Aspects	Details
Project Location	Soukya Road, Bengaluru, Karnataka – 562114
Builder Name	Provident Housing
Possession Date	June 2025
RERA No.	PRM/KA/RERA/1250/304/PR/190719/002702
Total Land Area	6 Acres
No. of Towers/ Units	7 Towers764 Units
Configuration Variants	Studio, 1 BHK, 2 BHK, 2.5 BHK, 3 BHK
Carpet Area Range	260 sq. ft. – 640 sq. ft. onwards
Price Range	₹1.04 Crore Onwards

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Provident Capella | Overview

Provident Capella is tuned to children’s boundless energy and to the grown-ups who still crave a dash of their childhood. It’s a place where the joys, dreams, and little challenges of childhood take center stage—yet every hallway, every courtyard, whispers an invitation for adults to join in. For your child, and the child in you, home starts here and boredom stops at the gate.

A six-acre canopy of green welcomes you, trimmed lawns carrying the scent of fresh cut grass while a hint of jasmine drifts from the garden beds lining the pathway. Ahead, a low-rise façade catches the afternoon light; its clean lines hint at the modern engineering tucked beneath—solid, quiet, reassuring.

Inside, everything feels calm and solid. Doors close softly, top-grade taps send water in a smooth stream, and strong global-standard construction keeps every surface steady.

When work calls, ITPL is only a short, easy drive away. The rest of the day is yours: tackle the mini climbing wall again or jog the tree-lined track. At Provident Capella, childhood joy and grown-up fun live side by side—built for your child, and for the child in you.

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Why Should You Buy a Property in Provident Capella?

Whitefield in 2025 checks three big boxes for a home-buyer: connectivity, value, and growth. The Purple-Line metro now runs right through the area, trimming office commutes and already lifting prices by about 5–12 % near the stations.

Even so, you can still pick up new apartments for roughly ₹9,000–₹12,000 per sq ft—well below most central Bangalore pockets. Tech parks like ITPL and EPIP keep hiring, and a suburban-rail stop due by 2025 will add another fast link to the city grid.

Rents have climbed 7–12 % a year, so rental yields sit near 4 %, helping your EMI along. Put together: better travel, still-affordable entry prices, and steady demand, Whitefield offers a solid spot to live now and a good chance of appreciation down the road.

• Walkable to the new metro stop, daily commutes made easy.
• Located in a fast-growing corridor with strong appreciation ahead.
• Access 25 + on-site sports and lifestyle amenities for all-day recreation.

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Provident Capella: Configurations and Floor Plan

Explore the different configurations and floor plans of Provident Capella. Find the perfect layout to suit your needs and style.

Configuration	Carpet Area
Studio Home	260 sq. ft.
1 BHK	360 sq. ft.
2 BHK	550 sq. ft.
2.5 BHK	633 sq. ft.
3 BHK	640 sq. ft.

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Provident Capella Location Advantages

Zip-Around Commutes

• Work or flight, train or highway, you’re covered. ITPL sits a quick 8 km away, Devanagudi Railway Station is just 3 km down the road, and the upcoming Hope Farm Metro stop will be 6 km from your lobby. 
• Long runs? KR Puram Station is 17 km, Kempegowda International Airport is 39 km, and the Satellite Town Ring Road touches the neighbourhood, giving you instant access to the city’s outer loops.

Healthcare in a Heartbeat

• Peace of mind is practically built-in: Sri Sathya Sai General Hospital and Manipal Hospital both lie about 9 km from home, close enough for a quick dash, far enough to keep the sirens distant.

Playtime & Retail Therapy

• Weekends write themselves. Catch a movie or a latte at Ascendas Park Square Mall (8 km) or Nexus Shantiniketan (9 km).
• Cruise over to Phoenix Market City or VR Bengaluru, each a breezy 12 km spin, for bigger brands and louder arcades.

Learning Next Door

• School runs won’t test your patience. Bangalore International Academy is practically across the street at 1 km. 
• Winmore Academy (8 km) and MVJ College of Engineering (6 km).
• Samruddhi PU & Degree College (10 km) and Govt ITI College (6 km) all slot neatly into the daily schedule, letting kids and teens trade traffic time for extra sleep or one more game on the playground.

