Privacy Policy

Effective Date: 30th September 2023

1. Introduction

Welcome to Home Loan Genius by Credit Dharma. This Privacy Policy applies to your use of the Home Loan Genius calculator and explains how we collect, use, disclose, and safeguard your information. It also describes your choices regarding use, access, and correction of your personal information.

1. Information We Collect

Personal Information: This includes but is not limited to your name, email address, telephone number, and financial information relevant to home loan calculations.

Usage Data: Information on how the service is accessed and used (e.g., page views, navigation paths).

Cookies and Tracking Data: We use cookies, beacons, tags, and scripts to collect and track information and to improve and analyse our Service.

1. How We Use Your Information

To Provide and Maintain our Service: Including to monitor the usage of our service.

To Notify You About Changes to our Service

Customer Support: To provide customer support and manage your inquiries.

For Analysis and Product Development: To improve our Service.

Marketing and Communications: To provide you with news, special offers, and general information about other goods, services, and events.

Legal Obligations: To comply with legal requirements and law enforcement requests.

1. Sharing Your Information

With Service Providers: We share information with service providers who help us provide our services.

For Business Transfers: In connection with any merger, sale of company assets, financing, or acquisition.

For Legal Reasons: To comply with a legal obligation, protect and defend our rights or property, and protect the safety of our users.

1. Data Retention

We will retain your Personal Data only for as long as is necessary for the purposes set out in this Privacy Policy.

1. Data Security

We take reasonable measures to protect your information from unauthorised access, use, or disclosure.

1. International Data Transfers

Your information may be transferred to — and maintained on — computers located outside of your state, province, country, or other governmental jurisdiction where the data protection laws may differ.

1. Your Data Protection Rights

You have certain data protection rights, including the right to access, update, or delete the information we hold about you.

1. Children's Privacy

Our Service does not address anyone under the age of 18 Children.

1. Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page.

1. Contact Us

For any questions or comments about this policy, please contact us at contact@creditdharma.in.

Address:

Credit Dharma

Enzyme Office Spaces , 2

7th Main, 480/B,

18th Cross Road, HSR Layout,

Bengaluru, Karnataka 560102