Grihum Housing Finance Home Loan

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Eligibility Criteria for Grihum Housing Finance Home Loan

Here are the eligibility criteria for different types of RBL Bank Home Loans:

Criteria	Salaried Applicants	Self-employed Applicants
Age Range	21 to 65 years	23 to 65 years
Nationality	Resident Indian/ NRI	Resident Indian/ NRI
Minimum Monthly Income	₹ 20,000/month & above	₹ 3 Lakh/p.a & above

Grihum Housing Finance Home Loan Interest Rates

Standard Home Loan Rates

Category	Rate of Interest (ROI)
Salaried	9.90% – 17.25% p.a
Self Employed	9.90% – 17.25% p.a

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Grihum Housing Finance Home Loan Processing Fee and Charges

Processing Charges

Charge Type	Amount
Processing Fees	0.50% of your sanctioned loan amount
Pre closure charges	NIL

Identity Documents

Doc Name	Salaried	Self Employed
PAN	✔	✔
Voter ID	✔	✔
Passport	✔	✔
Driving Licence	✔	✔
Aadhar Card	✔	✔
Bank Account Statement or Passbook with Photograph & Bank Stamp on Photo	✔	✔

Proof of Income

Document	Salaried	Self Employed
Salary slips for the last 3 months	✔	✖
Latest ITR	✔	✔
Bank statements for the last 6 months	✔	✖
Business License	✖	✔
Business Address Proof	✖	✔

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Grihum Housing Finance Home Loan Schemes and Top Plans

Comparison

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How to Apply?

Applying for a Grihum Housing Finance home loan is a straightforward process:

1. Check Eligibility: Verify that you meet the eligibility criteria for your selected loan product.
2. Collect Documents: Gather all the required documents.
3. Visit a Local Branch: Visit your nearest Grihum Housing Finance branch and fill out the application form.
4. Submit Documents: Submit your application along with the required documents.
5. Application Review: The bank will review your application and documents.
6. Loan Approval: Upon approval, your loan will be sanctioned, and you can start your homeownership journey.

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Grihum Housing Finance Customer Care

To facilitate effective communication with customers, in addition, RBL bank offers various channels for customer support.

Service	Details
Email ID	customercare@rblbank.com
Enquiry through Call	Toll Free No: 1800-266-3204
Official Address	Office no. 503 and 504, 5th Floor, Samarapan Co-operative Society Ltd., Samarpan Complex, New Link Road, Chakala, Andheri (E), Mumbai 400099
Website	https://grihumhousing.com/

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Comparison

For detailed comparison between top banks you can visit our compare banks page.

Bank	Up to Rs. 30 Lakh	Above Rs. 30 Lakh to Rs. 75 Lakh	Above Rs. 75 Lakh
SBI Bank	8.00% p.a. onwards	8.00% p.a. onwards	8.00% p.a. onwards
HDFC Bank	8.75% p.a. onwards	8.75% p.a. onwards	8.75% p.a. onwards
LIC Bank	8.50% – 10.35% p.a.	8.50% – 10.55% p.a.	8.50% – 10.75% p.a.
ICICI Bank	8.75% p.a. onwards	8.75% p.a. onwards	8.75% p.a. onwards
Kotak Mahindra Bank	8.75% p.a. onwards	8.75% p.a. onwards	8.75% p.a. onwards
Punjab National Bank	8.50% – 11.05% p.a.	8.50% – 11.05% p.a.	8.50% – 11.05% p.a.
Bank Of Baroda	8.40% onwards	8.40% – 10.65% p.a.	8.40% – 10.90% p.a.
Bajaj Housing Finance	8.50% p.a. onwards	8.50% p.a. onwards	8.50% p.a. onwards
Axis Bank	8.75%-10.30% p.a.	8.75%-10.30% p.a.	8.75%-10.30% p.a.
Bank of India	8.40% p.a onwards	8.40% p.a onwards	8.40% p.a onwards
TATA Capital	8.75% p.a. onwards	8.75% p.a. onwards	8.75% p.a. onwards