Home Loan Comparison
Bank Of Baroda Home Loan vs Aditya Birla Housing Finance Ltd Home Loan vs Can Fin Home Loan
Introduction
Selecting a home loan is a significant step towards owning your dream home. We'll compare offerings from Bank Of Baroda, Aditya Birla Housing Finance Ltd, and Can Fin to help you out. They all support both salaried and self-employed applicants and various property types. Your personal needs will determine the best fit. Let's explore their features together.
Bank Highlights
Bank Of Baroda Home Loan
- Max savings under Baroda Max Savings Home loan.
- Concession for Women Borrowers- 0.05%
- Nil Processing fee
- Easy Takeover without income documents.
Aditya Birla Housing Finance Ltd Home Loan
- •Doorstep service by dedicated Relationship Manager
- Wide Loan amount range
- Flexible repayment period
- Complimentary Home beautification services
- Wide array of eligibility methods
Can Fin Home Loan
- Fast track approval process
- Balance Transfer facility
- Flexibility Tailored for You
- Dedicated Customer Support
Disclaimer
The interest rates, maximum tenures, and other charges are subject to change, and it's advisable to check with our experts for the most current information.
Home Loan Calculations
Bank Of Baroda vs Aditya Birla Housing Finance Ltd vs Can Fin Calculations
Calculator
Home Loan EMI Calculator
WhatsApp UsLoan Amount
₹ 0
Interest Amount
₹ 0
Total Payable
₹ 0
Monthly EMI
₹ 0
Your Amortization details(Yearly/Monthly)
Feature Comparison
Rate of Interest
When evaluating home loans from Bank Of Baroda, Aditya Birla Housing Finance Ltd, and Can Fin, interest rates are a key consideration. Bank Of Baroda offers rates of 8.00% - 10.90%, potentially lowering your monthly repayments. Aditya Birla Housing Finance Ltd provides rates of 8.50% - 10.5%, which could lead to greater savings over the life of the loan. Can Fin presents rates of 9.35% - 14.25%, possibly offering the most favourable terms for your needs.
Loan Tenure
Loan tenure impacts the repayment timeline. Bank Of Baroda offers a tenure of up to Max 30 Years, perfect for those preferring extended periods to ease monthly payments. Aditya Birla Housing Finance Ltd provides a tenure of Max 30 years, ideal for borrowers aiming to repay their loan sooner. Can Fin allows for a maximum tenure of Max 30 years, offering flexibility based on your financial plans.
Maximum Loan Amount
The maximum loan amount determines the value of the property you can purchase. Bank Of Baroda provides loans up to Upto 20cr, suitable for luxury properties. Aditya Birla Housing Finance Ltd offers a maximum of Upto 5cr, aligning with moderate investment properties. Can Fin approves loans up to Upto 10 cr, catering to a diverse range of property values.
Processing Fees
Processing fees can affect your overall loan cost. Bank Of Baroda charges a fee of NIL, which should be considered in your initial budget. Aditya Birla Housing Finance Ltd imposes a processing fee of Up to 1.75% of the loan amount, impacting your upfront expenses. Can Fin sets its fee at 1.00% of the loan amount, potentially making it a cost-effective option depending on the loan amount.
Conclusion
Selecting the right home loan is crucial for your financial future. By comparing the interest rates, eligibility criteria, loan tenures, maximum loan amounts, and processing fees offered by Bank Of Baroda, Aditya Birla Housing Finance Ltd, and Can Fin, you can choose the option that best fits your needs and helps you achieve your homeownership goals.
Get detailed answers to the most frequently asked questions, tailored for your peace of mind.