How it works?
Expert Advisory
Compare Top Offers
Seamless Process
WHY CHOOSE US
The Credit Dharma Advantage
 | creditdharma | Others |
|---|---|---|
Lowest Interest Rates offers | YES | NO |
Approval Time | 1-2 Weeks | 3-5 Weeks |
Lifetime Support | YES | NO |
Funding | Upto 100%* | Upto 85% |
Process | Simple & Digital | Loads of Paperwork, Branch Visits |
Credit Dharma Advantage
WHAT PEOPLE THINK ABOUT US
My Home Loan Experience with @gocreditdharma was smooth right from get go. Everything from understanding my profile, choosing the best offer, the process, documentation was handled well by the team. I’m very satisfied with their service
Tushar Agarwal
Tushar Agarwal
@tusharag24
My Home Loan Experience with @gocreditdharma was smooth right from get go. Everything from understanding my profile, choosing the best offer, the process, documentation was handled well by the team. I’m very satisfied with their service
Sayani
@seini_69
I was buying a property as an investment along with my friend. After Struggling for 2 Months to find a Bank that would give us a Home Loan, I came across @gocreditdharma .
Raju
@bhowmick_r
I made the mistake of applying for a home loan with my broker and I got stuck in the process.
Kudos to @gocreditdharma for getting me out of the situation and helping me close the property sale quickly.
pratiksha goyal
@goyal_pratiksha
After my Home Loan Experience with @gocreditdharma , I would recommend it to everybody buying a house in Bangalore. Their service is awesome and the best way to take a Home Loan. Stay away from Bank Sales Guys, they will just try to scam you into taking a loan.
Tushar Agarwal
@tusharag24
My Home Loan Experience with @gocreditdharma was smooth right from get go. Everything from understanding my profile, choosing the best offer, the process, documentation was handled well by the team. I’m very satisfied with their service
Sayani
@seini_69
I was buying a property as an investment along with my friend. After Struggling for 2 Months to find a Bank that would give us a Home Loan, I came across @gocreditdharma .
Raju
@bhowmick_r
I made the mistake of applying for a home loan with my broker and I got stuck in the process.
Kudos to @gocreditdharma for getting me out of the situation and helping me close the property sale quickly.
pratiksha goyal
@goyal_pratiksha
After my Home Loan Experience with @gocreditdharma , I would recommend it to everybody buying a house in Bangalore. Their service is awesome and the best way to take a Home Loan. Stay away from Bank Sales Guys, they will just try to scam you into taking a loan.
Tushar Agarwal
@tusharag24
My Home Loan Experience with @gocreditdharma was smooth right from get go. Everything from understanding my profile, choosing the best offer, the process, documentation was handled well by the team. I’m very satisfied with their service
Sayani
@seini_69
I was buying a property as an investment along with my friend. After Struggling for 2 Months to find a Bank that would give us a Home Loan, I came across @gocreditdharma .
Raju
@bhowmick_r
I made the mistake of applying for a home loan with my broker and I got stuck in the process.
Kudos to @gocreditdharma for getting me out of the situation and helping me close the property sale quickly.
pratiksha goyal
@goyal_pratiksha
After my Home Loan Experience with @gocreditdharma , I would recommend it to everybody buying a house in Bangalore. Their service is awesome and the best way to take a Home Loan. Stay away from Bank Sales Guys, they will just try to scam you into taking a loan.
Tushar Agarwal
@tusharag24
My Home Loan Experience with @gocreditdharma was smooth right from get go. Everything from understanding my profile, choosing the best offer, the process, documentation was handled well by the team. I’m very satisfied with their service
Sayani
@seini_69
I was buying a property as an investment along with my friend. After Struggling for 2 Months to find a Bank that would give us a Home Loan, I came across @gocreditdharma .
Raju
@bhowmick_r
I made the mistake of applying for a home loan with my broker and I got stuck in the process.
Kudos to @gocreditdharma for getting me out of the situation and helping me close the property sale quickly.
pratiksha goyal
@goyal_pratiksha
After my Home Loan Experience with @gocreditdharma , I would recommend it to everybody buying a house in Bangalore. Their service is awesome and the best way to take a Home Loan. Stay away from Bank Sales Guys, they will just try to scam you into taking a loan.
