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If you have a home loan with the LIC Housing Finance, downloading the home loan statement is a straightforward process that can be completed online, saving you time and effort.
How to Download LIC Housing Finance Home Loan Statement Online?
Checking your Bank of India home loan statement online is quick and convenient. With just a few steps, you can access your statement anytime through Internet Banking.
Time needed: 5 minutes
Here are the easy steps to view and download your LIC HFL home loan statement:
- Visit the offical website of LIC Housing Finance.
- On the dash board, under “Customer Login” click on “home loans”
- Log in using your username and password. Alternatively, you can log in with your loan application number and date of birth.
- Enter the OTP sent to your registered email address and mobile number.
- Your home loan account details will appear on the screen.
- Navigate to the “Activities” tab and choose “Repay Certificate.”
- Select your loan number and financial year, then click “Submit.”
- The home loan certificate, showing your loan repayment information, will be displayed.
- You can print or download the certificate for your records.
LIC HFL Login – Easy Steps to Access The Online Portal
To log in to the LIC Housing Finance Limited (LIC HFL) Home Loans portal, follow these steps:
For Existing Users:
- Visit the LIC HFL Customer Portal: Go to the official LIC HFL website.
- Click on “Customer Portal Login”: This option is usually located at the top right corner of the page.
- Enter Your Credentials: Input your username and password in the respective fields.
- Complete Security Verification: Enter the security code displayed on the screen.
- Click on “Login”: Once all details are entered, click the “Login” button to access your account.
For New Users or Those Without a Username:
- Visit the LIC HFL Customer Portal: Go to the official LIC HFL website.
- Click on “Register”: If you haven’t registered yet, click on the “Register” option.
- Enter Required Details: Fill in your loan number, sanctioned amount, date of birth, and security code.
- Create Username and Password: Choose a username and password, and enter the provided security code.
- Verify Mobile Number: Enter your mobile number and click “Confirm and Send.”
- Enter Verification Code: Enter the OTP sent to your mobile and submit.
- Login Credentials: Your login credentials will be sent via email or SMS.
Using Loan/Application Number:
- Visit the LIC HFL Customer Portal.
- Select “Login with Loan/App No.”.
- Enter Loan/Application Number and Date of Birth: Input these details along with the security code displayed.
- Click on “Submit” to access your account.
If you encounter any issues during login, ensure your credentials are correct, use the “Forgot Password” or “Forgot Username” options if needed, and contact customer support if problems persist.
Suggested Read: Check out the detailed steps to log into your LIC HFL account and access your loan-related documents.
How to Get LIC Housing Finance Home Loan Statement Offline?
If you need to check your home loan balance or obtain a provisional statement offline, follow these steps:
- Visit the nearest LIC Housing Finance branch.
- Request a home loan statement application form from the representative.
- Fill out the form with the required details accurately.
- Submit the completed form to the concerned branch official.
- The statement will be provided at the branch or sent to your registered postal address.
LIC Housing Finance Home Loan Prepayment Charges
| Condition | Prepayment Charges |
|---|---|
| If paid through own funds | NIL (fixed and floating) |
| If paid through other sources | 2% on prepaid loan amount |
Check Out: LIC Housing Finance Home Loan Prepayment Calculator
LIC Housing Finance Home Loan Customer Care
To facilitate effective communication with customers, in addition, LIC Housing Finance offers various channels for customer support.
| Service | Details |
|---|---|
| Email ID | customersupport@lichousing.com |
| Home Loan Enquiry through WhatsApp | +91-8369998182 |
| Online form for registering enquiry/complaint/feedback | Register your Complaint |
| Official Address | LIC Housing Finance Limited Corporate Office 131, Maker Tower-F Premises, 13th Floor, Cuffe Parade, Mumbai, Maharashtra – 400 005 Ph: 912222178600 |
| Website | www.lichousing.com |
Compare Home Loan Balance Transfer Interest Rates
| Banks | Transfer Rates | Current RLLR |
|---|---|---|
| SBI | 8.5% – 9.65%p.a. | 8.50%+CRP |
| HDFC | 8.50% – 9.00%p.a. | 18.30% (RPLR) |
| LIC Housing Finance Limited | 8.45% – 8.50% p.a. | 16.80% (LHPLR) |
| Axis Bank | 8.75% p.a onwards | 6.50% (Repo Rate) |
| Bank Of Baroda | 8.50% p.a. | 9.15% |
| Canara Bank | 9.25% p.a onwards | 9.25% |
| Union Bank of India | 8.75% p.a. onwards | 6.80% |
| Kotak Mahindra Bank | 8.75% p.a. onwards | – |
| IDFC First Bank | 8.85% p.a. | – |
| Federal Bank | 10.15% p.a. | 6.50& (Repo Rate) |
| Karur Vysya Bank | 9.48% p.a. | 10.75% (Base Rate) |
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Conclusion
If you have further doubts or questions along the way, don’t hesitate to contact Credit Dharma experts. Our dedicated team is here to assist you and provide guidance tailored to your specific needs. Feel free to reach out for personalized support on any aspect of your Bank of India home loan journey.
Frequently Asked Questions
The LIC home loan statement provides a detailed breakdown of the principal and interest components of your repayments. This information is crucial for claiming tax deductions:
Section 80C: Allows deduction on the principal repayment up to ₹1.5 lakh.
Section 24(b): Permits deduction on the interest paid up to ₹2 lakh for self-occupied properties.
Yes, after logging into the LIC HFL Customer Portal, you can download your home loan statement in PDF format. Navigate to the ‘Repayment Certificate’ or ‘Loan Status Report’ section, select the relevant financial year, and download the statement.
Yes, you can obtain your yearly home loan statement online through the LIC HFL Customer Portal by accessing the ‘Repayment Certificate’ section and selecting the appropriate financial year.
To download your statement, you’ll need:
Your loan account number.
Date of birth (as per records).
Registered email ID (for account activation and communications).
If you’re unable to access your statement online:
Verify Credentials: Ensure you’re using the correct login details.
Check Account Status: Confirm that your loan account is active and there are no discrepancies.
Contact Customer Support: Reach out to LIC HFL customer care for assistance.
Visit a Branch: For immediate concerns, visit the nearest LIC HFL branch for support.
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