logo
Home Loans
Calculators
Resources
Partner with Us
Find Properties
Free Credit Report
logologo
Fast. Transparent. Spam Free.
Getting a home loan in India is none of the above.
At Creditdharma we are changing that and making your home buying journey stress free. Top Experts, Best Banking Partners and Super Easy Process.
Quick Links
Blogs
Home Loan Eligibility
Balance Transfer
Calculators
About Us
Partner with Us
Become an Advisor
Properties
Glossary
IFSC Code Search
Refer & Earn
Free Credit Report
Home Loan Score
Help
Sitemap
Get in Touch
Enzyme Office Spaces , 27th Main, 480/B, 18th Cross Road, HSR Layout, Bengaluru, Karnataka 560102
linkedininstatwt/x
General Enquiry
contact@creditdharma.in

Home Loans From Top Banks

SBI

SBI Home LoansSBI Home Loan EMI CalculatorSBI Home Loan Eligibility CalculatorSBI MaxGain Home LoansSBI Privilege Home LoanSBI Home Loan StatementSBI Home Loan Customer Care

HDFC

HDFC Home LoansHDFC Home Loan EMI CalculatorHDFC Home Loan Eligibility CalculatorHDFC Loan Against PropertyHDFC Home Loan with Overdraft FacilityHDFC Home Loan StatementHDFC Home Loan Customer Care

LIC Housing Finance

LIC Housing Finance Home LoansLIC Home Loan EMI CalculatorLIC Home Loan Eligibility CalculatorLIC Plot Loan DetailsLIC Home Loan StatementLIC Home Loan Customer Care

Bank of Baroda

Bank of Baroda Home LoansBank of Baroda Home Loan EMI CalculatorBank of Baroda Home Loan Eligibility CalculatorBank of Baroda Loan Against PropertyBank of Baroda Home Loan StatementBank of Baroda Home Loan Customer Care

IDBI Bank

IDBI Bank Home LoansIDBI Bank Home Loan EMI CalculatorIDBI Bank Home Loan Eligibility CalculatorIDBI Bank Home Loan Interest RatesIDBI Bank Home Loan StatementIDBI Bank Home Loan Customer Care

ICICI Bank

ICICI Bank Home LoansICICI Bank Home Loan EMI CalculatorICICI Bank Home Loan Eligibility CalculatorICICI Bank Home Loan Top-UpICICI Bank Home Loan StatementICICI Bank Home Loan Customer Care

AXIS Bank

AXIS Bank Home LoansAXIS Bank Home Loan EMI CalculatorAXIS Bank Home Loan Eligibility CalculatorAXIS Bank Loan Against PropertyAXIS Bank Home Loan StatementAXIS Bank Home Loan Customer Care

BAJAJ Housing Finance

BAJAJ Housing Finance Home LoansBAJAJ Housing Finance Home Loan EMI CalculatorBAJAJ Housing Finance Home Loan Eligibility CalculatorBAJAJ Housing Finance Sambhav Home LoanBAJAJ Housing Finance Home Loan StatementBAJAJ Housing Finance Home Loan Customer Care

Resources

Best Home Loans in Your City

Home Loans in BangaloreHome Loans in HyderabadHome Loans in MumbaiHome Loans in DelhiHome Loans in ChennaiHome Loans in JaipurHome Loans in Pune

Home Loans by Amount

Home Loan for 40 LakhsHome Loan for 45 LakhsHome Loan for 50 LakhsHome Loan for 55 LakhsHome Loan for 60 LakhsHome Loan for 65 LakhsHome Loan for 70 Lakhs

Home Loans by Salary

Home Loan for 40,000 SalaryHome Loan for 50,000 SalaryHome Loan for 60,000 SalaryHome Loan for 70,000 SalaryHome Loan for 80,000 SalaryHome Loan for 90,000 SalaryHome Loan for 1 Lakh Salary

Trending Home Loan Options

Home Loans for Salaried IndividualsHome Loans for Business OwnersPlot cum Construction LoansLoan Against Property DetailsHome Loan Top-Up DetailsHome Loan for NRIsHome Loan Without ITR Documents

