logo
Home Loans
Calculators
Resources
Partner with Us
Find Properties
Free Credit Report
Home > Home Loan > Delhi > 2024 Registration Charges and Stamp Duty in Delhi

2024 Registration Charges and Stamp Duty in Delhi

December 17, 2024
Table of Contents

Buying a home in Delhi is an exciting journey, but it comes with its fair share of paperwork and fees. Among these, stamp duty and registration charges often stand out as significant financial considerations.

These aren’t just bureaucratic hurdles; they are essential for the legal recognition of property ownership and contribute to the revenue of the state.

Knowing the specifics of these costs can help in accurate financial planning and ensuring a smooth and hassle-free property transaction.


Looking for a hassle-free home loan process?

Call now!

How to Pay Stamp Duty in Delhi?

Here’s how to pay stamp duty in Delhi:

  1. Pay the stamp duty through e-stamping, as offline channels are not available in Delhi.

  2. Visit the official e-stamping portal

    www.shcilestamp.com

  3. Make the payment on SHCIL’s portal

    You can also visit an authorized collection center (ACC) if you prefer.

  4. Payment:

    If using an ACC, you can pay in cash, cheque, demand draft, pay order, RTGS, NEFT, or account transfer.

  5. Online Appointment

    Once the payment is made, book an online appointment with the sub-registrar’s office by visiting srams.delhi.gov.in to begin the registration process.

Why Does Stamp Duty and Registration Charges Matter?

Imagine you’ve found your dream apartment in South Delhi. Exciting, right? But before you can move in, there are some essential steps to secure your ownership legally.

Stamp duty is essentially a tax you pay on the property agreement, while registration charges are fees for officially recording your ownership with the government.

Think of stamp duty as the cost of legally acknowledging your new home, and registration charges as the fee for putting your name on the title deed.


Stamp Duty Charges in Delhi – 2024

OwnerDelhiNDMC LocalityCantonment Board Locality
Male6%5.5%3%
Female4%3.5%3%
Joint 5%4.5%3%
Source: Official website of Delhi Revenue Government

Registration Charges in Delhi

OwnerRegistration Charges
Male1%
Female1%
Joint 1%
Source: Official website of Delhi Revenue Government

Registration Fees in Delhi – Additional Details

Transaction TypeRegistration Fee
Delhi Registry Rate1% of the consideration amount or value as per circle rate
(whichever is higher)
Relinquishment Deed₹1,000 per instrument
Lease Deed of Immovable Property₹1,000 per instrument
Power of Attorney / Special Power of Attorney₹1,000 per instrument
Will and Authority to Adopt₹500

Transfer Charges On Property Registration In Delhi 2024

CategoryPrevious RateNew RateApplicable Property Value
Women and Transgender Buyer2%3%Above Rs. 25 lakhs
Men3%4%Above Rs. 25 lakhs

Calculate Your Stamp Duty in Delhi

  • Visit the official website of Delhi Online Registration Information System.
  • Go to e-Circle Rate Calculator.
  • Enter all the property information reuired.
  • After filling in the details, the payable stamp duty will be displayed on the screen.

Stamp Duty and Registration Charges Calulator

How is Stamp Duty and Registration Calculated?

Stamp duty is calculated based on the market value of your property. It is a specific percentage of the property value, determined by the Department of Revenue in Delhi. Officials typically refer to the circle rate, to fix the property value.

The circle rate is the minimum rate notified by the government for the property and is periodically revised. These rates can differ from one locality to another within the state.

In Delhi, the consideration value for stamp duty is based on the higher of the market value or the circle rate applicable in the area​.

For Example

As a hypothetical scenario, the property is valued at Rs. 80,00,000.

Stamp Duty Calculation:

  • Stamp duty rate in Delhi: 4%
  • Calculation: (Rs. 80,00,000 * 4%) = Rs. 3,20,000

Registration Charges Calculation:

  • Rate: 1% (capped at Rs. 30,000)
  • Calculation: (Rs 80,00,000 * 1% )= Rs. 80,000

Documents Required For Stamp Duty and Registration in Delhi

  • Executed sale deed
  • Identity and address proofs of the buyer, seller, and witnesses
  • Two passport-sized photographs of the buyer and seller, attached to two copies of the documents
  • e-Stamp paper reflecting the appropriate stamp duty amount
  • Receipt of the e-Registration fee with the required affidavit or undertaking
  • Self-attested PAN card or Form 60
  • No-Objection Certificate (NOC) for land or plot, if applicable
  • Identity and address proof of two witnesses
  • Proof of TDS payment

How to Register Your Property Online?

