Jana Small Finance Bank Home Loan

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Eligibility Criteria for Jana Small Finance Bank Home Loan

Criteria	Salaried	Non- Salaried
Age Range	25 to 75 years	25 to 75 years
Nationality	Indian NRIs	Indian NRIs
Minumim Income	10,000 per month	3 lakhs per annum

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Jana Small Finance Bank Home Loan Interest Rates

Standard Home Loan Rates

Salaried ROI	Self Employed ROI
9.75% p.a onwards	9.75% p.a onwards

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Jana Small Finance Bank Home Loan Processing Fee and Charges

Processing Charges

Charge Type	Amount
Processing Fees	0.5%-2%
Foreclosure /Pre-Payment Charge	– Nil for Floating ROI customer – For Home Loan during fixed period 2% of POS

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Jana Small Finance Bank Home Loan Documents

Identity Documents

Doc Name	Salaried	Self Employed
PAN	✔	✔
Voter ID	✔	✔
Passport	✔	✔
Driving Licence	✔	✔
Aadhar Card	✔	✔

Proof Of Income

Doc Name	Salaried	Self Employed
Salary slips for the last 3 months	✔	✖
Form-16 (if available)	✔	✖
Bank statements for the last 6 months	✔	✔
Income documents: Business continuity documents/ SSI Certificate	✖	✔
ITR pertaining to the business activity for 2 yrs	✖	✔
Self-attestation mandatory	✖	✔

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Jana Small Finance Bank Home Loan Schemes and Top Plans

Comparison

Feature	Home Loan	Home Improvement Loan	Loan Against Property
Minimum Loan Amount	–	30,000	–
Maximum Loan Amount	3 Crores	1.25 lakhs	–
Interest Rate	9.75% p.a. onwards	24.00% p.a. onwards	11.50%p.a. to 23% p.a.
Tenure	up to 30 years	–	–
Eligible Applicants	salaried or self-employed	-Existing customers of Jana Small Finance Bank who have completed 12 months -House owner	salaried or self-employed

Details

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Applying for Jana Small Finance Bank Home Loan is a straightforward process:

1. Check Eligibility:
Verify that you meet the eligibility criteria for your selected loan product.

2. Collect Documents:
Gather all the required documents.

3. Visit a Local Branch:
Visit your nearest Jana Small Finance Bank branch and fill out the application form.

4. Submit Documents:
Submit your application along with the required documents.

5. Application Review:
The bank will review your application and documents.

6. Loan Approval:
Upon approval, your loan will be sanctioned, and you can start your homeownership journey.

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Customer Care Details: Jana Small Finance Bank

Jana Small Finance Bank offers comprehensive customer care services to address the queries and concerns of its customers efficiently.

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Comparison

For detailed comparison between top banks you can visit our compare banks page.

Bank	Up to Rs. 30 Lakh	Above Rs. 30 Lakh to Rs. 75 Lakh	Above Rs. 75 Lakh
SBI Bank	8.00% p.a. onwards	8.00% p.a. onwards	8.00% p.a. onwards
HDFC Bank	8.75% p.a. onwards	8.75% p.a. onwards	8.75% p.a. onwards
LIC Bank	8.50% – 10.35% p.a.	8.50% – 10.55% p.a.	8.50% – 10.75% p.a.
ICICI Bank	8.75% p.a. onwards	8.75% p.a. onwards	8.75% p.a. onwards
Kotak Mahindra Bank	8.75% p.a. onwards	8.75% p.a. onwards	8.75% p.a. onwards
Punjab National Bank	8.50% – 11.05% p.a.	8.50% – 11.05% p.a.	8.50% – 11.05% p.a.
Bank Of Baroda	8.40% onwards	8.40% – 10.65% p.a.	8.40% – 10.90% p.a.
Bajaj Housing Finance	8.50% p.a. onwards	8.50% p.a. onwards	8.50% p.a. onwards
Axis Bank	8.75%-10.30% p.a.	8.75%-10.30% p.a.	8.75%-10.30% p.a.
Bank of India	8.40% p.a onwards	8.40% p.a onwards	8.40% p.a onwards
TATA Capital	8.75% p.a. onwards	8.75% p.a. onwards	8.75% p.a. onwards