Checking your Bajaj Housing Finance Home Loan Application Status is an essential step to track the progress of your loan request. With multiple convenient methods like net banking, the mobile app, and customer care, you can easily stay updated on your application.
This blog will show you how to check your application status using all available methods.
How to Check Bajaj Housing Finance Home Loan Application Status Online?
Time needed: 3 minutes
To check the status of your Bajaj Housing Finance Home Loan Application online, follow these steps:
- Visit the Official Website
Go to bajajhousingfinance.in.
- Click on “Customer Login”
You’ll find the login option at the top right corner of the homepage.
- Log in to the Portal
Enter your registered mobile number or email ID along with the OTP or password.
- Go to ‘Loan Details’ or ‘Application Status’
Navigate to the section that shows your loan application or loan status.
- View Application Progress
You’ll see the current stage of your home loan application—such as “Under Review,” “Approved,” or “Disbursed.”
Also Check: How to Download Bajaj Housing Finance Home Loan Statement?
How to Check Bajaj Housing Finance Home Loan Application Status via Mobile Application?
To check your Bajaj Housing Finance Home Loan Application Status via the mobile application, follow these steps:
- Download the App
- For Android: Download from Google Play Store
- For iOS: Download from Apple App Store
- Log in to Your Account
Open the app and log in using your registered mobile number or email ID and verify with OTP or password. - Go to the ‘Loan’ or ‘My Applications’ Section
Once logged in, tap on “Loan Details” or “Track Application” under the dashboard. - Select Your Home Loan Application
Locate and tap on your Home Loan application from the list. - Track the Application Status
You’ll see the live status of your application such as “Under Review,” “Approved,” “Awaiting Documents,” or “Disbursed.”
How to Check Bajaj Housing Finance Home Loan Application Status via Customer Care?
To check your Bajaj Housing Finance Home Loan Application Status via Customer Care:
| Method | Details |
|---|---|
| Phone Support | Call 022-45297300 (Mon–Sat, 9 AM–6 PM) and provide your application number or mobile number |
| Email Support | Email to bhflwecare@bajajhousing.co.in with name, registered mobile, and application ID |
| WhatsApp Support | Send “Hi” on WhatsApp to +91-9607025035 (mostly for statements, may redirect for status help) |
Read More: Bajaj Housing Finance Home Loan Customer Care
How to Register Bajaj Housing Finance Home Loan Account Online?
To register your Bajaj Housing Finance Home Loan Account online, follow these steps:
- Visit the Official Website
Go to the Bajaj Housing Finance Portal. - Click on “Customer Login”
You’ll find this option at the top-right corner of the homepage. - Select “Register Now” or “New User”
Click on the registration link for first-time users. - Enter Required Details
Provide your Loan Account Number, registered mobile number, and email ID. - Verify With OTP
An OTP will be sent to your registered mobile number or email. Enter it to proceed. - Set Your Password
Create a secure password to complete your registration. - Login to Your Account
Use your new credentials to log in and access your loan dashboard, EMI schedule, and documents.
Also Read: Documents for Home Loan Application
How Long does it Take to Process a Home Loan Application?
Bajaj Housing Finance offers a swift and efficient home loan processing experience. Once your application and documents are submitted and verified, the loan is typically disbursed within 48 hours.
Also Read: Bajaj Housing Finance Home Loan Eligibility Calculator
Why is my Application Taking Longer than the Estimated Timeline?
If your Bajaj Housing Finance Home Loan Application Status shows a delay, it could be due to a few common reasons:
| Reason | Description |
|---|---|
| High Application Volume | A surge in requests can slow down processing times. |
| Document Issues | Missing, unclear, or additional verification of documents may cause hold-ups. |
| Internal Delays | Backend checks, approvals, or system glitches can affect timelines. |
| Complex Profile | Self-employed applicants or property-related concerns may require extra review. |
| Pending Response | Delays in responding to queries from the lender can pause the process. |
Check Out: Bajaj Housing Finance Home Loan Interest Rates
Is there a way to Expedite my Home Loan Application?