Samarth Kishnani
@samkishnani
Kudos to @gocreditdharma team for introducing me to OD and helping with my end to end journey on my home loan. Picking the right home loan is cumbersome af af. They helped bring my Interest Rate to 4% effectively.
They've already saved me more money than any other company lol ❤️
Anish Chattaraj
@nishchatterjee
Some love here for @gocreditdharma w/o whom, I'd not have known that my bank had hiked the interest rate with me overpaying for my HDFC home loan. Thanks for educating me on Balance Transfer and for getting my interest rate lowered back to 8.4%. Saving me years of xtra payments!
Vineeth K
@DealsDhamaka
HOMELOANS 🏠
Homeloans are an essential part of making the dream of own house come true. I recently came across that people save a lot of money on their home loans by parking funds in offerings like OD - Over Draft. If used wisely, these could save years of interest payment provided you have funds to park. How many of you have heard about this before? If not, I would recommend getting in touch with the wonderful team at @gocreditdharma for bringing more transparency to the system
The Spiritual Trader
@ArindamPramnk
A close Relative of mine spent 2 Months talking to 10 banks and had to deal with over 100 Spam Calls just to get a home loan. Why is getting a home loan in India so tough?
The amount of mis-selling and opacity in the system was shocking. In @gocreditdharma their team made everything so much simpler helping us pick and finalize a home loan in just one week. I’d definitely suggest reaching out to them if you want to make getting a home loan a lot easier and clearer
Samarth Kishnani
@samkishnani
Kudos to @gocreditdharma team for introducing me to OD and helping with my end to end journey on my home loan. Picking the right home loan is cumbersome af af. They helped bring my Interest Rate to 4% effectively.
They've already saved me more money than any other company lol ❤️
Anish Chattaraj
@nishchatterjee
Some love here for @gocreditdharma w/o whom, I'd not have known that my bank had hiked the interest rate with me overpaying for my HDFC home loan. Thanks for educating me on Balance Transfer and for getting my interest rate lowered back to 8.4%. Saving me years of xtra payments!
Vineeth K
@DealsDhamaka
HOMELOANS 🏠
Homeloans are an essential part of making the dream of own house come true. I recently came across that people save a lot of money on their home loans by parking funds in offerings like OD - Over Draft. If used wisely, these could save years of interest payment provided you have funds to park. How many of you have heard about this before? If not, I would recommend getting in touch with the wonderful team at @gocreditdharma for bringing more transparency to the system
The Spiritual Trader
@ArindamPramnk
A close Relative of mine spent 2 Months talking to 10 banks and had to deal with over 100 Spam Calls just to get a home loan. Why is getting a home loan in India so tough?
The amount of mis-selling and opacity in the system was shocking. In @gocreditdharma their team made everything so much simpler helping us pick and finalize a home loan in just one week. I’d definitely suggest reaching out to them if you want to make getting a home loan a lot easier and clearer
Samarth Kishnani
@samkishnani
Kudos to @gocreditdharma team for introducing me to OD and helping with my end to end journey on my home loan. Picking the right home loan is cumbersome af af. They helped bring my Interest Rate to 4% effectively.
They've already saved me more money than any other company lol ❤️
Anish Chattaraj
@nishchatterjee
Some love here for @gocreditdharma w/o whom, I'd not have known that my bank had hiked the interest rate with me overpaying for my HDFC home loan. Thanks for educating me on Balance Transfer and for getting my interest rate lowered back to 8.4%. Saving me years of xtra payments!
Vineeth K
@DealsDhamaka
HOMELOANS 🏠
Homeloans are an essential part of making the dream of own house come true. I recently came across that people save a lot of money on their home loans by parking funds in offerings like OD - Over Draft. If used wisely, these could save years of interest payment provided you have funds to park. How many of you have heard about this before? If not, I would recommend getting in touch with the wonderful team at @gocreditdharma for bringing more transparency to the system
The Spiritual Trader
@ArindamPramnk
A close Relative of mine spent 2 Months talking to 10 banks and had to deal with over 100 Spam Calls just to get a home loan. Why is getting a home loan in India so tough?
