Home Loan Comparison
Aadhar Housing Finance Ltd. vs Aavas Housing Finance
Introduction
Our comparison of Aadhar Housing Finance Ltd. Home Loan and Aavas Housing Finance Home Loan reveals initial similarities: both are available to a diverse range of applicants and accommodate every property type. However, determining the right choice depends on who will use the home loan. Consider this as we proceed to examine each option in detail.
Disclaimer
The interest rates, maximum tenures, and other charges are subject to change, and it's advisable to check with our experts for the most current information.
Home Loan Calculations
Aadhar Housing Finance Ltd. vs Aavas Housing Finance Calculations
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Feature Comparison
Rate of Interest
When deciding between Aadhar Housing Finance Ltd. Home Loan and Aavas Housing Finance Home Loan, it’s crucial to consider what each offers. Aadhar Housing Finance Ltd.’s competitive interest rate of 8.75-10.5% is great for those who want to reduce their monthly payments, while Aavas Housing Finance’s 8.50-10.5% could be advantageous for long-term savers
Loan Tenure
With Aadhar Housing Finance Ltd. Home Loan, enjoy the flexibility of stretching your loan payments up to Max 30 years Years, perfect for those who need a longer period. On the other hand, Aavas Housing Finance Home Loan provides a shorter maximum tenure of up to Max 30 years Years, catering to those who wish to settle their loans quickly.
Maximum Loan Amount
With Aadhar Housing Finance Ltd. Home Loan, you can secure up to Upto 5cr for purchasing upscale properties. Aavas Housing Finance Home Loan offers up to Upto 3cr, making it a good option for moderate real estate investments
Processing Fees
Finally, consider the processing fees, as they affect your initial expenses. Aadhar Housing Finance Ltd. Home Loan imposes a fee of Up to Rs.3500 Plus Applicable GST, while Aavas Housing Finance Home Loan applies a fee of Up to 2% + GST, potentially impacting your upfront loan costs.
Conclusion
Review the comprehensive details—interest rate, eligibility, loan duration, maximum loan value, and processing fees—of Aadhar Housing Finance Ltd. Home Loan and Aavas Housing Finance Home Loan to make a knowledgeable decision that fits your financial strategy
Get detailed answers to the most frequently asked questions, tailored for your peace of mind.