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When you’re ready to buy your dream home, the ICICI home loan apply process is here to help. This quick guide will give you all the essential information you need to start your application.
Whether you prefer applying online or visiting a branch, ICICI Bank makes the process straightforward and accessible. Let’s take the first step together towards securing your new home with ICICI Bank.
Step-by-Step Guide to Applying for ICICI Home Loan Online
Applying for an ICICI home loan online is simple. Here’s how you can start your application right away.
- Visit the ICICI Website:
First, go to the ICICI Bank website. Look for the home loan section to find all the details you need.
- Enter Your Details:
Next, fill in your personal and professional information. Specifically, this includes your age, income, and the type of job you have.
- Check Your Loan Eligibility:
After entering your details, the website will show if you qualify for a home loan and how much you can borrow.
- Choose your loan options:
Then, decide how much money you want to borrow and the time you need to pay it back.
- Provide Property Information:
Then, provide details about the property you want to buy with the loan.
- Learn About Fees:
The website will also tell you about any fees or charges that come with the loan.
- Submit Your Application:
Once you have filled everything out, submit your application. You can do this easily online through the website.
- Upload Documents:
You will need to upload some documents like your ID and income proof. The website will guide you on how to do this.
- Wait for Approval:
Finally, after you submit everything, ICICI Bank will review your application. They will let you know if your loan is approved.
- Get Your Loan:
Once approved, ICICI Bank will process your loan. They will send the money to the seller or builder of your new home.
How to Track ICICI Bank Home Loan Application Status Online
Tracking your ICICI Bank home loan application status online is the fastest method. Here’s how you can do it step-by-step.
Step 1: Visit the ICICI Loan Tracking Page
Go to the ICICI Bank Loan Tracking Page
Step 2: Enter Mobile Number and Verification Details
- Enter your Mobile Number.
- Select either Date of Birth (DD/MM/YYYY) or PAN for verification.
Step 3: Click on Login
Once you enter your details, click the Login button to view your loan application status.
How to Track ICICI Home Loan Application Status Using the iMobile App
If you’re on the go, the ICICI iMobile app makes it easy to track your home loan application status. This method is fast, secure, and convenient. Here’s how it works.
Step 1: Download the iMobile App
- Download the ICICI iMobile app from the Google Play Store or Apple App Store (Outbound Links: Google Play Store and Apple App Store).
Step 2: Register & Log In
- Log in using your registered mobile number.
- Use the OTP sent to your mobile to complete verification.
Step 3: Navigate to Track Your Loan
- From the Home Menu, select “Cards, Loans & Forex”.
- Tap “Loan Account”, then click on “Track New Loan”.
Step 4: Enter Details & Track Status
- Enter your Reference Number and other required details.
- Click Submit, and you’ll see your home loan status, whether it’s In Progress, Approved, Pending, or Rejected.
Pro Tip: If your credit score is low, consider working on it for 3-6 months before applying for a home loan.
How to Track ICICI Home Loan Application Status Offline (Branch Visit)
If online and app-based tracking aren’t convenient, you can check your ICICI home loan tracking status by visiting an ICICI branch.
- Visit Nearest ICICI Branch
- Provide your Reference Number or Registered Mobile Number at the branch and Request Loan Status Update
- The bank representative will check the status of your home loan and inform you of the progress.
Pro Tip: If your credit score is low, consider working on it for 3-6 months before applying for a home loan.
How to Track ICICI Home Loan Application Status by Phone
If you prefer to speak directly with a representative, you can check your ICICI Bank home loan application status by phone.
- Call the ICICI customer care number at 1860 120 7777 (toll-free).
- Share your Reference Number and registered mobile number.
- If you don’t have the reference number, provide your PAN, date of birth, and name to verify your identity.
- The customer service agent will provide the latest update on your loan status.
Pro Tip: If your credit score is low, consider working on it for 3-6 months before applying for a home loan.
Conclusion
Navigating the ICICI home loan apply process is not only simple but also direct. By preparing your documents, checking your eligibility, and understanding the loan terms, you’re well on your way to securing financing for your new home. Additionally, With these practical steps, ICICI Bank makes sure you can approach your home buying journey with ease and confidence.
Start your application today and step closer to owning your dream home. Furthermore, Turn to Credit Dharma for expert financial advice and the best home loan options tailored for you.
Frequently Asked Questions
You can either apply online at ICICI’s website or, alternatively, visit a nearby branch to start your application.
You will need ID proof, income proof, property details, and recent bank statements.
Approval can take a few days to a few weeks, depending on your documents and application accuracy.
Indeed, you can easily track your loan status by simply logging into your account on the ICICI Bank website.
Interest rates start at 8.75% but can vary based on your credit score and loan details.
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