The amount of mis-selling and opacity in the system was shocking. In @gocreditdharma their team made everything so much simpler helping us pick and finalize a home loan in just one week. I’d definitely suggest reaching out to them if you want to make getting a home loan a lot easier and clearer
Samarth Kishnani
@samkishnani
Kudos to @gocreditdharma team for introducing me to OD and helping with my end to end journey on my home loan. Picking the right home loan is cumbersome af af. They helped bring my Interest Rate to 4% effectively.
They've already saved me more money than any other company lol ❤️
Anish Chattaraj
@nishchatterjee
Some love here for @gocreditdharma w/o whom, I'd not have known that my bank had hiked the interest rate with me overpaying for my HDFC home loan. Thanks for educating me on Balance Transfer and for getting my interest rate lowered back to 8.4%. Saving me years of xtra payments!
Vineeth K
@DealsDhamaka
HOMELOANS 🏠
Homeloans are an essential part of making the dream of own house come true. I recently came across that people save a lot of money on their home loans by parking funds in offerings like OD - Over Draft. If used wisely, these could save years of interest payment provided you have funds to park. How many of you have heard about this before? If not, I would recommend getting in touch with the wonderful team at @gocreditdharma for bringing more transparency to the system
The Spiritual Trader
@ArindamPramnk
A close Relative of mine spent 2 Months talking to 10 banks and had to deal with over 100 Spam Calls just to get a home loan. Why is getting a home loan in India so tough?
The amount of mis-selling and opacity in the system was shocking. In @gocreditdharma their team made everything so much simpler helping us pick and finalize a home loan in just one week. I’d definitely suggest reaching out to them if you want to make getting a home loan a lot easier and clearer
Home Loans for Salaried
- Lowest Interest Rates From 20+ Banks
- Flexible Tenure Up To 30 Years
- Up To 95%* Funding
Home Loans for Self-Employed
- Affordable EMIs @ 779/Lakh* Onwards
- Loan Amounts Up To 10Cr*
- Hassle-Free Process
Home Loans for NRI
- Attractive Rates Starting @8.5%*
- Dedicated Relationship Manager
- Quick and Easy Process
Plot & Construction Loans
- Low Charges, Quick Approvals
- Exclusive Loan Offers
- Up To 90%* Funding
Home Renovation Loans
- Lowest Interest Rates Starting @8.5%*
- Maximum Loan Eligibility Up To 5Cr
- Quick And Easy Approvals
Our Official Partners
Kotak Mahindra
HDFC
SBI
Bajaj Finance
Axis Bank
TATA Capital
Bank Of Baroda
Karur Vyasya Bank
ICICI Bank
Bank Of India
IDBI Bank
IDFC First Bank
Canara Bank
LIC HFL
Punjab National Bank
IIFL
Aditya Birla Housing Finance Ltd
Sammaan Capital
Piramal Capital & Housing Finance
Aadhar Housing Finance Ltd.
Equitas Small Finance Bank
Aavas Housing Finance
South Indian Bank
Shriram Housing Finance
Mahindra Housing Finance
Ujjivan Small Finance Bank
Jana Small Finance Bank
Union Bank Of India
HSBC
Federal Bank
Grihum Housing Finance
L&T Housing Finance
RBL Bank
Cholamandalam
DCB Bank
A one-stop solution for your home loan needs
Whether you’re just getting started or ready to make an offer, we’re here to help
Getting Started
I plan to buy in 6+ months
Deciding how much you can comfortably spend on a home will help you prepare for your search
Searching for right home
I plan to buy in 3-6 months
Shop confidently knowing that you qualify the home loan amount that you need.
Making offers
I plan to buy less than 3 months
Compare your financing options with the help of our home loan experts
What we also do
loan account for better savings
Lower your Interest Rate
Switch to better banks
Reduce 30 EMI’s on your Home Loan
Save upto 30 Lakhs on your Home Loan
Get detailed answers to the most frequently asked questions, tailored for your peace of mind.