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credit dharma assured

Sumadhura Folium Phase I

K R Puram, Bangalore

RERA ID : PRM/KA/RERA/1251/446/PR/280222/004738

Builder : Sumadhura Infracon Pvt Ltd

Price Range

₹ 2.26 Cr - 3.66 Cr

Own it @ ₹256,962/month

Download BrochureCalculate EMI For This Property

Sumadhura Folium Phase I Highlights

Project Location
K R Puram, Bangalore, Karnataka
Builder Name
Sumadhura Infracon Pvt Ltd
Possession Date
1/4/2025
Total Land Area
6.15 Acres
No. of Towers/ Units
2 Buildings - 400 units
Configuration Variants
3.0 bhk, 4.0 bhk
Carpet Area Range
1505 - 2630 sq. ft.
Price Range
₹2,26,10,000 - ₹3,66,10,000

More About Sumadhura Folium Phase I

There’s something magical about calling Bangalore home—a city that pulses with energy yet offers pockets of calm amidst the chaos. If you’ve ever wished for a home that feels like an escape without actually leaving the city, then Sumadhura Folium Phase I in K R Puram might be exactly what you’re looking for. Being in K R Puram means you’re located close—proximity to work, schools, malls, or even weekend getaways. But beyond that, there’s a sense of thoughtfulness in every corner of this project.Sumadhura Folium Phase I is a promise—to give you a space that inspires, relaxes, and delights.

Doesn’t that sound like the kind of place you’d want to come home to?

Sumadhura Folium Phase I Location

Sumadhura Folium Phase I Pricing Breakdown

Property Budget Calculator

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Tenure
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Sumadhura Folium Phase I Location Advantages

Great International School

Distance not available

Geetha Hospital - Multispeciality Hospital in Virgonagar, Aavalahalli

11.435 km away

Karavali Cafe

3.629 km away

Kadugodi Railway Station Bus Stop

3.955 km away

Sumadhura Folium Phase I Specifications

Floor and Counter

Living/Dining

Vitrified Tiles

Master Bedroom

Vitrified Tiled Flooring

Other Bedroom

Vitrified Tiled Flooring

Kitchen

- Vitrified flooring

Toilets

Anti Skid Vitrified Tiles

Balcony

Anti skid ceramic tiles

Fitting

Toilets

Hindware / Parryware or Equivalent Sanitary Fittings

Kitchen

Branded CP fittings

Doors

Decorative Flush Door

Wall and Ceiling

Interior

Acrylic Emulsion Paint

Exterior

Acrylic Paint

Kitchen

Ceramic Tiles Dado

Toilets

Ceramic Tiles Dado

Sumadhura Folium Phase I Amenities

Sports Area
Swimming Pool
Children Play Area
Internet
Gym
Atm
Gated Community
Power Backup
Badminton Court
Basketball Court
Cricket Pitch
Squash Court
Tennis Court
Skating Rink
Library
Cycling Jogging Track
Community Hall
24x7 Security
Amphitheater
Spa
Fire Sprinklers
Table Tennis
Mini Theatre
Car Parking
24x7 Water Supply
Multipurpose Room
Indoor Games
Shopping Mall
Intercom
Childrens Play Area
Salon
Card Room
Visitor Parking
Reserved Parking
Chess Board
Open Car Parking
Banquet Hall
Rain Water Harvesting
Jacuzzi
Cafeteria
Natural Pond
Internet Wifi
Grocery Shop
Reflexology Park
Vaastu Compliant
Landscaping Tree Planting
Bus Shelter
Gymnasium
Fire Fighting System
Closed Car Parking
Foosball
Club House
Entrance Lobby
Yoga Meditation Area
Security Cabin
Barbecue Area
Lifts
Restaurant
Temple
Multipurpose Hall
Conference Room
Paved Compound
Car Wash Area
Carrom
Vastu Compliant

About Sumadhura Infracon Pvt Ltd

Sumadhura Infracon Pvt Ltd is a name that resonates among the prominent residential and commercial developers in Bangalore, India. Their ability to deliver on-time luxurious and affordable housing projects in Bangalore has ensured a continual interest from their customers. Their expertise in acquisition of land, appointment of architects and designers, construction, sales to after sales service, has helped them to be counted among Bangalore's forerunners in Real Estate development. The company's vision to continuously expand the role of a leading developer in the construction industry by building lasting relationships with our clientele and all concerned on the foundations of performance, trust and confidence. And its mission is to develop quality properties based on realistic values for its owners, investment affiliates, as well as its joint venture partners. It is an enterprise that maintains the highest level of personnel support and skilled professionals for an enjoyable environment.

How to Get a Home Loan for Sumadhura Folium Phase I?

Getting the right home loan can simplify the process, but you need to know each step: checking eligibility, gathering documents, comparing lenders, and understanding how disbursement works. Follow this roadmap to ensure you don’t miss a thing.

1. Check Your Eligibility

  • Age: 21–60 for salaried, up to 65 for self-employed
  • Steady income and a stable job or business history
  • Credit Score: 750+ for better interest rates

2. Gather Key Documents

  • Identity/Address: Aadhaar, PAN, Passport, or Voter ID
  • Income: Salary slips, Form 16, bank statements (salaried); ITR, GST returns, P&L (self-employed)
  • Property: Sale agreement, approved plans, NOCs, RERA registration

3. Evaluate Budget & Loan-to-Value (LTV)

Lenders typically offer 80–90% of the property’s value. Don’t forget to factor in stamp duty, registration fees, and GST (for under-construction properties like this one).

4. Compare Lenders & Government Schemes

  • Compare banks vs. NBFCs: interest, processing fees, loan tenure
  • PMAY: Pradhan Mantri Awas Yojana can offer interest subsidies to first-time buyers

5. Pre-Approval & Underwriting

Submit financials for a pre-approval. The lender will assess your repayment capacity and evaluate the property’s value.

6. Sanction & Disbursement

  • Sanction Letter: Details loan amount, rate & terms
  • Disbursement: Made to the seller or builder, often in stages for under-construction units like Sumadhura Folium Phase I

7. EMI & Insurance

EMI starts post-disbursement. Set up auto-debit to avoid delays. Consider optional home loan insurance to protect your family from future liabilities.

8. Tax Benefits

  • Section 80C: Deduct up to ₹1.5 lakh of principal annually
  • Section 24: Deduct up to ₹2 lakh of interest annually

Why Choose Credit Dharma for Your Home Purchase?

Make your property search simple and stress free. Let Credit Dharma take care of the details, so you can focus on what really matters: turning your new house into a home.

  • Better Price Negotiations: We negotiate the best deal so you get maximum value
  • Preferred Unit Selection: Get help securing the best unit in top projects like Sumadhura Folium Phase I
  • Expert Advisors: Personalized guidance through the entire home loan process
  • Seamless Home Loan Offers: Quick, competitive and stress-free financing options

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