![partners](/_next/image/?url=%2F_next%2Fstatic%2Fmedia%2FpartnersImage.4ecccb5f.png&w=640&q=75)
![partners](/_next/image/?url=%2F_next%2Fstatic%2Fmedia%2Fpartnerbg.b69f7ce2.png&w=1920&q=75)
WHY CHOOSE US
The Credit Dharma Advantage
![]() | creditdharma | Others |
---|---|---|
Lowest Interest Rates offers | YES | NO |
Approval Time | 1-2 Weeks | 3-5 Weeks |
Lifetime Support | YES | NO |
Funding | Upto 100%* | Upto 85% |
Process | Simple & Digital | Loads of Paperwork, Branch Visits |
![Lowest Interest Rates](/_next/image/?url=%2F_next%2Fstatic%2Fmedia%2Fcdusp1.b84922ae.png&w=256&q=75)
![Simple & Digital Process](/_next/image/?url=%2F_next%2Fstatic%2Fmedia%2Fcdusp2.d61e6b15.png&w=256&q=75)
![Guaranteed Fast Approval](/_next/image/?url=%2F_next%2Fstatic%2Fmedia%2Fcdusp3.ce7ac1ef.png&w=256&q=75)
![Lifetime Support](/_next/image/?url=%2F_next%2Fstatic%2Fmedia%2Fcdusp4.bd5b3dc2.png&w=256&q=75)
Credit Dharma Advantage
![Avatar 1](/_next/image/?url=%2F_next%2Fstatic%2Fmedia%2FAkul.588bc01f.png&w=96&q=75)
![Avatar 2](/_next/image/?url=%2F_next%2Fstatic%2Fmedia%2FRanesh.951f6805.png&w=96&q=75)
![Avatar 3](/_next/image/?url=%2F_next%2Fstatic%2Fmedia%2FRishu.fb627cbe.png&w=96&q=75)
![Avatar 4](/_next/image/?url=%2F_next%2Fstatic%2Fmedia%2Fsanjay.5f2b7988.png&w=96&q=75)
![Avatar 5](/_next/image/?url=%2F_next%2Fstatic%2Fmedia%2FSouvik.c8bde10c.png&w=96&q=75)
WHAT PEOPLE THINK ABOUT US
![Tushar Agarwal](/_next/image/?url=%2F_next%2Fstatic%2Fmedia%2FTushar.21ffdd2c.jpeg&w=640&q=75)
Tushar Agarwal
@tusharag24
My Home Loan Experience with @gocreditdharma was smooth right from get go. Everything from understanding my profile, choosing the best offer, the process, documentation was handled well by the team. I’m very satisfied with their service
![Sayani](/_next/image/?url=%2F_next%2Fstatic%2Fmedia%2Fsayani.8b74b65d.jpeg&w=640&q=75)
Sayani
@seini_69
I was buying a property as an investment along with my friend. After Struggling for 2 Months to find a Bank that would give us a Home Loan, I came across @gocreditdharma .
![Raju](/_next/image/?url=%2F_next%2Fstatic%2Fmedia%2Fraju.c95df7c7.jpeg&w=828&q=75)
Raju
@bhowmick_r
I made the mistake of applying for a home loan with my broker and I got stuck in the process.
Kudos to @gocreditdharma for getting me out of the situation and helping me close the property sale quickly.
![pratiksha goyal](/_next/image/?url=%2F_next%2Fstatic%2Fmedia%2Ftwitterprofile.32255d77.png&w=828&q=75)
pratiksha goyal
@goyal_pratiksha
After my Home Loan Experience with @gocreditdharma , I would recommend it to everybody buying a house in Bangalore. Their service is awesome and the best way to take a Home Loan. Stay away from Bank Sales Guys, they will just try to scam you into taking a loan.
![Tushar Agarwal](/_next/image/?url=%2F_next%2Fstatic%2Fmedia%2FTushar.21ffdd2c.jpeg&w=640&q=75)
Tushar Agarwal
@tusharag24
My Home Loan Experience with @gocreditdharma was smooth right from get go. Everything from understanding my profile, choosing the best offer, the process, documentation was handled well by the team. I’m very satisfied with their service
![Sayani](/_next/image/?url=%2F_next%2Fstatic%2Fmedia%2Fsayani.8b74b65d.jpeg&w=640&q=75)
Sayani
@seini_69
I was buying a property as an investment along with my friend. After Struggling for 2 Months to find a Bank that would give us a Home Loan, I came across @gocreditdharma .