Tools

Home Loan EMI CalculatorHome Loan Balance Transfer CalculatorCompare Home LoansHome Loan Eligibility CalculatorBuy vs Rent CalculatorFind Branch Details with IFSC CodeHome Loan Tax Benefits CalculatorFOIR CalculatorCheck Your Credit ScoreHome Loan Prepayment CalculatorHome Loan Insurance CalculatorProperty Budget CalculatorHome Loan with Overdraft CalculatorCapital Tax Gains CalculatorExplore CD Approved PropertiesPlot Loan EMI CalculatorRental Yield CalculatorHome Loan Downpayment Calculator30-30-30-10 Calculator

Compare Home Loans

HDFC vs SBI Home LoansHDFC vs ICICI Home LoansHDFC vs BAJAJ Housing FinanceSBI vs AXIS Home LoansBank Of India vs SBIBank of Baroda vs AXIS BankHDFC vs Bank of BarodaSBI vs IIFL Housing FinanceSBI vs ICICI BankSBI vs BAJAJ Housing FinanceAXIS Bank vs ICICILIC vs SBI Home Loans

Best Home Loan Offers

Best Banks for a Home Loan Balance TransferBest NBFCs for a Home LoanBest Small Finance Banks for Home LoansBest Housing Finance CompaniesBest Public Sector BanksBest Options for Independent Properties
© Copyright Tres Commas Technologies Pvt. Ltd.
CIN : U72900KA2021PTC143997
Privacy Policy | Terms & Conditions
Disclaimer : The information contained in this website is presented purely for information purposes only provided as service to the internet community at large. It does not constitute insurance advice and we do not guarantee the accuracy, adequacy or the completeness of the information contained here.
Loading...
Elevation
Image 1
Image 2
Image 3
Image 4
Image 5
Image 6
Image 7
Image 8
Image 9
Image 10
Image 11
Image 12
Image 13
Image 14
Image 15
Image 16
Image 17
Image 18
Image 19
Image 20
Image 21
Image 22
Image 23
Image 24
Image 25
Image 26
Image 27
Image 28
Image 29
Image 30
Image 31
Image 32
Image 33
Image 34
Image 35
Image 36
Image 37
Image 38
Image 39
Image 40
Image 41
Image 42
Image 43
Image 44
Image 45
Image 46
Image 47
Image 48
Image 49
Image 50
Image 51
Image 52
Image 53
Image 54
Image 55
Image 56
credit dharma assured

Goyal Orchid Life

Gunjur, Bengaluru

RERA ID : PRM/KA/RERA/1251/446/PR/151223/006487

Builder : Goyal & Co | Hariyana Group

Price Range

₹ 95.09 Lacs - 2.24 Cr

Own it @ ₹138,456/month

Get Expert Help With Your Property Search

Unbiased Property Search & Analysis

Price Negotiations with Builders

End-to-End Personalised Assistance

Home Loans @ 7.85% from 40+ Banks

Unbiased Property Search & Analysis

Price Negotiations with Builders

End-to-End Personalised Assistance

Home Loans @ 7.85% from 40+ Banks

Unbiased Property Search & Analysis

Price Negotiations with Builders

End-to-End Personalised Assistance

Home Loans @ 7.85% from 40+ Banks

Unbiased Property Search & Analysis

Price Negotiations with Builders

End-to-End Personalised Assistance

Home Loans @ 7.85% from 40+ Banks

100+ Projects

40+ Banks

cash image

₹100Cr+ Saved

creditdharma logo
AI Real Estate Advisor
By Credit Dharma

Goyal Orchid Life Highlights

Project Location
Gunjur, Bengaluru, Karnataka
Builder Name
Goyal & Co | Hariyana Group
Possession Date
Feb 2030
Total Land Area
7.2 acres
No. of Units
772 units
Configuration Variants
2 BHK, 3 BHK
Carpet Area Range
544 - 1186 sq. ft.
Price Range
₹95,09,000 - ₹2,24,00,000
AspectsDetails
Project LocationWPGG+VV6, Gunjur Palya, Bengaluru, Karnataka 560087
Builder NameGoyal & Co.
Possession Date2029
RERA No.PRM/KA/RERA/1251/446/PR/151223/006487
Total Land Area6 Acres
No. of Towers/ Units3 Towers
B + G + 14 Floors Each
450 Units
Configuration Variants2 BHK, 3 BHK
Carpet Area Range1100 sq. ft. – 1800 sq. ft.
Price Range₹7,400 per sq. ft.

