Understanding your bank’s PAN is very important. This number is essential for managing your taxes effectively when you have a home loan. It helps ensure that you can claim all eligible tax exemptions on interest payments without any hassle.
List of Banks and Their PAN Numbers
When applying for home loans or managing your tax filings, knowing the PAN (Permanent Account Number) of your lender is crucial. Below is a table listing the PAN numbers of key banks and NBFCs in India:
| Name of Bank/Home Loan Provider | PAN Number |
| Aadhar Housing Finance | AAICA4667N |
| Allahabad Bank | AACCA8464F |
| Andhra Bank | AABCA7375C |
| APGVB (Andhra Pradesh Grameena Vikas Bank) | AAAJA1351N |
| APGP (Andhra Pragathi Grameena Bank) | AAMFA8921A |
| Axis Bank Home Loan PAN Number | AAACU2414K |
| BoB (Bank of Baroda) | AAACB1534F |
| BoI (Bank of India) | AAACB0472C |
| BoM (Bank of Maharashtra) | AACCB0774B |
| BMW India Financial Services Private Limited | AADCB8986G |
| Canara Bank | AAACC6106G |
| Canfin Homes Limited | AAACC7241A |
| Central Bank of India | AAACC2498P |
| CITI Bank | AAACC0462F |
| City Union Bank Limited | AAACC1287E |
| Corporation Bank | AAACC7245E |
| Dahod Urban Co.op. Bank Ltd. | AAAAT2915L |
| DCB Bank Limited | AAACD1461F |
| DECCAN GRAMEENA BANK / TELANGANA GRAMEENA BANK | AAAAD3893M |
| Dena Bank | AAACD4249B |
| Deutsche Bank | AAACD1390F |
| DHFL (Dewan Housing Finance Corporation Limited) | AAACD1977A |
| DHFL | AAACD1977A |
| FEDERAL BANK | AABCT0020H |
| GIC Housing Finance Limited | AAACG2755R |
| GRUH FINANCE LTD. | AAACG7010K |
| Haryana Gramin Bank | AAKAS1464M |
| HDFC | AAACH0997E |
| HDFC Home Loan PAN Number | AAACH2702H |
| HPSCB (Himachal Pradesh State Cooperative Bank Limited) | AABFH7694E |
| Housing & Urban Development Corporation Ltd. | AAACH0632A |
| HDFC (Housing Development Finance Corporation Limited) | AAACH0997E |
| HSBC | AAACT2786P |
| ICICI Bank Home Loan PAN Number | AAACI1195H |
| ICICI Home Finance Company Ltd | AAACI6285N |
| IDBI Bank Limited | AAACI1603C or AABCI8842G |
| Indiabulls Housing Finance Limited | AABCI6154K |
| Indiabulls Housing Finance Limited | AABCI3612A |
| Indian Bank | AAACI1607G |
| IOB (Indian Overseas Bank) | AAACI1223J |
| Indusind Bank Limited | AAACI1314G |
| ING Vysya | AABCT0529M |
| J&K Grameen Bank | AAAAJ7859H |
| Jharkhand Gramin Bank | AAAAJ3908R |
| Kangra Central Cooperative Bank | AAAJT0749B |
| KVB (Karur Vysya Bank) | AAACH3962K |
| Kotak Mahindra Bank Limited | AAACK4409J |
| KCCB (Kurukshetra Central Coop. Bank Ltd.) | AAAAT2371G |
| L&T FinCorp Limited | AAACI4598Q |
| L&T Infrastructure Finance Company Limited | AABCL2283L |
| LIC Housing Finance Limited | AAACL1799C |
| Oriental Bank of Commerce | AAACO0191M |
| PNB Housing Finance Limited | AAACP3682N |
| Power Finance Corporation Limited | AAACP1570H |
| Punjab & Sind Bank | AAACP1206G |
| PNB PAN Number | AAACP0165G |
| Ratnakar / RBL Bank Ltd | AABCT3335M |
| Reliance Home Loan Finance Limited | AAECR0305E |
| Saraswat Co-Op. Bank Ltd | AABAT4497Q |
| Sardar Bhiladwala Pardi Peoples CO.OP. bank ltd | AABAS4480Q |
| Standard Chartered Bank | AABCS4681D |
| SBJJ (State Bank of Bikaner and Jaipur) | AADCS4750R |
| SBH (State Bank of Hyderabad) | AADCS4009H |
| SBI PAN for Home Loan | AAACS8577K |
| SBM (State Bank of Mysore) | AACCS0155P |
| State Bank of Patiala | AACCS0143D |
| State Bank of Travancore | AAGCS9120G |
| Syndicate Bank | AACCS4699E |
| Tata Capital PAN Number | AADCT0491L |
| TATA Capital Ltd | AADCP9147P |
| TATA Motors Finance Limited | AACCT4644A |
| The Hazaribag Central Co-operative Bank Ltd. | AABTT0908K |
| The Hongkong & Shanghai Banking Corporation Limited | AAACT2786P |
| The Karnataka Bank Limited | AABCT5589K |
| The South Indian Bank Limited | AABCT0022F |
| UCO Bank | AAACU3561B |
| Union Bank of India | AAACU0564G |
| United Bank of India | AAACU5624P |
| Vijaya Bank | AAACV4791J |
| YES Bank Limited | AAACY2068D |
**This list aims to serve as a quick reference for individuals and financial professionals. It is advisable to verify these details through official channels or directly with the bank or NBFC for the most accurate and up-to-date information**
Remember, the PAN number of your lender is essential for claiming tax benefits under various sections of the Income Tax Act in India. Make sure you provide the correct PAN number in your tax returns to avoid any discrepancies.