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Living at Provident Capella: Lifestyle Benefits

Play Hard, Stay Fit

• The adult gym packs in all the machines you need for a full-body workout.
• A dedicated children’s gym lets kids climb, crawl, and burn energy safely.
• The twin-level pool offers lap lanes for you and a shallow splash zone for the little ones.
• A multi-sport court flips between half-basketball, volleyball, and quick tennis matches.
• A shaded jogging track invites dawn runs and post-dinner strolls.
• The cricket pitch is ready for weekend leagues or quick net practice.
• A marked kabaddi court lets traditional sport fans dive straight into the action.
• The open-air gym stations keep strength training fresh in the sunshine.

Brains & Beats Zone

• The KnowHow e-tuition room gives kids a quiet tech-enabled space for online classes.
• A cosy reading lounge stocks books for every age and mood.
• Boomerang sports library lets you borrow drones, robots, skates, or BMX bikes on a whim.
• A hands-on robotics nook turns playtime into future-ready learning.
• The jamming room hands young musicians soundproof walls and real instruments.

Big-Kid Adventure Pads

• The adventure bowl dishes out smooth ramps for skaters and BMX riders.
• A sand-pit play park keeps toddlers digging and building for hours.
• Loaner BMX bikes and skateboards from Boomerang mean no gear, no problem.
• Toy houses around the corner spark endless make-believe games.
  

Quiet Mind, Happy Body

• The yoga lawn rolls out cool grass for sunrise stretches.
• A tucked-away meditation pavilion promises minutes of calm whenever you need them.
• The fresh-air tower cycles cleaner air through common areas all day long.

Meet, Mingle & Celebrate

• The multi-purpose hall flips from aerobics class to birthday bash with ease.
• An open-air theatre and stage set the scene for movie nights and school plays.
• The party lawn with barbecue counters turns weekends into cook-out central.
• An association room provides a comfy hub for resident meet-ups.
• Nearby cafés serve up quick ice-creams or cappuccinos for casual catch-ups.

Pocket-Green Escapes

• An aromatic herb garden lets you brush past basil, mint, and more on evening walks.
• A scented aroma garden adds bursts of jasmine and lavender to the breeze.
• A gentle water feature brings soothing sounds to the courtyard circuit.

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Provident Capella: Property Specifications

Category	Features
Safety & Security	CCTV cameras, 24/7 security personnel, fire-safety system
Convenience & Facilities	EV charging points, car-wash bay, guest rooms, on-site maintenance staff
Sustainability & Infrastructure	Water feature, sewage treatment plant, Vastu-compliant design

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About Provident Housing 

Provident Housing Limited, a 100 % subsidiary of Puravankara Limited, has evolved since its 2008 inception into one of India’s most prolific community developers. Over 15 years, the company has delivered more than 12,000 homes across 9 cities, handing the keys to a community of 50,000 + satisfied owners while building out 12.8 million sq ft of space. Another 5,000 + homes are currently underway, underscoring a pipeline that balances scale with steady, measured growth.

Its operating philosophy rests on six pillars that resonate with today’s home‑buyers: future‑ready technology, rigorous sustainability practices (from design to execution), uncompromising transparency in customer dealings, community‑centric value creation, unwavering trust built on integrity, and a relentless focus on quality backed by modern construction techniques.

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Provident Capella Pricing Breakdown

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Property Buying Costs You Should be Aware of

When buying a property, it’s important to consider more than just the purchase price. There are several additional costs that can significantly impact your budget. Understanding these expenses upfront can help you plan better and avoid any surprises during the buying process.

Stamp Duty Charges in Karnataka 2025

Category	Above Rs 45 Lakh	Rs 21-45 Lakh	Less than Rs 20 Lakh
Male	5%	3%	2%
Female	5%	3%	2%
Male + Female	5%	3%	2%
Male + Male	5%	3%	2%
Female + Female	5%	3%	Not specified

Note: In addition to the above rates, the Karnataka government levies a 10% cess and a 2% surcharge (or 3% in rural areas) on the stamp duty payment, which results in a total stamp duty of approximately 5.6% (or 5.65% in rural areas) for properties above Rs 45 lakh.