Yes, you can speed up your home loan process by following a few smart steps. While checking your Bajaj Housing Finance Home Loan Application Status, make sure you’ve done the following to avoid unnecessary delays:
| Tip | Description |
|---|---|
| Maintain a High Credit Score | A CIBIL score of 700+ increases your chances of quick approval. |
| Clear Existing Debts | Settle all outstanding loans or credit card dues before applying. |
| Apply with a Co-Applicant | Boost your eligibility by adding a co-applicant with strong financials. |
| Understand Loan Details | Be clear about the loan tenure, interest rate, and terms before applying. |
After Approval, How Long Until Funds are Disbursed?
Once your loan application is approved, the team will contact you to issue the home loan sanction letter. After that, the loan amount will be disbursed—typically within 48 hours of approval and successful document verification.
Can a Co-Applicant Check the Loan Status Independently?
Yes, a co-applicant can usually check the home loan application status independently through the lender’s website or mobile app. They can use details like their mobile number, date of birth, PAN, or loan account number—just like the primary applicant.
What happens if a co-applicant wants to withdraw from the application?
If a co-applicant decides to withdraw from a home loan application, it may affect the loan approval process, especially if their income or credit profile was key to eligibility. Here’s what usually happens:
- Eligibility Check: The bank will review if the main applicant still qualifies based on income or credit score.
- Updated Documents: You’ll need to submit new documents showing the change.
- Possible Delay: Removing a co-applicant might slow down the process. You can track updates by checking your Bajaj Housing Finance Home Loan Application Status.
How does a co-applicant’s credit score affect the application status?
A co-applicant’s credit score has a big impact on your home loan approval. Here’s how in simple terms:
- Stronger Application: If the co-applicant has a good credit score, it makes the loan application stronger and may lead to better interest rates and faster approval.
- Better Eligibility: Combining both incomes helps reduce the debt-to-income ratio, which improves your chances of getting the loan.
- Future Benefits: Paying the loan on time improves credit scores for both, making it easier to get loans in the future with better terms.
Read More: Is Adding a Co-Applicant to Your Home Loan the Right Choice for You?
Why was my Home Loan Application Rejected?
A home loan application can be rejected due to several reasons, including a low credit score, insufficient income, unstable employment, high debt-to-income ratio, incomplete documentation, or issues with the property or location. Understanding the specific cause of rejection can help you rectify the issue before reapplying.
If rejected, how soon can I reapply?
If your home loan application is rejected, you can apply again after fixing the issues. It’s usually a good idea to wait 3 to 6 months. Use this time to improve your credit score, pay off any debts, and make sure all your documents are correct and complete.
How can I improve my application if it was previously rejected?
- Improve Credit Score: Pay bills on time, reduce outstanding debt, and maintain a low credit utilization ratio.
- Clear Debts: Pay off existing loans to lower your debt-to-income ratio.
- Correct Documentation: Ensure all documents are accurate and complete to avoid suspicion.
- Stable Employment: Maintain job stability to prove income reliability.
Will a rejection affect my credit score?
Yes, a loan rejection can have a minor impact on your credit score, especially if you apply with multiple lenders in a short period. However, if you improve your credit habits, the effect can be minimal and short-lived.
You can track your progress by checking your Bajaj Housing Finance Home Loan Application Status after addressing the issues.
Read More: Tips to Maintain a High Credit Score
Conclusion
Tracking your Bajaj Housing Finance Home Loan Application Status helps you stay informed at every stage of the loan process. For quick updates, use online platforms, mobile banking, or contact customer care.
For expert assistance and guidance on home loan tax-related matters, contact Credit Dharma today!
Frequently Asked Questions
You can track your application status by visiting the Bajaj Housing Finance Customer Portal. Log in using your registered mobile number or email ID and navigate to the ‘Track Your Application’ section.
Yes, download the Bajaj Housing Finance app from the Google Play Store or Apple App Store. After logging in, select ‘Track Your Application’ and enter your details to view the status.
You’ll need your registered mobile number or Loan Account Number (LAN), along with your Date of Birth or PAN number to access your application status.
Typically, Bajaj Housing Finance processes home loan applications within 48 hours after successful document verification.
Yes, co-applicants can track the application status using their registered mobile number or Loan Account Number, along with their Date of Birth or PAN.
Yes, regardless of how you applied, you can track your application status online using the customer portal or mobile app.
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