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Balance Transfer Facility
EMI Starts From : ₹949/Lakh
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DCB offers max funding upto 5 Crores

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Interest Rates starting @9.75%

verifiedFlexible Loan Tenure

Tenure upto 20 years

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DCB BankDCB Bank
  • Overview
  • Loan Calculations
  • Highlights
  • Home Loan Interest Rates
  • Compare With Other Banks
  • Processing Fees
  • Fees and Charges
  • Home Loan Types
  • EMI Calculator
  • Eligibility Criteria
  • Documents
  • Tenure
  • How to Apply
  • Loan Amount
  • Customer Care
  • Nearest Branches
  • Disbursement Process
  • Home Loan Insurance
  • Tax Benefits
  • Bank Features
  • Why Choose Credit Dharma

DCB Bank Home Loan

DCB Bank offers attractive home loan solutions with competitive interest rates starting at 9.75% p.a.. Designed to cater to diverse property needs, these loans come with a maximum tenure of up to 20 years and a loan amount of up to ₹5 crores, ensuring flexibility and convenience for borrowers.

Rate of Interest

9.75%-14.50%

Loan to Value

80% - 90%

Loan Tenure

Max 20 years

Max Loan Amount

Upto 5cr

Rate of Interest9.75%-14.50%
Loan TenureMax 20 years
AgeSalaried : 21 years - 70 years
Self Employed : 21 years - 70 years
ProfessionSalaried/Self Employed
IncomeMetro Cities : 20,000/Month & Above
Other Cities : 15,000/Month & Above
NationalityResident Indian/ NRI
Max Loan AmountUpto 5cr
Plot Purchase
Independent Building
Apartment
Resale Property
New Construction
LTV80% - 90%
Home Loan
Plot Cum Construction Loan
Balance Transfer
Overdraft FacilityNO
Top Up Facility
Other OfferingsBusiness Loan
Processing FeesUpto 2% or ₹ 5,000 (whichever is higher)
Processing fee as applicable of sanction limit
Other ChargesApplication login fee:
– ₹ 2,500 plus GST shall be collected at the time of application login.
Legal charges:
– Nil
Overdraft Facilities-
Highlights• Fast track approval process
• Balance Transfer facility
• Flexibility Tailored for You
• Dedicated Customer Support

*Disclaimer: The interest rate, maximum tenure, and other charges are subject to change, it's advisable to check with our experts for the latest information.

Home Loan Calculations
₹50,00,000
20 Years
Loan Amount₹ 50,00,000
Loan Tenure20 years
Rate of Interest9.75%-14.50%
Monthly EMI₹ 47,425 -
₹ NaN

Eligibility Criteria for DCB Bank Home Loan

CriteriaSalariedNon- Salaried
Age Range21 to 70 years21 to 70 years
NationalityIndian
NRIs
Indian
NRIs

Calculate your home loan eligibility and unlock exclusive offers for you!

Calculate now!

DCB Bank Home Loan Interest Rates

Standard Home Loan Rates

Salaried ROISelf Employed ROI
9.75% p.a onwards9.75% p.a onwards
Please note that these are indicative numbers, please refer to the official websites for the latest updated details.

Get the best Home Loan interest rates tailored for you

If you’re looking to choose the right home loan perfectly made according to your needs, then book a call with our experts here.

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DCB Bank Home Loan Processing Fee and Charges

Processing Charges

Charge TypeAmount
Processing FeesUpto 2% or ₹ 5,000 (whichever is higher)
Processing fee as applicable of sanction limit
Legal chargesNil
Application login fee₹ 2,500 plus GST shall be collected at the time of application login
Please note that these are indicative numbers, please refer to the official websites for the latest updated details.