Orchid Life | Overview

Orchid Life is built for the way you actually live—calm, comfortable, and quietly refined. Rooms are laid out for real life: bright living spaces for long chats or movie nights, and tucked‑away corners to unwind when you want a little quiet. Step outside and the mood stays easy—a pool that feels like a mini getaway, architecture that frames the water beautifully, and landscaping that paints the outdoors like a living artwork. It’s luxury where it matters, practical where you need it, and peaceful all the way through. Come home, exhale, and let life slow down, just a little.


Why Should You Buy a Property in Orchid Life?

Buying in Gunjur in 2025 makes sense for both end‑users and investors. Prices have surged 2.5x since 2020—a 146% jump—with averages around ₹11,850 per sq ft and a current range of ₹7,000–₹12,000.

The location connects swiftly to Whitefield, Sarjapur, and Electronic City, sits along a 150‑ft CDP road, and benefits from the Gunjur–Varthur road expansion (with 143 properties being acquired). Rapid infrastructure upgrades, including upcoming Metro links and wider road networks, underpin future growth.

Demand is strong, reflected in 120% unit absorption. Close to major tech parks—especially multiple Prestige hubs on Varthur Road—Gunjur offers rental demand and solid appreciation potential.


Orchid Life: Configurations and Floor Plan

Unit TypeSize
2 BHK811 sq. ft.
2 BHK1194 sq. ft.
3 BHK1482 sq. ft.
3 BHK1496 sq. ft.
3 BHK1723 sq. ft.
3 BHK1756 sq. ft.
3 BHK1863 sq. ft.

Sumadhura Sarang Location Advantages

Work Where Innovation Happens

Stay close to Bangalore’s most prominent tech hubs. With easy access to Cessna Business Park, Embassy Tech Village, RMZ Ecospace, RMZ Ecoworld, and Wipro SEZ, your daily commute is smooth and short. Whether you’re working at ITPL, Wipro Limited, or the massive Bagmane Constellation Business Park, you’re right where the action is.

Schools That Set the Bar High

From early education to high school, top institutions are just around the corner. Choose from reputed names like Greenwood High, The International School Bangalore (TISB), Vibgyor High, and Chrysalis High School. For younger children, KLAY Pre-school & Day Care offers trusted early learning within reach.

Retail Therapy Made Easy

Everything you need is just a short drive away. Shop daily essentials at D-Mart or indulge in full-scale shopping at Phoenix Marketcity, VR Bengaluru, and The Forum Neighbourhood Mall. For lifestyle needs, Croma, Star Market, and Decathlon Sarjapur have you covered.

Healthcare You Can Count On

With renowned hospitals like Manipal Hospital Varthur, Rainbow Hospital, and Sakra World Hospital nearby, you can rest easy knowing top medical care is always within reach—whether it’s for routine checkups or emergencies.

Metro Connectivity That Works

Travel is seamless with metro stations like K.R. Pura and Kadugodi Tree Park close by. These connect you effortlessly to the city’s key zones, making everyday transit faster and more convenient.