![Raju](/_next/image/?url=%2F_next%2Fstatic%2Fmedia%2Fraju.c95df7c7.jpeg&w=828&q=75)
Raju
@bhowmick_r
I made the mistake of applying for a home loan with my broker and I got stuck in the process.
Kudos to @gocreditdharma for getting me out of the situation and helping me close the property sale quickly.
![pratiksha goyal](/_next/image/?url=%2F_next%2Fstatic%2Fmedia%2Ftwitterprofile.32255d77.png&w=828&q=75)
pratiksha goyal
@goyal_pratiksha
After my Home Loan Experience with @gocreditdharma , I would recommend it to everybody buying a house in Bangalore. Their service is awesome and the best way to take a Home Loan. Stay away from Bank Sales Guys, they will just try to scam you into taking a loan.
![Tushar Agarwal](/_next/image/?url=%2F_next%2Fstatic%2Fmedia%2FTushar.21ffdd2c.jpeg&w=640&q=75)
Tushar Agarwal
@tusharag24
My Home Loan Experience with @gocreditdharma was smooth right from get go. Everything from understanding my profile, choosing the best offer, the process, documentation was handled well by the team. I’m very satisfied with their service
![Sayani](/_next/image/?url=%2F_next%2Fstatic%2Fmedia%2Fsayani.8b74b65d.jpeg&w=640&q=75)
Sayani
@seini_69
I was buying a property as an investment along with my friend. After Struggling for 2 Months to find a Bank that would give us a Home Loan, I came across @gocreditdharma .
![Raju](/_next/image/?url=%2F_next%2Fstatic%2Fmedia%2Fraju.c95df7c7.jpeg&w=828&q=75)
Raju
@bhowmick_r
I made the mistake of applying for a home loan with my broker and I got stuck in the process.
Kudos to @gocreditdharma for getting me out of the situation and helping me close the property sale quickly.
![pratiksha goyal](/_next/image/?url=%2F_next%2Fstatic%2Fmedia%2Ftwitterprofile.32255d77.png&w=828&q=75)
pratiksha goyal
@goyal_pratiksha
After my Home Loan Experience with @gocreditdharma , I would recommend it to everybody buying a house in Bangalore. Their service is awesome and the best way to take a Home Loan. Stay away from Bank Sales Guys, they will just try to scam you into taking a loan.
![Tushar Agarwal](/_next/image/?url=%2F_next%2Fstatic%2Fmedia%2FTushar.21ffdd2c.jpeg&w=640&q=75)
Tushar Agarwal
@tusharag24
My Home Loan Experience with @gocreditdharma was smooth right from get go. Everything from understanding my profile, choosing the best offer, the process, documentation was handled well by the team. I’m very satisfied with their service
![Sayani](/_next/image/?url=%2F_next%2Fstatic%2Fmedia%2Fsayani.8b74b65d.jpeg&w=640&q=75)
Sayani
@seini_69
I was buying a property as an investment along with my friend. After Struggling for 2 Months to find a Bank that would give us a Home Loan, I came across @gocreditdharma .
![Raju](/_next/image/?url=%2F_next%2Fstatic%2Fmedia%2Fraju.c95df7c7.jpeg&w=828&q=75)
Raju
@bhowmick_r
I made the mistake of applying for a home loan with my broker and I got stuck in the process.
Kudos to @gocreditdharma for getting me out of the situation and helping me close the property sale quickly.
![pratiksha goyal](/_next/image/?url=%2F_next%2Fstatic%2Fmedia%2Ftwitterprofile.32255d77.png&w=828&q=75)
pratiksha goyal
@goyal_pratiksha
After my Home Loan Experience with @gocreditdharma , I would recommend it to everybody buying a house in Bangalore. Their service is awesome and the best way to take a Home Loan. Stay away from Bank Sales Guys, they will just try to scam you into taking a loan.
![Samarth Kishnani](/_next/image/?url=%2F_next%2Fstatic%2Fmedia%2Fsamarth.79c869cd.jpeg&w=828&q=75)
Samarth Kishnani
@samkishnani
Kudos to @gocreditdharma team for introducing me to OD and helping with my end to end journey on my home loan. Picking the right home loan is cumbersome af af. They helped bring my Interest Rate to 4% effectively.
