Overview
Grihum Housing Finance
Grihum Housing Finance offers attractive home loan solutions with interest rates starting at 9.90% p.a. and flexible tenures of up to 30 years. You can avail loans up to ₹5 crore, catering to various property-related needs such as home purchase, construction, and renovation. The company provides customized solutions for salaried and self-employed individuals, ensuring a seamless loan experience.
Rate of Interest
9.90% - 17.25%.
Loan to Value
80% - 90%
Loan Tenure
Max 30 years
Max Loan Amount
Upto 5cr
| Rate of Interest | 9.90% - 17.25%. |
| Loan Tenure | Max 30 years |
| Age | Salaried/ Self Employed :21 - 65 years |
| Profession | Salaried/Self Employed |
| Income | Salaried: ₹ 20,000 & above Self-employed: ₹ 3 Lakh & above |
| Nationality | Resident Indian/ NRI |
| Max Loan Amount | Upto 5cr |
| Plot Purchase | |
| Independent Building | |
| Apartment | |
| Resale Property | |
| New Construction | |
| LTV | 80% - 90% |
| Home Loan | |
| Plot Cum Construction Loan | |
| Balance Transfer | |
| Overdraft Facility | NO |
| Top Up Facility | |
| Other Offerings | Home Extension Loan, Home Improvement Loan, Loan Against Property |
| Processing Fees | 0.50% of your sanctioned loan amount |
| Other Charges | No foreclosure charges |
| Overdraft Facilities | - |
| Highlights | • Comprehensive Solutions for Every Dream House • Affordability at its Core • Financial Freedom, Simplified • Flexibility Tailored for You. • Easy top up loans in future. |
*Disclaimer: The interest rate, maximum tenure, and other charges are subject to change, it's advisable to check with our experts for the latest information.
| Loan Amount | ₹ 50,00,000 |
| Loan Tenure | 20 years |
| Rate of Interest | 9.90% - 17.25%. |
| Monthly EMI | ₹ 47,920 - ₹ 74,292 |
Eligibility Criteria for Grihum Housing Finance Home Loan
Here are the eligibility criteria for different types of RBL Bank Home Loans:
| Criteria | Salaried Applicants | Self-employed Applicants |
|---|---|---|
| Age Range | 21 to 65 years | 23 to 65 years |
| Nationality | Resident Indian/ NRI | Resident Indian/ NRI |
| Minimum Monthly Income | ₹ 20,000/month & above | ₹ 3 Lakh/p.a & above |
Calculate your Grihum Housing Finance Home Loan eligibility and unlock exclusive offers for you!
Grihum Housing Finance Home Loan Interest Rates
Standard Home Loan Rates
| Category | Rate of Interest (ROI) |
|---|---|
| Salaried | 9.90% – 17.25% p.a |
| Self Employed | 9.90% – 17.25% p.a |
Get the best Home Loan interest rates tailored for you
If you’re looking to choose the right home loan perfectly made according to your needs, then book a call with our experts here.
Grihum Housing Finance Home Loan Processing Fee and Charges
Processing Charges
| Charge Type | Amount |
|---|---|
| Processing Fees | 0.50% of your sanctioned loan amount |
| Pre closure charges | NIL |
Identity Documents
| Doc Name | Salaried | Self Employed |
|---|---|---|
| PAN | ✔ | ✔ |
| Voter ID | ✔ | ✔ |
| Passport | ✔ | ✔ |
| Driving Licence | ✔ | ✔ |
| Aadhar Card | ✔ | ✔ |
| Bank Account Statement or Passbook with Photograph & Bank Stamp on Photo | ✔ | ✔ |
Proof of Income
| Document | Salaried | Self Employed |
|---|---|---|
| Salary slips for the last 3 months | ✔ | ✖ |
| Latest ITR | ✔ | ✔ |
| Bank statements for the last 6 months | ✔ | ✖ |
| Business License | ✖ | ✔ |
| Business Address Proof | ✖ | ✔ |
Grihum Housing Finance Home Loan Schemes and Top Plans
Comparison
| Feature | Home Loan | Home Extension Loan | Home Improvement Loan | Home Loan balance transfer |
|---|---|---|---|---|
| Maximum Loan Amount | ₹5 lakhs | ₹5 lakhs | ₹5 lakhs | ₹5 lakhs |
| Minimum Loan Amount | ₹5 crore | ₹5 crore | ₹5 crore | ₹5 crore |
| Interest Rate | 9.90% – 17.25%. | 9.90% – 17.25%. | 9.90% – 17.25%. | 9.90% – 17.25%. |
| Tenure | Up to 30 years | Up to 30 years | Up to 30 years | Up to 30 years |
| Eligible Applicants | Salaried/Self-employed | Salaried/Self-employed | Salaried/Self-employed | Salaried/Self-employed |
Details
Home Loan
- Minimum Loan Amount: ₹5 lakhs
- Maximum Loan Amount : ₹5 crore
- Interest Rate: 9.90% – 17.25%.