Property Registration Fees in Karnataka 2025

Category	Registration Charges
Male	1% of the property value
Female	1% of the property value
Male + Female	1% of the property value
Male + Male	1% of the property value
Female + Female	1% of the property value

Property Tax in Bangalore 2025

Property Type	Zone A	Zone B	Zone C	Zone D	Zone E	Zone F
Residential	2.00%	2%	2%	1.40%	1.20%	1.00%

Interior & Furnishing Cost Estimate (1,200 sq ft home)

Category	Cost per Unit (₹)	Quantity/Scope	Cost	Notes
Flooring	80–200/sq ft	1,200 sq ft	96,000–240,000	Vitrified tiles (basic: 80–120/sq ft, premium: 150–200/sq ft).
Painting	25–50/sq ft	1,200 sq ft	30,000–60,000	Emulsion paint (mid-range: 30–40/sq ft).
Electrical Work	40–80/sq ft	1,200 sq ft	48,000–96,000	Wiring, switches, and fixtures.
Plumbing	30–60/sq ft	1,200 sq ft	36,000–72,000	Pipes, fittings, and basic labor.
Kitchen	1,200–3,500/sq ft	100 sq ft (modular)	120,000–350,000	Includes cabinets, countertops (quartz/granite), and sink.
Appliances	N/A	Chimney, hob, oven, etc.	80,000–150,000	Mid-range brands (e.g., Faber, Hindware).
Bathrooms	15,000–30,000/bathroom	2 bathrooms	30,000–60,000	Sanitaryware, faucets, and tiles.
Furniture	N/A	Living/dining/bedrooms	300,000–600,000	Sofas, beds, wardrobes, dining sets (particle board vs. solid wood).
Lighting	1,000–10,000/fixture	20–30 fixtures	20,000–300,000	LEDs, chandeliers, and decorative lights.
1Window Treatments	800–3,000/window	6–8 windows	4,800–24,000	Curtains, blinds, or shutters.
Decor & Soft Furnishings	500–5,000/item	10–20 items	5,000–100,000	Rugs, cushions, wall art, and plants.
Miscellaneous	N/A	Storage, automation	20,000–100,000	Shelving, smart home systems, or labor contingencies.
Total Estimated Cost			789,800–1,986,000	Excludes structural changes or luxury upgrades.

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How to Get a Home Loan for Provident Capella?

Getting the right home loan can simplify the process, but you need to know each step: checking eligibility, gathering documents, comparing lenders, and understanding how disbursement works. Follow this roadmap to ensure you don’t miss a thing.

1. Check Your Eligibility

• Basic Criteria: Age (21–60 for salaried, up to 65 for self-employed), steady income, and a stable job or business history.
• Credit Score: Aim for 750+ (CIBIL) to get better interest rates.

2. Gather Key Documents

• Identity/Address: Aadhaar, PAN, Passport, or Voter ID.
• Income: Salary slips/Form 16/bank statements (salaried); ITR/GST returns/profit-loss statement (self-employed).
• Property: Sale agreement, approved plans, NOCs, RERA registration (if applicable).

3. Evaluate Budget & Loan-to-Value (LTV)

• Lenders typically offer 80–90% of the property’s value.
• Factor in stamp duty, registration fees, and GST (for under-construction).

4. Compare Lenders & Government Schemes

• Banks vs. NBFCs: Check interest rates, processing fees, and loan tenures.
• PMAY (Pradhan Mantri Awas Yojana): Possible interest subsidy for first-time buyers.

5. Pre-Approval & Underwriting

• Pre-Approval: Submit financials to get a rough loan amount estimate.
• Underwriting: Lender evaluates your repayment capacity and the property’s valuation.

6. Sanction & Disbursement

• Sanction Letter: Confirms loan amount, interest rate, and terms.
• Disbursement: Often directly to the seller/builder; may be in stages for under-construction homes.

7. EMI & Insurance

• EMI Setup: Starts soon after disbursement; opt for auto-debit to avoid missed payments.
• Insurance (Optional): Home loan protection plans can safeguard your family from outstanding debt.

8. Tax Benefits

• Section 80C: Principal deduction up to INR 1.5 lakh per year.
• Section 24: Interest deduction up to INR 2 lakh per year for self-occupied property.

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Why Choose Credit Dharma for Your Home Purchase?

Make your property search simple and stress free. Let Credit Dharma take care of the details, so you can focus on what really matters: turning your new house into a home.

• Better Price Negotiations: We handle the bargaining so you get the most value for your money.
• Preferred Unit Selection: Choose from top projects, and we’ll help secure the perfect unit configuration for you.
• Expert Advisors: Our friendly team walks you through the entire process—no guesswork needed.

Seamless Home Loan Offers: We connect you with competitive rates and a hassle-free loan experience.

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Frequently Asked Questions