They've already saved me more money than any other company lol ❤️
![Anish Chattaraj](/_next/image/?url=%2F_next%2Fstatic%2Fmedia%2Fanish.f620ec41.jpeg&w=828&q=75)
Anish Chattaraj
@nishchatterjee
Some love here for @gocreditdharma w/o whom, I'd not have known that my bank had hiked the interest rate with me overpaying for my HDFC home loan. Thanks for educating me on Balance Transfer and for getting my interest rate lowered back to 8.4%. Saving me years of xtra payments!
![Vineeth K](/_next/image/?url=%2F_next%2Fstatic%2Fmedia%2Ftwitterprofile.32255d77.png&w=828&q=75)
Vineeth K
@DealsDhamaka
HOMELOANS 🏠
Homeloans are an essential part of making the dream of own house come true. I recently came across that people save a lot of money on their home loans by parking funds in offerings like OD - Over Draft. If used wisely, these could save years of interest payment provided you have funds to park. How many of you have heard about this before? If not, I would recommend getting in touch with the wonderful team at @gocreditdharma for bringing more transparency to the system
![The Spiritual Trader](/_next/image/?url=%2F_next%2Fstatic%2Fmedia%2Ftwitterprofile.32255d77.png&w=828&q=75)
The Spiritual Trader
@ArindamPramnk
A close Relative of mine spent 2 Months talking to 10 banks and had to deal with over 100 Spam Calls just to get a home loan. Why is getting a home loan in India so tough?
The amount of mis-selling and opacity in the system was shocking. In @gocreditdharma their team made everything so much simpler helping us pick and finalize a home loan in just one week. I’d definitely suggest reaching out to them if you want to make getting a home loan a lot easier and clearer
![Samarth Kishnani](/_next/image/?url=%2F_next%2Fstatic%2Fmedia%2Fsamarth.79c869cd.jpeg&w=828&q=75)
Samarth Kishnani
@samkishnani
Kudos to @gocreditdharma team for introducing me to OD and helping with my end to end journey on my home loan. Picking the right home loan is cumbersome af af. They helped bring my Interest Rate to 4% effectively.
They've already saved me more money than any other company lol ❤️
![Anish Chattaraj](/_next/image/?url=%2F_next%2Fstatic%2Fmedia%2Fanish.f620ec41.jpeg&w=828&q=75)
Anish Chattaraj
@nishchatterjee
Some love here for @gocreditdharma w/o whom, I'd not have known that my bank had hiked the interest rate with me overpaying for my HDFC home loan. Thanks for educating me on Balance Transfer and for getting my interest rate lowered back to 8.4%. Saving me years of xtra payments!
![Vineeth K](/_next/image/?url=%2F_next%2Fstatic%2Fmedia%2Ftwitterprofile.32255d77.png&w=828&q=75)
Vineeth K
@DealsDhamaka
HOMELOANS 🏠
Homeloans are an essential part of making the dream of own house come true. I recently came across that people save a lot of money on their home loans by parking funds in offerings like OD - Over Draft. If used wisely, these could save years of interest payment provided you have funds to park. How many of you have heard about this before? If not, I would recommend getting in touch with the wonderful team at @gocreditdharma for bringing more transparency to the system
![The Spiritual Trader](/_next/image/?url=%2F_next%2Fstatic%2Fmedia%2Ftwitterprofile.32255d77.png&w=828&q=75)
The Spiritual Trader
@ArindamPramnk
A close Relative of mine spent 2 Months talking to 10 banks and had to deal with over 100 Spam Calls just to get a home loan. Why is getting a home loan in India so tough?
The amount of mis-selling and opacity in the system was shocking. In @gocreditdharma their team made everything so much simpler helping us pick and finalize a home loan in just one week. I’d definitely suggest reaching out to them if you want to make getting a home loan a lot easier and clearer
![Samarth Kishnani](/_next/image/?url=%2F_next%2Fstatic%2Fmedia%2Fsamarth.79c869cd.jpeg&w=828&q=75)
Samarth Kishnani
@samkishnani
Kudos to @gocreditdharma team for introducing me to OD and helping with my end to end journey on my home loan. Picking the right home loan is cumbersome af af. They helped bring my Interest Rate to 4% effectively.