- Tenure: Up to 30 years
- Eligible Applicants: Salaried/Self-employed
Home Extension Loan
- Minimum Loan Amount: ₹5 lakhs
- Maximum Loan Amount : ₹5 crore
- Interest Rate: 9.90% – 17.25%.
- Tenure: Up to 30 years
- Eligible Applicants: Salaried/Self-employed
Home Improvement Loan
- Minimum Loan Amount: ₹5 lakhs
- Maximum Loan Amount : ₹5 crore
- Interest Rate: 9.90% – 17.25%.
- Tenure: Up to 30 years
- Eligible Applicants: Salaried/Self-employed
Home Loan Balance Transfer
- Minimum Loan Amount: ₹5 lakhs
- Maximum Loan Amount : ₹5 crore
- Interest Rate: 9.90% – 17.25%.
- Tenure: Up to 30 years
- Eligible Applicants: Salaried/Self-employed
How to Apply?
Applying for a Grihum Housing Finance home loan is a straightforward process:
- Check Eligibility: Verify that you meet the eligibility criteria for your selected loan product.
- Collect Documents: Gather all the required documents.
- Visit a Local Branch: Visit your nearest Grihum Housing Finance branch and fill out the application form.
- Submit Documents: Submit your application along with the required documents.
- Application Review: The bank will review your application and documents.
- Loan Approval: Upon approval, your loan will be sanctioned, and you can start your homeownership journey.
Grihum Housing Finance Customer Care
To facilitate effective communication with customers, in addition, RBL bank offers various channels for customer support.
| Service | Details |
|---|---|
| Email ID | customercare@rblbank.com |
| Enquiry through Call | Toll Free No: 1800-266-3204 |
| Official Address | Office no. 503 and 504, 5th Floor, Samarapan Co-operative Society Ltd., Samarpan Complex, New Link Road, Chakala, Andheri (E), Mumbai 400099 |
| Website | https://grihumhousing.com/ |
Do not want to get into this hassle? Get Grihum Housing Finance’s best rates in a single call.
Comparison
For detailed comparison between top banks you can visit our compare banks page.
| Bank | Up to Rs. 30 Lakh | Above Rs. 30 Lakh to Rs. 75 Lakh | Above Rs. 75 Lakh |
|---|---|---|---|
| SBI Bank | 8.50% p.a. onwards | 8.5% p.a. onwards | 8.50% p.a. onwards |
| HDFC Bank | 8.75% p.a. onwards | 8.75% p.a. onwards | 8.75% p.a. onwards |
| LIC Bank | 8.50% – 10.35% p.a. | 8.50% – 10.55% p.a. | 8.50% – 10.75% p.a. |
| ICICI Bank | 8.75% p.a. onwards | 8.75% p.a. onwards | 8.75% p.a. onwards |
| Kotak Mahindra Bank | 8.75% p.a. onwards | 8.75% p.a. onwards | 8.75% p.a. onwards |
| Punjab National Bank | 8.50% – 11.05% p.a. | 8.50% – 11.05% p.a. | 8.50% – 11.05% p.a. |
| Bank Of Baroda | 8.40% – 10.65% p.a. | 8.40% – 10.65% p.a. | 8.40% – 10.90% p.a. |
| Bajaj Housing Finance | 8.50% p.a. onwards | 8.50% p.a. onwards | 8.50% p.a. onwards |
| Axis Bank | 8.75%-10.30% p.a. | 8.75%-10.30% p.a. | 8.75%-10.30% p.a. |
| Bank of India | 8.40% p.a onwards | 8.40% p.a onwards | 8.40% p.a onwards |
| TATA Capital | 8.75% p.a. onwards | 8.75% p.a. onwards | 8.75% p.a. onwards |
RBL Bank offers Home loan and their interest rates start from 9.00% p.a.
RBL Bank offers Home loan and their interest rates start from 9.00% p.a.
To check your RBL loan details, you can use RBL Bank’s online banking or mobile banking services, or visit a local branch for assistance.