Living at Orchid Life: Lifestyle Benefits

Stay Active, Stay Energized

  • Gymnasium equipped for strength and cardio workouts
  • Badminton Courts (2) for fast-paced indoor matches
  • Tennis Court for your weekend rallies
  • Box Cricket zone for fun-filled team games
  • Pickle Ball Court for a quick, engaging game
  • Half Basketball Court to shoot some hoops
  • Multipurpose Court for all-around sports action

Unwind, Relax & Rejuvenate

  • Yoga Deck for mindful mornings and sunset stretches
  • Steam/Massage rooms to relax after a long day
  • Lily Pond for a peaceful nature escape
  • Pet Park where your furry friends can play freely

Celebrate Every Moment

  • Party Lawn perfect for birthdays, get-togethers, and family events
  • Barbecue Corner for laid-back weekend cookouts
  • Celebration Lawn designed for festive gatherings and functions
  • Amphitheatre for community events, movie nights, and performances
  • Multipurpose Hall to host indoor events and functions

Fun for the Little Ones (and the Young at Heart)

  • Children’s Play Area with safe and engaging equipment
  • Indoor Games zone for table tennis, carrom, and more
  • Social Tree Court where kids and adults can gather and connect
  • Activity Room for creative, educational, or recreational sessions

Spaces to Chill and Connect

  • Lounge/Café for coffee, chats, and quiet work sessions
  • Mini Theatre to enjoy movies without leaving your community
  • Swimming Pool with Deck for refreshing dips and poolside lounging

Property Details

₹
₹1.0 Lacs.₹10.0 Cr.
₹
₹10,000₹10.0 Lacs.
%
2 %20 %

Home Loan Details

₹
₹1.0 Lacs.₹1.0 Cr.
%
2 %20 %
Yr
1 Yr30 Yr
Rent vs Buy Comparison

Recommendation

Buying is better if you will stay for more than 0 years, you will save ₹0 in 0years.

Total Rent Cost

₹ 0

Total Buy Cost

₹ 0

Break-even Year

0 years

Savings

₹ 0

Home Loan Details

Loan Amount

₹ 0

Interest Amount

₹ 0

Total Payable

₹ 0

Monthly EMI

₹ 0


Orchid Life: Project Specifications

CategorySpecifications
Wall Finishing• Internal walls & ceiling with Tractor Emulsion
• External walls with weather coat/weather shield paint
Flooring• Vitrified tiles for living, dining, kitchen, bedrooms & utility
• Ceramic tiles for living and master balconies
• Rustic/vitrified tiles in lobbies
Doors & Windows• Main door with wood finish frame & flush door
• Internal doors with wood finish frames & moulded panel doors
Windows• UPVC/Aluminum frames with sliding shutters
• Mosquito mesh provision for all doors and windows
Kitchen• Provision for modular kitchen (no granite counter)
• Granite countertop with single bowl sink & chrome-plated tap
• 2 ft. ceramic tile cladding above platform
Utility• Washing machine point provision
Toilets• Ceramic tile flooring and dado up to 7 ft
• Granite counter wash basin in master toilet
• Wall-mounted basins in other toilets
• EWC & chrome fittings with shower mixer
• Grid false ceiling
• Exhaust fan & geyser provision
Electrical• 2 & 3 BHK+2T: 4 KW BESCOM + 0.75 KW DG backup
• 3 BHK: 5 KW BESCOM + 1 KW DG backup
• 100% DG backup for pumps, lifts & common areas
• Video door phone provision
Water Supply• CPVC water supply lines
• UPVC/PVC for soil, drainage, external lines
• Sewage treatment plant
• Rainwater harvesting system
Lifts• 8 and 13 passenger lifts in each tower
Security System• CCTV coverage in peripheral areas
• Security cabin at entrance and exit

About Goyal & Co

Goyal & Co. Hariyana Group is a prestigious real estate developer founded in 1971 by Mr. Rampurshottam Goyal in Ahmedabad. With over five decades of experience, the company has successfully completed 200+ projects including apartments, villas, townships, and corporate offices. 

The group expanded operations to multiple metro cities including Mumbai and Bangalore. Known for quality construction and transparency, Goyal & Co. has earned multiple awards including “Best Affordable Project of the Year” (2015) and “Villa Project Of The Year Award” (2019). 

The company employs 201-500 professionals with $19.4 million revenue, establishing itself as a trusted name in premium real estate development.