They've already saved me more money than any other company lol ❤️
![Anish Chattaraj](/_next/image/?url=%2F_next%2Fstatic%2Fmedia%2Fanish.f620ec41.jpeg&w=828&q=75)
Anish Chattaraj
@nishchatterjee
Some love here for @gocreditdharma w/o whom, I'd not have known that my bank had hiked the interest rate with me overpaying for my HDFC home loan. Thanks for educating me on Balance Transfer and for getting my interest rate lowered back to 8.4%. Saving me years of xtra payments!
![Vineeth K](/_next/image/?url=%2F_next%2Fstatic%2Fmedia%2Ftwitterprofile.32255d77.png&w=828&q=75)
Vineeth K
@DealsDhamaka
HOMELOANS 🏠
Homeloans are an essential part of making the dream of own house come true. I recently came across that people save a lot of money on their home loans by parking funds in offerings like OD - Over Draft. If used wisely, these could save years of interest payment provided you have funds to park. How many of you have heard about this before? If not, I would recommend getting in touch with the wonderful team at @gocreditdharma for bringing more transparency to the system
![The Spiritual Trader](/_next/image/?url=%2F_next%2Fstatic%2Fmedia%2Ftwitterprofile.32255d77.png&w=828&q=75)
The Spiritual Trader
@ArindamPramnk
A close Relative of mine spent 2 Months talking to 10 banks and had to deal with over 100 Spam Calls just to get a home loan. Why is getting a home loan in India so tough?
The amount of mis-selling and opacity in the system was shocking. In @gocreditdharma their team made everything so much simpler helping us pick and finalize a home loan in just one week. I’d definitely suggest reaching out to them if you want to make getting a home loan a lot easier and clearer
![Samarth Kishnani](/_next/image/?url=%2F_next%2Fstatic%2Fmedia%2Fsamarth.79c869cd.jpeg&w=828&q=75)
Samarth Kishnani
@samkishnani
Kudos to @gocreditdharma team for introducing me to OD and helping with my end to end journey on my home loan. Picking the right home loan is cumbersome af af. They helped bring my Interest Rate to 4% effectively.
They've already saved me more money than any other company lol ❤️
![Anish Chattaraj](/_next/image/?url=%2F_next%2Fstatic%2Fmedia%2Fanish.f620ec41.jpeg&w=828&q=75)
Anish Chattaraj
@nishchatterjee
Some love here for @gocreditdharma w/o whom, I'd not have known that my bank had hiked the interest rate with me overpaying for my HDFC home loan. Thanks for educating me on Balance Transfer and for getting my interest rate lowered back to 8.4%. Saving me years of xtra payments!
![Vineeth K](/_next/image/?url=%2F_next%2Fstatic%2Fmedia%2Ftwitterprofile.32255d77.png&w=828&q=75)
Vineeth K
@DealsDhamaka
HOMELOANS 🏠
Homeloans are an essential part of making the dream of own house come true. I recently came across that people save a lot of money on their home loans by parking funds in offerings like OD - Over Draft. If used wisely, these could save years of interest payment provided you have funds to park. How many of you have heard about this before? If not, I would recommend getting in touch with the wonderful team at @gocreditdharma for bringing more transparency to the system
![The Spiritual Trader](/_next/image/?url=%2F_next%2Fstatic%2Fmedia%2Ftwitterprofile.32255d77.png&w=828&q=75)
The Spiritual Trader
@ArindamPramnk
A close Relative of mine spent 2 Months talking to 10 banks and had to deal with over 100 Spam Calls just to get a home loan. Why is getting a home loan in India so tough?
The amount of mis-selling and opacity in the system was shocking. In @gocreditdharma their team made everything so much simpler helping us pick and finalize a home loan in just one week. I’d definitely suggest reaching out to them if you want to make getting a home loan a lot easier and clearer
Get detailed answers to the most frequently asked questions, tailored for your peace of mind.
What is the minimum credit score required for a home loan?
How can Credit Dharma assist in getting a home loan
How can Credit Dharma assist me in cutting costs on my existing home loan?
What are the benefits of a home loan balance transfer?
Does employer type and work experience matter for home loan eligibility?
![hero](/_next/image/?url=%2F_next%2Fstatic%2Fmedia%2FlandingBanner.32f36534.png&w=3840&q=75)