  1. Visit the official website of Delhi Online Registration Information System.
  1. Select ‘Deed Writer’ from the top menu to be redirected to a site where you can prepare your property deed according to the specified criteria.
  2. Calculate the stamp duty and property registration charges.
  3. Obtain the e-stamp paper for the calculated amount from the nearest Stock Holding Corporation of India or through their website.
  4. Return to the DORIS home page and select ‘e-registration’ to pay the fee. Ensure you save the receipt.
  5. Set up an appointment with the sub-registrar.
  6. Enter your e-stamp number for verification and select your district and area.
  7. Attend the SRO on the scheduled date and time with the appointment SMS and required documents.

Factors Affecting Stamp Duty and Registration Charges

  • Property type (residential, commercial, agricultural)
  • Location of the property (urban, rural, specific zones)
  • Property value or sale consideration amount
  • Age of the property or construction status
  • Buyer’s gender (for certain states)
  • Use of property (self-use or investment)
  • Government policies and regulations

Empowering Women in Real Estate

The Delhi Government has significantly reduced home registry charges for female buyers, offering a 2% reduction in stamp duty and registration fees.

This initiative not only empowers women in the real estate sector but also results in substantial financial savings, given the high property values in Delhi. By lowering these costs, the government aims to increase women’s homeownership and promote gender equality in property investments.

Confused about which home loan option to choose?

Call now!

What is the Difference Between Circle Rate and Market Rate?

AspectCircle RateMarket Rate
DefinitionMinimum price at which a property can be registeredActual price at which a property is bought or sold in the market
RegulatorySet by local government authoritiesDetermined by market demand and supply
UsageUsed for calculating stamp duty and registration chargesUsed for actual transactions and negotiations
FrequencyAnnually or periodicallyFluctuates frequently based on market conditions
PurposePrevents under-reporting of property transactionsReflects current market value of the property

Conclusion

Understanding stamp duty and registration charges is crucial when buying property in Delhi, as they add to your overall costs. Being aware of these expenses helps you plan your finances more effectively.

Ensure you have all the necessary documents and stay informed about the latest rates to avoid any unexpected costs. For additional guidance, don’t hesitate to contact Credit Dharma’s team of experts.


Frequently Asked Questions

Why are stamp charges important?

These charges authenticate the sale agreement and maintain official property records, ensuring the transaction is legally recognized.

What documents are needed for paying stamp duty?

Primary documents include the original property deed, government ID proofs (passport, driver’s license, Aadhaar card), PAN card, and a property registration application.

Is GST applicable on stamp duty?

No, GST (Goods and Services Tax) is not applicable on stamp duty. Stamp duty is a tax levied by state governments on the transfer of immovable property, and it is separate from GST, which applies to goods and services.

Compare Home Loans
from Top Banks

HDFC Home LoanHDFC Home Loan
VS
SBI Home LoanSBI Home Loan
credit dharma home loan
credit dharma referral
  • Compare Popular Banks
  • HDFC vs SBI Home Loan
  • HDFC vs ICICI Bank Home Loan
  • Tata Capital vs HDFC Home Loan
  • SBI vs ICICI Bank Home Loan
  • HDFC vs Kotak Mahindra Home Loan
  • Bank of Baroda vs SBI Home Loan
  • HDFC vs Axis Bank Home Loan
  • SBI vs IDBI Home Loan
  • Recent Posts
  • What is the CIBIL Score Required for Bank of India Home Loan Approval?
  • HDFC Bank Home Loan Interest Rates 2025
  • SBI Pradhan Mantri Awas Yojana – Urban 2.0
  • SBI Combo Home Loan for Plot Purchase Plus Construction
  • SBI Reverse Mortgage Loan
  • Related Posts
  • Top 10 Residential Projects in Delhi (Updated 2024)
  • Home Loans in Delhi – Check EMI, Interest Rates, and Eligibility
  • Home Loan Options in Delhi
  • Exquisite Luxury Properties in Gurgaon, Delhi: Your Guide to High-End Living
  • Best Luxury Houses in Chattarpur, Delhi
  • Best Luxury Houses in Vasanth kunj, Delhi
  • Exquisite Luxury Properties in Noida, Delhi: Your Guide to High-End Living
logologo
Fast. Transparent. Spam Free.
Getting a home loan in India is none of the above.
At Creditdharma we are changing that and making your home buying journey stress free. Top Experts, Best Banking Partners and Super Easy Process.
Quick Links
Blogs
Home Loan Eligibility
Balance Transfer
Calculators
About Us
Partner with Us
Become an Advisor
Properties
Glossary
IFSC Code Search
Refer & Earn
Free Credit Report
Home Loan Score
Help
Sitemap
Get in Touch
Enzyme Office Spaces , 27th Main, 480/B, 18th Cross Road, HSR Layout, Bengaluru, Karnataka 560102
linkedininstatwt/x
General Enquiry
contact@creditdharma.in

Home Loans From Top Banks

SBI

SBI Home LoansSBI Home Loan EMI CalculatorSBI Home Loan Eligibility CalculatorSBI MaxGain Home LoansSBI Privilege Home LoanSBI Home Loan StatementSBI Home Loan Customer Care