Orchid Life Pricing Breakdown

₹
₹1.0 Lacs.₹1.0 Cr.
₹
₹10,000₹1.0 Cr.
₹
₹0₹50,000
Remaining SalaryOther EMIsHome Loan EMI
Max Property Budget
₹0
Remaining Salary
₹0
Other EMIs
₹0
Home Loan EMI
₹0
Home Loan
₹0
Additional Information

Fixed Cost
Downpayment
₹0
Stamp Duty
₹
Registration Charges
₹
Total Fixed Cost
₹
Monthly Cost
Home Loan Amount
₹0
Interest Payable
₹0
Tenure
20 Years
Home Loan EMI
₹0
Your Home Loan Property Budget

Monthly EMI

₹ 0

Speak to a Home Loan Expert Today

Free Consultation

Property Buying Costs You Should be Aware of

When buying a property, it’s important to consider more than just the purchase price. There are several additional costs that can significantly impact your budget. Understanding these expenses upfront can help you plan better and avoid any surprises during the buying process.

Stamp Duty Charges in Karnataka 2025

CategoryAbove Rs 45 LakhRs 21-45 LakhLess than Rs 20 Lakh
Male5%3%2%
Female5%3%2%
Male + Female5%3%2%
Male + Male5%3%2%
Female + Female5%3%Not specified

Note: In addition to the above rates, the Karnataka government levies a 10% cess and a 2% surcharge (or 3% in rural areas) on the stamp duty payment, which results in a total stamp duty of approximately 5.6% (or 5.65% in rural areas) for properties above Rs 45 lakh.

Property Registration Fees in Karnataka 2025

CategoryRegistration Charges
Male1% of the property value
Female1% of the property value
Male + Female1% of the property value
Male + Male1% of the property value
Female + Female1% of the property value

Property Tax in Bangalore 2025

Property TypeZone AZone BZone CZone DZone EZone F
Residential2.00%2%2%1.40%1.20%1.00%

Interior & Furnishing Cost Estimate (1,200 sq ft home)

CategoryCost per Unit (₹)Quantity/ScopeCost Notes
Flooring80–200/sq ft1,200 sq ft96,000–240,000Vitrified tiles (basic: 80–120/sq ft, premium: 150–200/sq ft).
Painting25–50/sq ft1,200 sq ft30,000–60,000Emulsion paint (mid-range: 30–40/sq ft).
Electrical Work40–80/sq ft1,200 sq ft48,000–96,000Wiring, switches, and fixtures.
Plumbing30–60/sq ft1,200 sq ft36,000–72,000Pipes, fittings, and basic labor.
Kitchen1,200–3,500/sq ft100 sq ft (modular)120,000–350,000Includes cabinets, countertops (quartz/granite), and sink.
AppliancesN/AChimney, hob, oven, etc.80,000–150,000Mid-range brands (e.g., Faber, Hindware).
Bathrooms15,000–30,000/bathroom2 bathrooms30,000–60,000Sanitaryware, faucets, and tiles.
FurnitureN/ALiving/dining/bedrooms300,000–600,000Sofas, beds, wardrobes, dining sets (particle board vs. solid wood).
Lighting1,000–10,000/fixture20–30 fixtures20,000–300,000LEDs, chandeliers, and decorative lights.
1Window Treatments800–3,000/window6–8 windows4,800–24,000Curtains, blinds, or shutters.
Decor & Soft Furnishings500–5,000/item10–20 items5,000–100,000Rugs, cushions, wall art, and plants.
MiscellaneousN/AStorage, automation20,000–100,000Shelving, smart home systems, or labor contingencies.
Total Estimated Cost789,800–1,986,000Excludes structural changes or luxury upgrades.

How to Get a Home Loan for Orchid Life?

Getting the right home loan can simplify the process, but you need to know each step: checking eligibility, gathering documents, comparing lenders, and understanding how disbursement works. Follow this roadmap to ensure you don’t miss a thing.

1. Check Your Eligibility

  • Basic Criteria: Age (21–60 for salaried, up to 65 for self-employed), steady income, and a stable job or business history.
  • Credit Score: Aim for 750+ (CIBIL) to get better interest rates.