How to Use PAN Numbers for Home Loans?
When you take a home loan, knowing the PAN (Permanent Account Number) of your lender is crucial for tax filing. Here’s a simple guide on how to use these PAN numbers to get tax benefits:
1. Tax Deduction on Interest: You can lower your taxable income by claiming deductions on the interest paid on your home loan. Just enter your lender’s PAN when you file your taxes.
2. For Your Tax Documents: When preparing your tax documents, include the lender’s PAN on Form 12BB. This form helps you report your home loan interest and get tax savings.
3. Ensuring Transparency: The lender’s PAN makes sure your loan details are clear and correct in the eyes of tax authorities. This helps keep your financial records straight.
4. Check with Your Employer: If you are working, show your employer the interest proof with the lender’s PAN. This helps adjust your tax deductions correctly in your salary.
5. Help from Customer Service: If you can’t find the PAN, just call or email your lender. They will give you the PAN you need for your records.
Benefits of Knowing Your Bank’s PAN for Home Loans
Knowing your bank’s PAN (Permanent Account Number) helps a lot when you get a home loan. Here’s how it makes things easier and better:
1. Easy Paperwork: Having your bank’s PAN ready streamlines filling out home loan and tax forms.
2. Ensures Tax Compliances: Using the bank’s PAN allows you to claim tax deductions on home loan interest correctly.
3. Clear and Safe: The PAN confirms that your home loan details are clear and verifiable..
4. Get Tax Benefits: With the bank’s PAN, you can easily claim deductions on home loan interest, reducing your tax liability.
5. Prevents Errors: Correct PAN usage ensures accurate recording of your loan and payments, avoiding mistakes in tax documentation.
Find your nearest bank branch with our IFSC code checker. Get details of your bank’s location and customer support number.
Conclusion
Knowing your bank’s PAN can help streamline your home loan and tax processes. It is recommended to always have this number ready for easier handling of financial tasks. If you need assistance, Credit Dharma offers expert guidance to efficiently go through your home loan requirements.
Frequently Asked Questions
The IIFL home loan PAN number is AABCI6154K.
The IDBI Bank home loan PAN number is AABCI8842G.
The HDFC housing loan pan number is AAACH2702H. You can confirm this on your loan documentation or by contacting HDFC customer support.
The PAN number for Fullerton India Home Finance Company Ltd is AABCF1510G. Check your loan documents or reach out to their customer service for confirmation.
A bank card’s PAN (Primary Account Number) is a unique 12 to 19-digit number that identifies the cardholder’s account, links to the issuing bank, and specifies the card type.
Yes, a PAN (Permanent Account Number) is a 10-digit alphanumeric code issued to Indians, mainly taxpayers. It uniquely links all of a person’s tax-related details for efficient information management.
The fifth character in a PAN is the first letter of an individual’s surname or, for non-individuals, the first letter of their name. The tenth character is an alphabetic check digit.
A Bank Identification Number, or BIN, is the first four to six digits found on a credit card which identify the institution that issued the card. It helps ensure security during online transactions.
Full PAN PCI stands for “Primary Account Number.” It is a unique number on payment cards like credit, debit, or prepaid cards that identifies both the card issuer and the cardholder’s account.
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