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Property tax is a crucial part of a property owner’s financial obligations. If you’re a resident of Navi Mumbai, it’s essential to understand how Navi Mumbai Municipal Corporation (NMMC) property tax works, from the types of properties taxed to the payment process and tax schemes.
This blog aims to provide a comprehensive overview of NMMC property tax, including its calculation, payment methods, important schemes and much more.
What is NMMC Property Tax?
Navi Mumbai Municipal Corporation property tax is an annual charge levied on property owners within the jurisdiction of the Navi Mumbai Municipal Corporation.
The primary purpose of this tax is to generate revenue for local governance, which is then utilised for essential services such as road maintenance, waste management, garbage collection, and other essential services.
The legal framework governing this tax is established under the Maharashtra Municipal Corporation Act, ensuring that property owners contribute to the upkeep and development of their community.
Types of Properties Subject to NMMC Tax
NMMC property tax applies to various types of properties, including:
1. Residential Properties
These include individual homes, apartments, and residential complexes. The tax rate may vary based on the location and size of the property.
2. Commercial Properties
Commercial establishments such as shops, offices, and other business facilities are also subject to property tax, which is calculated differently from residential properties.
3. Industrial Properties
Factories and industries located within designated zones in Navi Mumbai are taxed based on their operational scale and usage.
4. Vacant Land
Any undeveloped or unconstructed land within Navi Mumbai also attracts property tax, albeit at a lower rate compared to developed properties.
Zones Covered by Navi Mumbai Property Tax
The NMMC’s jurisdiction starts from Digha in the north and extends up to Belapur in the south. The total area under the jurisdiction of NMMC is 162.5 square kilometres which is divided into 9 zones. These zones are:
- Airoli
- CBD Belapur
- Dahisar
- Digha
- Ghansoli
- Koparkhairane
- Nerul
- Turbhe
- Vashi
Paying NMMC Property Tax Using Your Property Code
Paying your property tax online is straightforward. Follow these steps:
- Go to the NMMC official website at https://www.nmmc.gov.in/property-tax2.
- Head to the ‘Property’ section and select the ‘Property Tax’ option.
- Enter your ‘Property Code’ in the provided field and click ‘Search’.
- Once your property details are displayed, including the owner’s information, address, mobile number, and property ID, follow the on-screen instructions.
- Complete the payment and receive a confirmation for your transaction.
Finding Your NMMC Property Code
If you need to find the Property Code for a property under NMMC, follow these steps:
- Visit the NMMC official website at www.nmmc.gov.in.
- Go to the ‘Property’ section and click on the ‘Property Search’ option.
- From the drop-down menus, choose the relevant ‘Ward’, ‘Sector’, and ‘Plot’.
- Enter the building’s name in the appropriate field.
- Provide the property owner’s first and last names.
- Finally, click ‘Search’ to retrieve the property code.
How to Track and View Your NMMC Property Tax Payment
The NMMC has simplified the process of accessing property tax bills by offering an online platform, so you no longer need to visit the tax office or wait for the bill by mail.
- Start by visiting the official NMMC property tax page.
- On the page, locate and click the ‘View Current Bill’ option.
- You will then be asked to enter your property code.
- After entering the code and submitting it, your property details and the outstanding tax amount will be displayed.
- Once you review the details, click ‘View Current Bill’ again to access the detailed bill.
- You can download or print the bill for your records.
NMMC Property Tax Amnesty Scheme
The ‘Abhay Yojana‘ is an initiative by the government to help citizens clear their outstanding property taxes. Introduced in the wake of the COVID-19 pandemic, the scheme aims to ease financial burdens by offering a more affordable way for individuals to pay their dues.
Typically, unpaid property taxes accumulate penalties, resulting in higher amounts owed to the government. However, under the Abhay Yojana, citizens can settle their overdue taxes by paying just 25% of the penalty, making it a more accessible and transparent option.
The scheme offers multiple benefits:
For citizens, it provides significant relief from hefty penalties, while for the government, it aids in recovering lost revenue and encourages tax compliance.
To take advantage of the Abhay Yojana, citizens can register online through the official NMMC website, where they can find all relevant details, including terms and conditions. Once the payment is completed, a receipt is generated as proof of participation.
In essence, the NMMC Property Tax Amnesty Scheme offers a practical solution to tax defaulters, enabling them to settle their dues at a reduced cost while promoting better tax compliance for the government.
How to Calculate Your NMMC Property Tax Based on Rateable Value
To calculate Navi Mumbai (NMMC) property tax, the rateable value of your property—declared annually by NMMC—is a key factor. This value depends on factors like construction type, property usage, rent, and any additions made.
