7 minutes
Exploring Housing Options In India From Flats To Villas
Discover the perfect home for your lifestyle in India. Explore apartments, independent houses, row houses, villas, and plots. Find out which housing type suits your needs and budget best.
Let’s Talk about Indian Homes
India’s diverse housing landscape reflects its rich cultural tapestry and evolving urban dynamics. Whether you’re a first-time homebuyer or looking to upgrade, understanding the different types of houses available can make your search much easier. In this blog, we’ll explore the five main types of houses you’ll encounter in India: apartments, independent houses, row houses, villas, and plots.
Why does knowing these house types matter? Simple – it helps you match your lifestyle, budget, and long-term goals with the right kind of home. Each type offers unique advantages and challenges, so let’s dive in and discover which might be your perfect fit!
The 5 Main Types of Houses in India
1. Apartments / Flats
Apartments, or flats as they’re commonly called in India, have become the go-to housing option in cities across the country. According to a 2021 report by ANAROCK Property Consultants, approximately 70% of new residential launches in India’s top 7 cities were apartments.
What makes apartments so popular?
- Affordability: Generally more budget-friendly than other housing types.
- Security: Most complexes offer 24/7 security and controlled access.
- Amenities: Many apartment complexes boast gyms, swimming pools, and play areas.
- Location: Often situated in prime urban areas with good connectivity.
The ups (and downs) of apartment life:
- Low maintenance: Building upkeep is typically handled by a society or management.
- Community living: Opportunities to socialize with neighbours.
- Limited space: Less room for customization or expansion.
- Shared walls: Potential for noise issues with neighbours.
2. Independent Houses
For those who crave space and privacy, independent houses remain a popular choice, especially in smaller cities and towns.
Why some people prefer independent houses:
- Complete control over design and modifications.
- More outdoor space for gardens or parking.
- Privacy from neighbours.
- Potential for rental income from extra floors.
The freedom (and responsibility) of standalone living:
- Ability to expand or renovate as needed.
- No restrictions on pet ownership or guests.
- Higher maintenance costs and responsibilities.
- Security concerns in some areas.
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3. Row Houses
Row houses, also known as townhouses, offer a unique blend of apartment-style community living and the privacy of independent homes. They are a unique types of houses in India.
How row houses blend privacy and community:
- Shared walls on sides, but private front and back areas.
- Often part of gated communities with shared amenities.
- More space than typical apartments, but more affordable than villas.
Who might find row houses just right?
- Families looking for more space without the full cost of a villa.
- Those who want a sense of community but more privacy than apartments.
- People who enjoy outdoor space but don’t want extensive yard maintenance.
4. Villas
Villas represent the luxury segment of types of houses in India. These standalone homes in upscale communities offer space, privacy, and often top-tier amenities.
What sets villas apart:
- Spacious floor plans, often multi-storied.
- Private gardens and sometimes even swimming pools.
- Part of exclusive gated communities.
The perks (and costs) of villa life:
- Prestige and luxury living.
- Ample space for large families or entertaining.
- Higher purchase and maintenance costs.
- May be located farther from city centers.
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5. Plots
For those with a specific vision or looking for long-term investment, buying a plot of land remains a popular option in India.
Why some people choose plots:
- Complete customisation of home design.
- Potential for appreciation in land value.
- Flexibility to build in phases as budget allows.
Things to consider before buying land:
- Verify all legal documents and approvals.
- Check for infrastructure development in the area.
- Plan for additional costs of construction and permits.
- Consider the time investment required to oversee construction.
Picking Your Perfect Pad
Choosing your ideal home in India depends on various factors:
- Budget: Be realistic about what you can afford, factoring in not just purchase price but ongoing costs.
- Location: Consider proximity to work, schools, and amenities.
- Family size and future plans: Will you need space to grow?
- Lifestyle preferences: Do you value privacy or community living?
- Long-term goals: Are you looking for an investment or a forever home?
Conclusion
Remember, there’s no one-size-fits-all solution. The perfect home balances your dreams with practical realities. Whether you opt for the convenience of an apartment, the freedom of an independent house, the community feel of a row house, the luxury of a villa, or the blank canvas of a plot, India’s diverse housing market has something for everyone.
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Frequently Asked Questions
It depends on location and market trends, but apartments in growing urban areas often offer good returns. Plots in developing areas can also appreciate well over time. Consult a local real estate expert for specific advice.
Gated communities are most common for apartments, villas, and some row house developments. They’re less frequent for independent houses, though some newer developments offer gated independent house communities.
Apartments typically have lower individual maintenance costs as expenses are shared among residents. Independent houses may have higher maintenance costs as owners are responsible for all repairs and upkeep, but offer more control over these expenses.
Generally, it’s easier to secure a loan for an apartment as banks consider them lower risk. However, loan approval depends on various factors including the property’s location, your credit score, and income. Consult multiple lenders for the best options.
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