HDFC

HDFC Home LoansHDFC Home Loan EMI CalculatorHDFC Home Loan Eligibility CalculatorHDFC Loan Against PropertyHDFC Home Loan with Overdraft FacilityHDFC Home Loan StatementHDFC Home Loan Customer Care

LIC Housing Finance

LIC Housing Finance Home LoansLIC Home Loan EMI CalculatorLIC Home Loan Eligibility CalculatorLIC Plot Loan DetailsLIC Home Loan StatementLIC Home Loan Customer Care

Bank of Baroda

Bank of Baroda Home LoansBank of Baroda Home Loan EMI CalculatorBank of Baroda Home Loan Eligibility CalculatorBank of Baroda Loan Against PropertyBank of Baroda Home Loan StatementBank of Baroda Home Loan Customer Care

IDBI Bank

IDBI Bank Home LoansIDBI Bank Home Loan EMI CalculatorIDBI Bank Home Loan Eligibility CalculatorIDBI Bank Home Loan Interest RatesIDBI Bank Home Loan StatementIDBI Bank Home Loan Customer Care

ICICI Bank

ICICI Bank Home LoansICICI Bank Home Loan EMI CalculatorICICI Bank Home Loan Eligibility CalculatorICICI Bank Home Loan Top-UpICICI Bank Home Loan StatementICICI Bank Home Loan Customer Care

AXIS Bank

AXIS Bank Home LoansAXIS Bank Home Loan EMI CalculatorAXIS Bank Home Loan Eligibility CalculatorAXIS Bank Loan Against PropertyAXIS Bank Home Loan StatementAXIS Bank Home Loan Customer Care

BAJAJ Housing Finance

BAJAJ Housing Finance Home LoansBAJAJ Housing Finance Home Loan EMI CalculatorBAJAJ Housing Finance Home Loan Eligibility CalculatorBAJAJ Housing Finance Sambhav Home LoanBAJAJ Housing Finance Home Loan StatementBAJAJ Housing Finance Home Loan Customer Care

Resources

Best Home Loans in Your City

Home Loans in BangaloreHome Loans in HyderabadHome Loans in MumbaiHome Loans in DelhiHome Loans in ChennaiHome Loans in JaipurHome Loans in Pune

Home Loans by Amount

Home Loan for 40 LakhsHome Loan for 45 LakhsHome Loan for 50 LakhsHome Loan for 55 LakhsHome Loan for 60 LakhsHome Loan for 65 LakhsHome Loan for 70 Lakhs

Home Loans by Salary

Home Loan for 40,000 SalaryHome Loan for 50,000 SalaryHome Loan for 60,000 SalaryHome Loan for 70,000 SalaryHome Loan for 80,000 SalaryHome Loan for 90,000 SalaryHome Loan for 1 Lakh Salary

Trending Home Loan Options

Home Loans for Salaried IndividualsHome Loans for Business OwnersPlot cum Construction LoansLoan Against Property DetailsHome Loan Top-Up DetailsHome Loan for NRIsHome Loan Without ITR Documents

Tools

Home Loan EMI CalculatorHome Loan Balance Transfer CalculatorCompare Home LoansHome Loan Eligibility CalculatorBuy vs Rent CalculatorFind Branch Details with IFSC CodeHome Loan Tax Benefits CalculatorFOIR CalculatorCheck Your Credit ScoreHome Loan Prepayment CalculatorHome Loan Insurance CalculatorProperty Budget CalculatorHome Loan with Overdraft CalculatorCapital Tax Gains CalculatorExplore CD Approved PropertiesPlot Loan EMI CalculatorRental Yield CalculatorHome Loan Downpayment Calculator30-30-30-10 Calculator

Compare Home Loans

HDFC vs SBI Home LoansHDFC vs ICICI Home LoansHDFC vs BAJAJ Housing FinanceSBI vs AXIS Home LoansBank Of India vs SBIBank of Baroda vs AXIS BankHDFC vs Bank of BarodaSBI vs IIFL Housing FinanceSBI vs ICICI BankSBI vs BAJAJ Housing FinanceAXIS Bank vs ICICILIC vs SBI Home Loans

Best Home Loan Offers

Best Banks for a Home Loan Balance TransferBest NBFCs for a Home LoanBest Small Finance Banks for Home LoansBest Housing Finance CompaniesBest Public Sector BanksBest Options for Independent Properties
© Copyright Tres Commas Technologies Pvt. Ltd.
CIN : U72900KA2021PTC143997
Privacy Policy | Terms & Conditions
Disclaimer : The information contained in this website is presented purely for information purposes only provided as service to the internet community at large. It does not constitute insurance advice and we do not guarantee the accuracy, adequacy or the completeness of the information contained here.
Loading...