2. Gather Key Documents

  • Identity/Address: Aadhaar, PAN, Passport, or Voter ID.
  • Income: Salary slips/Form 16/bank statements (salaried); ITR/GST returns/profit-loss statement (self-employed).
  • Property: Sale agreement, approved plans, NOCs, RERA registration (if applicable).

3. Evaluate Budget & Loan-to-Value (LTV)

  • Lenders typically offer 80–90% of the property’s value.
  • Factor in stamp duty, registration fees, and GST (for under-construction).

4. Compare Lenders & Government Schemes

  • Banks vs. NBFCs: Check interest rates, processing fees, and loan tenures.
  • PMAY (Pradhan Mantri Awas Yojana): Possible interest subsidy for first-time buyers.

5. Pre-Approval & Underwriting

  • Pre-Approval: Submit financials to get a rough loan amount estimate.
  • Underwriting: Lender evaluates your repayment capacity and the property’s valuation.

6. Sanction & Disbursement

  • Sanction Letter: Confirms loan amount, interest rate, and terms.
  • Disbursement: Often directly to the seller/builder; may be in stages for under-construction homes.

7. EMI & Insurance

  • EMI Setup: Starts soon after disbursement; opt for auto-debit to avoid missed payments.
  • Insurance (Optional): Home loan protection plans can safeguard your family from outstanding debt.

8. Tax Benefits

  • Section 80C: Principal deduction up to INR 1.5 lakh per year.
  • Section 24: Interest deduction up to INR 2 lakh per year for self-occupied property.

₹
₹1.0 Lacs.₹10.0 Cr.
%
2 %20 %
Yr
1 Yr30 Yr
Loan AmountInterest Amount
Monthly EMI
₹0
Loan Amount
₹0
Interest Amount
₹0

Loan Amount

₹ 0

Interest Amount

₹ 0

Total Payable

₹ 0

Monthly EMI

₹ 0

Your Amortization details(Yearly/Monthly)

Looking for Home Loans?
Compare Interest Rates from 20+ Banks


Why Choose Credit Dharma for Your Home Purchase?

Make your property search simple and stress free. Let Credit Dharma take care of the details, so you can focus on what really matters: turning your new house into a home.

  • Better Price Negotiations: We handle the bargaining so you get the most value for your money.
  • Preferred Unit Selection: Choose from top projects, and we’ll help secure the perfect unit configuration for you.
  • Expert Advisors: Our friendly team walks you through the entire process—no guesswork needed.

Seamless Home Loan Offers: We connect you with competitive rates and a hassle-free loan experience.


Frequently Asked Questions

Where is Orchid Life located?

The project is strategically situated at 150 feet wide CDP road in Gunjur, near Varthur and Whitefield, East Bangalore

How many floors does each tower have?

Each tower has 2 basements, ground floor, and 25 floors (2B+G+25).

Which hospitals are nearby?

Key healthcare facilities include Columbia Asia Hospital Whitefield, Sakra World Hospital, Manipal Hospital Whitefield, and Vydehi Institute of Medical Sciences

What makes it a good investment opportunity?

The project offers prime location advantages, growing infrastructure, proximity to IT hubs, quality construction by an established developer, and strong potential for rental income and resale value in the rapidly developing East Bangalore corridor.

Is the project RERA registered?

Yes, Orchid Life is a RERA-registered housing society ensuring legal compliance and buyer protection.

How strong is the capital appreciation potential in Gunjur?

Gunjur has seen 8–17% annual price growth thanks to infrastructure upgrades like CDP-road widening and planned metro extensions. As Orchid Life moves from pre-launch to possession (from February 2030), it is positioned for significant long-term capital gains.

What rental yields can I expect in Gunjur?

East Bangalore yields average 4–5% per annum. Comparable 2 BHK units (800–1,250 sq ft) in the area rent for ₹25,000–₹35,000 monthly, translating to ~4.5% annual yield on the ₹93 lakh starting price.