The government sets specific percentages for tax calculation: 38.67% for residential properties and 68.33% for commercial or industrial properties. Tax calculations cover multiple aspects like general tax (based on rateable value), water tax (according to water supply), and education tax (based on general tax).
You can calculate NMMC property tax either manually or online by applying these percentages, ensuring a transparent and accurate tax payment process.
Manually Calculating Property Tax
To manually calculate your NMMC property tax, follow these steps:
- Determine the Rateable Value: First, check the NMMC’s annual declaration to find the rateable value of your property, which is typically available on the official website. If you don’t have the rateable value, you can estimate it based on your property’s potential yearly rental income.
- Apply Statutory Deductions: Deduct 10% of the expected rent value from the rateable value. This deduction is to cover potential repair and maintenance costs for the property.
- Calculate the Tax Amount: The percentage you’ll apply to the rateable value depends on the type of property. For residential properties, the tax is calculated at 38.67%, while for commercial properties, it’s 68.33%.
After calculating the tax, you can pay it either online or by visiting an NMMC office. Alternatively, you can use the NMMC’s online property tax calculator, which automatically accounts for factors like property type, construction details, and other taxes, ensuring an accurate estimate.
How to Self-Assess Your Navi Mumbai Property Tax
To complete a self-assessment of your Navi Mumbai property tax, follow these steps:
- Visit the official NMMC website at www.nmmc.gov.in.
- Head to the ‘Property’ section and select the ‘Self Assessment of Property Tax’ option, which will take you to the ‘Property Tax Calculator’.
- On the calculator page, use the drop-down menus to provide details like Ward, Plot Type, Usage (Residential, Commercial, or Industrial), and Occupancy Status.
- Some of these fields are mandatory and must be filled in by the user.
- After entering all the required information, click ‘Compute Property Tax’, and the system will calculate and display the result on your screen.
By following these steps, you can quickly estimate your property tax.
Consequences of Delayed or Non-Payment of NMMC Property Tax
Failing to pay your NMMC property tax on time can lead to several repercussions:
- Delayed Payment Charge (DPC): If your payment is late, you’ll incur a DPC, which is a percentage of the overdue tax. This charge accumulates monthly until the full tax amount is settled.
- Penalty Charges: On top of the DPC, additional penalty charges may be imposed for overdue payments, which can quickly increase if not addressed promptly.
- Legal Notices: Persistent non-payment may result in legal measures, such as property seizure, to recover the outstanding tax amount.
Timely payment of your property tax is crucial not only to avoid these penalties and legal issues but also to support the city’s infrastructure and services.
Steps to Change the Name on Your NMMC Property Tax Document
To change the name on your NMMC property tax document, follow these steps:
- Gather Documents: Collect the following:
- Receipt of your last paid property tax bill.
- Attested copy of the property deed transaction details (sale deed, gift deed, or inheritance certificate).
- No Objection Certificate (NOC) from the housing authority.
- Submit Documents: Take these documents to the NMMC office.
- Request Name Change: Submit a formal request to change the name on your property tax document.
- Verification: The NMMC will verify your documents.
- Receive New Bill: After verification, you will receive a new property tax bill with the updated name.
How to File and Resolve Property Tax Complaints with NMMC
- Visit the official NMMC website.
- Locate the ‘Grievance’ option on the right sidebar.
- Log in with your credentials or create a new account if needed.
- Choose ‘Register Grievance’ from the menu.
- Enter your details, describe the issue, and upload any required documents.
- Submit the form and note your reference number.
- Check the status of your complaint on the website until it is resolved.
Contact Information of NMMC
To contact NMMC regarding property tax matters, you can either visit their registered office at the address provided or send an email to the specified email address.
| Contact Method | Details |
|---|---|
| Address | Ground Floor, Sector-15 A, Palm Beach Junction, CBD Belapur, Navi Mumbai, Maharashtra-400614 |
| info@nmmconline.com |
Conclusion
To sum it up, understanding NMMC property tax is essential for residents of Navi Mumbai to ensure compliance and benefit from available services. By staying informed about payment methods, exemptions, and the overall tax structure, property owners can contribute positively to the development of their community.
If you need assistance navigating the complexities of the process of NMMC Property Tax, Credit Dharma is here to help. Contact us today to seek support.
Frequently Asked Questions
The last date for NMMC property tax payment is February 15 each year.
NMMC property tax is determined by several factors, including the built-up area of the property, its location, age, type, and its intended use. Also, the tax rate differs for residential and commercial properties.
Yes, property tax can be paid offline by visiting the nearest NMMC office.
No, property tax rates can vary based on the zone in which your property is located. Also, factors like infrastructure development and property values influence these zonal rates.
Visit the NMMC office with documents proving the changes (like renovation permits or changes in usage). Fill out the necessary forms to update your property details in their records.
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