If you have applied for a home under Pradhan Mantri Awas Yojana, keeping track of your application’s progress is crucial. Fortunately, the process to check your status is streamlined and user-friendly, especially when you use your Aadhaar number. In this guide, we will explain in detail how you can check your PMAY status using your Aadhaar card.
From navigating the official PMAY website to entering your Aadhaar details, we’ll provide you with all the necessary steps to quickly and easily access your application information. Let’s help you move one step closer to achieving your dream of homeownership.
How do you check PMAY status with an Aadhaar card?
- Navigate to the official website of PMAY HFA Urban
- Enter your 12-digit Aadhaar Card Number and Click on Show.
- Once you enter your Aadhar number, you can track your PMAY application status.
Alternative Ways of Checking PMAY Application Status
If your Aadhaar card is not accessible, you can still monitor the status of your Pradhan Mantri Awas Yojana (PMAY) application through other means. By using either your
- PMAY Application ID or
- your registered mobile number,
you can conveniently check and stay updated on the progress of your application online.
By Using PMAY Application ID
- Visit the official website of PMAY
- Click on By Assessment ID and enter the ID
- Your browser will redirect you to a new page where you can check your PMAY Application Status.
By Using Registered Mobile Number
- Visit the official website of PMAY
- Click on By Name, Father’s Name & Mobile No.
- Enter all the required details and click on submit.
- Your browser will redirect you to a new page where you can check your PMAY Application Status.
How to Check PMAY Status Offline?
To track the status of PMAY subsidies offline, applicants have different methods available depending on whether they are part of PMAY-Gramin (G) or PMAY-Urban (U).
For PMAY-G, individuals can visit their local Grama Panchayat or Block Panchayat offices for direct assistance and updates.
On the other hand, PMAY-U applicants can reach out via phone by calling dedicated toll-free helpline numbers. These include the:
- Ministry of Housing and Urban Affairs at 011 23063285 or 011 23060484
- The National Housing Bank at 1800 11 3377 or 1800 11 3388
- The Housing and Urban Development Corporation at 1800 11 6163
How to Check If Your Bank Account Has Received the PMAY Loan Amount?
Via UMANG Website
- Download the UMANG application on your Play Store.
- Search for Pradhan Mantri Awas Yojana – Gramin.
- Now, click on Instalment Details and enter your application/ registration number.
Via PMAY – URBAN Website
- Visit the official website of Pradhan Mantri Awas Yojana Urban
- Click on Search Beneficiary and select Beneficiary Wise Fund Release.
- Enter your registered mobile number.
- You will receive an OTP on your same number.
- Enter the OTP and click on Search.
- Your browser will be redirected to a new page where you can check if your home loan is credited or not.
PMAY Customer Care
You can contact the PMAY customer care team through several methods.
- For direct support, call their landline numbers at 011 2306 3285 or 011 2306 0484.
- Alternatively, you can send an email to their official email address: pmaymis-mhupa@gov.in.
Headquarters Address:
RK Gautam, Director (HFA-5)
Ministry of Housing and Urban Affairs
Room no 118, G Wing, NBO Building,
Nirman Bhawan, New Delhi-110011
Frequently Asked Questions
The PMAY subsidy calculates based on an interest rate subsidy that can reach up to 6.5% for a maximum loan tenure of 20 years, applied to a maximum loan amount of ₹6 lakhs. If your loan amount is less than ₹6 lakhs, the subsidy amount reduces proportionately. You calculate the present value of the subsidy using a discount rate and then deduct it from your loan amount.
Under PMAY, the subsidy amount is credited upfront to your loan account, reducing your total loan liability. This process reduces the effective loan amount and, thus, the EMI burden.
Yes, if you transfer your loan balance to another bank or prepay your loan, you can lose the PMAY subsidy. In such cases, you might forfeit the subsidy benefits that were previously granted.
PMAY is still available as of 2024. The government has extended the deadline for availing of PMAY benefits to the end of 2024, to assist more eligible beneficiaries in achieving homeownership.
Yes, government employees can apply for PMAY if they meet the other eligibility criteria set under the scheme, such as not owning a pucca house anywhere in India and falling within the specified income brackets.
You cannot apply for the PMAY subsidy twice. Once you claim and receive a subsidy for a property, you cannot claim it again for the same or another property under your name.