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If you’ve applied for an HDFC home loan, one of the most important next steps is to track your HDFC home loan application status. Knowing the status of your home loan can help you plan your finances and avoid delays in the home buying process.
This guide will walk you through how to check your HDFC home loan status using multiple methods, including the online portal, mobile app, and offline methods.
How To Track Your HDFC Home Loan Application Status Online
If you’re wondering how to check your HDFC home loan application status online, the process is simple and fast.
Here’s how you can do it step-by-step.
- Visit the Official HDFC Website
Go to the official HDFC Bank website and log in with your credentials.
- Click on the ‘Products’ Tab
On the homepage, click the ‘Products’ tab in the navigation bar.
- Select ‘Loans’ and Then ‘Home Loans’
Under the drop-down menu, click on ‘Loans’ and select ‘Home Loans’.
- Click on ‘Track Your Application’
On the new page, look for a sliding widget on the right-hand side. Click on ‘Track Your Application’ to track HDFC home loan application.
- Enter Your User ID and Password
You will be asked to enter your User ID and password. If you have forgotten your User ID, you can recover it using the “Forgot User ID” option.
- Check Your Status
Once you submit your credentials, you’ll be able to see your HDFC home loan status. The status will be displayed as Approved, Pending, Rejected, or In Progress.
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How to Check HDFC Home Loan Application Status Via Mobile App
If you prefer to check your application status on the go, you can use the HDFC Loan Assist app. Here’s how to track your HDFC home loan status through the app.
Step 1: Download the Loan Assist App
Download the HDFC Loan Assist App from the Google Play Store or the Apple App Store.
Step 2: Register and Login
- Use your registered mobile number to create an account.
- Verify your number using an OTP (One-Time Password).
- Set up a 6-digit app password for future logins.
Step 3: Click on ‘Track Your Loan’
Once you’re logged in, click on ‘Track Your Loan’ from the main menu.
Step 4: View Your HDFC Loan Application Status
Your loan status will be displayed on the screen. It will show whether the application is in progress, pending, approved, or rejected.
Pro Tip: If your credit score is low, consider working on it for 3-6 months before applying for a home loan.
How to Check HDFC Home Loan Status Offline
If you prefer not to use online methods, you can check the status offline.
Option 1: Visit Your Nearest HDFC Branch
- Visit the nearest HDFC Bank Branch.
- Carry your application reference number or registered mobile number.
- Request an update from the customer service executive.
Option 2: Call the HDFC Customer Care
- Call HDFC Bank Customer Service at 1800 2600.
- Provide your application reference number.
- Request an update on the application status.
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Conclusion
Tracking your HDFC home loan application status is now simpler than ever. Whether you prefer to check it online, via the Loan Assist app, or offline, you have multiple options.
By following the steps in this guide, you can stay on top of your loan status and avoid unnecessary delays. If you experience issues, use the troubleshooting section or reach out to HDFC customer support.
Bookmark this guide and check back anytime you need help tracking your home loan status. To know further, feel free to contact Credit Dharma.
Frequently Asked Questions
HDFC typically takes about 7 to 10 working days to process a home loan application after all required documents are submitted. This period includes the time taken for the loan approval, legal and technical verification, and the final sanctioning of the loan.
To pay HDFC housing loan EMI online, log in to your HDFC NetBanking account, navigate to the ‘Loans’ section, select your loan account, and make the payment by following the prompts. You can also set up an auto-debit instruction for automatic EMI deductions from your HDFC savings account.
HDFC typically disburses the loan within 7 to 10 working days after the completion of the technical appraisal, legal documentation, and full payment of the borrower’s own contribution.
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