Home Loan Comparison
TATA Capital Home Loan vs Sammaan Capital Home Loan vs Can Fin Home Loan
Introduction
Finding the perfect home loan doesn't have to be complicated. We're here to compare the home loan offerings from TATA Capital, Sammaan Capital, and Can Fin. These banks cater to different employment types and property categories. Your ideal choice will hinge on your specific situation. Let's dive into the details of each to see which one fits you best.
Bank Highlights
TATA Capital Home Loan
- Digital Application Process
- Instant Provisional Sanction
- Online Prepayments are Easy and simple
- Minimal Documentation
- Approval in 48 Hours
Sammaan Capital Home Loan
- •Customized repayment solutions
- All round assistance
- No prepayment charges
- Door step services
- Minimal documentation
Can Fin Home Loan
- Fast track approval process
- Balance Transfer facility
- Flexibility Tailored for You
- Dedicated Customer Support
Disclaimer
The interest rates, maximum tenures, and other charges are subject to change, and it's advisable to check with our experts for the most current information.
Home Loan Calculations
TATA Capital vs Sammaan Capital vs Can Fin Calculations
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Feature Comparison
Rate of Interest
When comparing home loan offerings from TATA Capital, Sammaan Capital, and Can Fin, interest rates are a key consideration. TATA Capital provides rates of 8.75% - 10%, which can lead to lower monthly payments. Sammaan Capital offers rates of 8.75% - 15.00%, potentially resulting in greater long-term savings. Can Fin has interest rates of 9.35% - 14.25%, offering flexibility for different financial strategies.
Loan Tenure
TATA Capital offers loan tenures up to Max 30 Years, ideal for reducing monthly financial commitments. Sammaan Capital provides loan periods up to Max 30 years, catering to those who prefer a balanced repayment schedule. Can Fin allows loan tenures up to Max 30 years, perfect for borrowers aiming to repay their loans more quickly.
Maximum Loan Amount
For the maximum loan amount, TATA Capital extends up to Upto 5cr, making it suitable for purchasing premium properties. Sammaan Capital caps loans at Upto 5cr, fitting for standard home investments. Can Fin offers loans up to Upto 10 cr, catering to more modest real estate purchases.
Processing Fees
Processing fees differ across banks. TATA Capital charges upto 2% of loan amount+ GST, Sammaan Capital imposes 0.50% onwards of loan amount, and Can Fin sets its fee at 1.00% of the loan amount. These fees should be factored into your initial loan costs to determine the most cost-effective option.
Conclusion
To find the most suitable home loan among TATA Capital, Sammaan Capital, and Can Fin, it's crucial to examine the specific features each bank offers. By evaluating factors such as interest rates, eligibility conditions, loan durations, maximum borrowing amounts, and processing fees, you can make an informed decision that aligns with your financial plans and helps you achieve your dream of owning a home.
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