India (BOI) home loan customer, you can enjoy numerous perks throughout your home-buying journey. Here’s an easy-to-follow guide to all the awesome benefits you can enjoy when you choose a BOI home loan.
Digital Accessibility of Statements
- Access your home loan details from anywhere in the world through BOI’s user-friendly online portal.
- Enjoy the convenience of managing your loan digitally, reducing the need for physical visits.
Real Time Financial Illumination
- Gain instant insights with real-time access to home loan statements and updates.
- Stay informed about your financial standing, empowering you to make timely decisions.
Downloading Digital Record
- Download statements digitally for organized and eco-friendly record-keeping.
- Easily retrieve and review past statements, reducing the risk of document loss or damage
Easy Mobile Banking
- Explore the benefits of mobile banking through BOI’s user-friendly app.
- Stay connected to your home loan details on the go, ensuring flexibility in managing your finances.
Customer Support
If you face any issues, contact BOI Bank’s Customer Support team for assistance.
| Customer Support | Contact Details |
|---|---|
| Toll Free Contact Number | 1800 220 229/ 1800 103 1906 |
| Landline Number (Charges Applied) | 022 – 40919191 |
| Email Address | cgro.boi@bankofindia.co.in |
| Address | BANK OF INDIA STAR HOUSE C – 5, G Block, Bandra Kurla Complex, Bandra (East), Mumbai – 400 051 Maharashtra |
Optimise Your Digital Home Loan Experience with BOI
- Regular Digital Check-ins:
Make it a habit to review your home loan statements online regularly. Staying informed about your financial status will help you manage your home loan effectively. - Stay Updated on Digital Developments:
Pay close attention to any communications from BOI regarding changes in interest rates, policies, or other digital updates. - Mobile Banking:
BOI’s user-friendly mobile app provides quick access to your home loan information on your smartphone or tablet. - Secure Your Digital Information:
Ensure that your login credentials for online and mobile banking are strong and secure. Regularly update passwords and be cautious of phishing attempts to protect your financial information. - Utilise Online Calculators:
BOI offers various online tools and calculators to help you plan your finances. Use these resources to calculate EMI, interest rates, and other loan-related figures to make informed decisions.
Streamline Your BOI Home Loan Management
BOI’s online platform offers a seamless experience for downloading and checking home loan statements. With user-friendly navigation and versatile viewing and download options, managing your finances is easy. Whether you prefer online access or a saved PDF, BOI provides the tools you need to manage your homeownership journey efficiently.
Conclusion
If you have further doubts or questions along the way, don’t hesitate to contact Credit Dharma experts. Our dedicated team is here to assist you and provide guidance tailored to your specific needs. Feel free to reach out for personalized support on any aspect of your Bank of India home loan journey.
Frequently Asked Questions
You can apply for a BOI home loan online through the BOI Bank website, via the mobile app, or by visiting any BOI Bank branch. For online applications, go to the home loan section on BOIs official website, fill out the application form, and submit the required documents. For offline applications, visit your nearest branch with your documents for a face-to-face process.
To apply for a BOI home loan, you need to provide identity proof, address proof, and income proof. Additionally, you are required to submit property documents along with a completed loan application form, passport-sized photographs, and a processing fee cheque. Check with BOI for any additional required documents.
You can check the status of your BOI Bank home loan application by logging into your account on the Axis Bank website or mobile app. Additionally, you may receive updates through SMS or email.
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