Home Loan Comparison
Karur Vyasya Bank Home Loan vs Sammaan Capital
Introduction
When evaluating Karur Vyasya Bank Home Loan Home Loan versus Sammaan Capital Home Loan, both options cater to salaried and self-employed applicants and cover all types of properties. Yet, the key to choosing the right one lies in understanding who it’s for—is it for you, a family member, or perhaps your parents? Answering this will help tailor our comparison to your needs.
Disclaimer
The interest rates, maximum tenures, and other charges are subject to change, and it's advisable to check with our experts for the most current information.
Home Loan Calculations
Karur Vyasya Bank Home Loan vs Sammaan Capital Calculations
| Compare Home Loans |  |  |
|---|---|---|
| Loan Amount | ₹ 50,00,000 | ₹ 50,00,000 |
| Loan Tenure | 20 years | 20 years |
| Rate of Interest | 9% - 10% | 8.75% - 10.5% |
| Monthly EMI | ₹ 44,986 - ₹ 48,251 | ₹ 44,185 - ₹ 49,918 |
Calculator
Home Loan EMI Calculator
WhatsApp UsLoan Amount
₹ 0
Interest Amount
₹ 0
Total Payable
₹ 0
Monthly EMI
₹ 0
Your Amortization details(Yearly/Monthly)
Feature Comparison
Rate of Interest
When analyzing home loan options from Karur Vyasya Bank Home Loan and Sammaan Capital, it’s important to weigh several factors. Karur Vyasya Bank Home Loan Home Loan offers a competitive interest rate of 9% - 10%, ideal for those who prioritize lower monthly payments. Alternatively, Sammaan Capital Home Loan, with its 8.75% - 10.5%, might be more suitable for achieving long-term savings
Loan Tenure
Karur Vyasya Bank Home Loan Home Loan caters to borrowers looking for a longer repayment schedule with a tenure option of up to Max 25 Years. On the flip side, Sammaan Capital Home Loan is designed for quicker financial relief, offering a shorter tenure of up to Max 30 years
Maximum Loan Amount
Consider Karur Vyasya Bank Home Loan Home Loan with a loan cap of No Cap for high-end real estate investments. For lower-cost properties, Sammaan Capital Home Loan, with a maximum of Upto 5cr, might suit your needs better
Processing Fees
Consider the difference in processing fees as it affects your starting costs: Karur Vyasya Bank Home Loan Home Loan charges 5900-12000 + GST, while Sammaan Capital Home Loan lists its fees at 0.50% onwards of loan amount
Conclusion
Understanding the home loan offerings from Karur Vyasya Bank Home Loan Home Loan and Sammaan Capital Home Loan involves comparing several important factors: interest rate, eligibility, loan tenure, maximum loan amount, and processing fees, enabling you to make a decision that complements your financial aspirations
Confused About Home Loans? We’re Here to HELP!
Get detailed answers to the most frequently asked questions, tailored for your peace of mind.