DCB Bank Home Loan Documents

Identity Documents

Doc NameSalariedSelf Employed
PAN✔✔
Voter ID✔✔
Passport✔✔
Driving Licence✔✔
Aadhar Card✔✔

Proof Of Income

Doc NameSalariedSelf Employed
Latest 6-month bank statement
for salary account
✔
✖
Latest 3 salary slips /
salary certificates
✔✖
Form 16 of last 2 years✔✖
Latest 1-year bank
statement of all business
accounts
✖✔
Latest 3 years ITRs✖✔
Proof of business✖✔

DCB Bank Home Loan Schemes and Top Plans

Comparison

FeatureHome LoanHome Loan Balance Transfer
Minimum Loan Amount10lakhs onwards–
Maximum Loan Amount5 crore5 crore
Interest Rate9.75% p.a onwards9.75% p.a onwards
Tenureup to 20 years.up to 20 years.
Eligible Applicantssalaried or self-employedsalaried or self-employed

Details

Standard Home Loan

  • Minimum Loan Amount: ₹10lakh onwards*
  • Maximum Loan Amount: up to ₹5 Crores
  • Interest Rate: 9.75% onwards
  • Tenure: Up to 20 years
  • Eligible Applicants: Both salaried and self-employed

Home Loan Balance Transfer

  • Maximum Loan Amount: up to ₹5 Crores
  • Interest Rate: 9.75% onwards
  • Tenure: Up to 20 years
  • Eligible Applicants: Both salaried and self-employed

How to Apply

Applying for DCB Bank Home Loan is a straightforward process:

1. Check Eligibility:
Verify that you meet the eligibility criteria for your selected loan product.

2. Collect Documents:
Gather all the required documents.

3. Visit a Local Branch:
Visit your nearest DCB Bank branch and fill out the application form.

4. Submit Documents:
Submit your application along with the required documents.

5. Application Review:
The bank will review your application and documents.

6. Loan Approval:
Upon approval, your loan will be sanctioned, and you can start your homeownership journey.

Do not want to get into this hassle? Get DCB Bank’s best rates in a single call.

Call now!

Customer Care Details: DCB Bank

Jana Small Finance Bank offers comprehensive customer care services to address the queries and concerns of its customers efficiently.

ContactContact Details
DCB Bank Head OfficeDCB Bank Limited,
P.O. Box No. 7643, Malad (West), Mumbai 400064, India
Toll Free Number (24 *7)040 6815 7777
Email ID customercare@dcbbank.com

Comparison

For detailed comparison between top banks you can visit our compare banks page.

BankUp to Rs. 30 LakhAbove Rs. 30 Lakh to Rs. 75 LakhAbove Rs. 75 Lakh
SBI Bank8.00% p.a. onwards8.00% p.a. onwards8.00% p.a. onwards
HDFC Bank8.75% p.a. onwards8.75% p.a. onwards8.75% p.a. onwards
LIC Bank8.50% – 10.35% p.a.8.50% – 10.55% p.a.8.50% – 10.75% p.a.
ICICI Bank8.75% p.a. onwards8.75% p.a. onwards8.75% p.a. onwards
Kotak Mahindra Bank8.75% p.a. onwards8.75% p.a. onwards8.75% p.a. onwards
Punjab National Bank8.50% – 11.05% p.a.8.50% – 11.05% p.a.8.50% – 11.05% p.a.
Bank Of Baroda8.40% onwards8.40% – 10.65% p.a.8.40% – 10.90% p.a.
Bajaj Housing Finance8.50% p.a. onwards8.50% p.a. onwards8.50% p.a. onwards
Axis Bank8.75%-10.30% p.a.8.75%-10.30% p.a.8.75%-10.30% p.a.
Bank of India8.40% p.a onwards8.40% p.a onwards8.40% p.a onwards
TATA Capital8.75% p.a. onwards8.75% p.a. onwards8.75% p.a. onwards
The interest rates, maximum tenures, and other charges are subject to change, and it’s advisable to check with our experts for the most current information.
What is DCB full form?

DCB Bank, which stands for Development Credit Bank, is a private sector bank in India. Moreover, it offers a wide range of financial services, including home loans, featuring competitive rates and flexible terms to meet diverse customer needs.

Is DCB Bank a government bank?

DCB Bank Limited is a private sector scheduled commercial bank in India, which was licensed by the Reserve Bank of India on May 31, 1995. Furthermore, it is part of the new generation of banks and stands out for offering modern and innovative financial services.

Who is the CEO of DCB Bank?

Ajay The current CEO and Managing Director of DCB Bank is Praveen Achuthan Kutty. He officially assumed the position on April 29, 2024, following approval from the Reserve Bank of India.

Is DCB Bank trusted?

It is, therefore, a scheduled commercial bank regulated by the Reserve Bank of India. Additionally, it operates with a professional management team, supported by a robust governance framework, ensuring efficient and transparent operations.

DCB Bank Calculators
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