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Home Loans Now

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Fexible Tenure
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Minimal Documentation
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Dedicated Lifetime Support
EMI Starts From : ₹932/Lakh
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Piramal Capital offers max funding upto 5 Crores

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Interest Rates starting @9.50%

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Tenure upto 30 years

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Piramal Capital & Housing FinancePiramal Capital & Housing Finance
  • Overview
  • Loan Calculations
  • Highlights
  • Home Loan Interest Rates
  • Compare With Other Banks
  • Processing Fees
  • Fees and Charges
  • Home Loan Types
  • EMI Calculator
  • Eligibility Criteria
  • Documents
  • Tenure
  • How to Apply
  • Loan Amount
  • Customer Care
  • Nearest Branches
  • Disbursement Process
  • Home Loan Insurance
  • Tax Benefits
  • Bank Features
  • Why Choose Credit Dharma

Piramal Capital and Housing Finance Home Loan

In the hustle and bustle of today’s world, the dream of owning a home is one that many hold close to their hearts. Piramal Capital, a trusted leader in the financial sector, is dedicated to turning that dream into reality with its diverse range of home loan solutions.

Offering attractive interest rates, flexible repayment plans, and a steadfast focus on customer satisfaction, Piramal Capital stands as your reliable ally on the path to homeownership.

Rate of Interest

9.50% - 10.5%

Loan to Value

80% - 90%

Loan Tenure

Max 30 years

Max Loan Amount

Upto 5cr

Rate of Interest9.50% - 10.5%
Loan TenureMax 30 years
AgeSalaried : 21 years - 62 years
Self Employed : 23 years - 70 years
ProfessionSalaried/Self Employed
IncomeMetro Cities : 20,000/Month & Above
Other Cities : 15,000/Month & Above
NationalityResident Indian/ NRI
Max Loan AmountUpto 5cr
Plot Purchase
Independent Building
Apartment
Resale Property
New Construction
LTV80% - 90%
Home Loan
Plot Cum Construction Loan
Balance Transfer
Overdraft Facility
Top Up Facility
Other OfferingsHome Extension Loan
Processing FeesUpto 5% of loan amount + applicable taxes
Other ChargesLoan cancellation after disbursal/ cheque handover - Rs. 5,000 + Interest accured & due + Applicable taxes
Overdraft Facilities-
Highlights•Easy Procedures
• Flexibility Of Repayment
• Home Loan EMI That Fits Your Pocket
• Minimal documentation

*Disclaimer: The interest rate, maximum tenure, and other charges are subject to change, it's advisable to check with our experts for the latest information.

Home Loan Calculations
₹50,00,000
20 Years
Loan Amount₹ 50,00,000
Loan Tenure20 years
Rate of Interest9.50% - 10.5%
Monthly EMI₹ 46,606 -
₹ 49,918

Eligibility Criteria for Piramal Capital Home Loan

CriteriaSalaried Self-employed
Age Range21 to 62 years23 to 70 years
NationalityIndian/NRI/PIOIndian/NRI/PIO
Maximum Age at Final Repayment62 years70 years

Calculate your Piramal Capital home loan eligibility and unlock exclusive offers for you!

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Piramal Capital Home Loan Interest Rates

Standard Home Loan Rates

Salaried ROISelf Employed ROI
9.50% p.a onwards9.50% p.a onwards
Please note that these are indicative numbers, please refer to the official websites for the latest updated details.

Get the best Home Loan interest rates tailored for you

If you’re looking to choose the right home loan perfectly made according to your needs, then book a call with our experts here.

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Piramal Capital Home Loan Processing Fee and Charges

Processing Charges

Charge TypeAmount
Processing FeesUpto 5% of loan amount + applicable taxes
Stamp DutyAt actuals + Applicable taxes
Loan Repayment Instrument Dishonor ChargesRs. 750
Loan cancellation after disbursal/cheque handoverRs. 5,000 + Interest accrued & due + Applicable taxes
Please note that these are indicative numbers, please refer to the official websites for the latest updated details.

Piramal Capital Home Loan Documents

Identity Documents

Doc Name Salaried Self Employed
PAN ✔ ✔
Voter ID ✔ ✔
Passport ✔ ✔
Driving Licence ✔ ✔
Aadhar Card ✔ ✔
Letter issued by the NPR containing details of photo/name ✔ ✔
Job card issued by NREGA ✔ ✔

Proof Of Income

Doc Name Salaried Self Employed
ITR for the previous two years, with computation ✖ ✔
CA audited financials wherever applicable ✖ ✔
6 months primary bank statement ✖ ✔
Last 3 months salary slips ✔ ✖
Form 16 ✔ ✖
Bank statements from the previous six months and pay stubs ✔ ✖
Documentation of the collateralized property ✔ ✖

Piramal Capital Home Loan Schemes and Top Plans

Comparison

FeatureStandard Home LoanLoan Against PropertySecured Business LoanBalance TransferHome Renovation LoanHome Extension LoanHome Construction Loan
Minimum Loan Amountfrom ₹5 lakhs*from ₹2 crore*from ₹3 lakhs*––––
Maximum Loan Amount––up to ₹20 lakhs––––
Interest Rate9.50% per annum onwards11.50% onwards16.49% onwards9.50% onwards9.50% onwards9.50% onwards9.50% onwards
Tenureup to 30 yearsup to 15 yearsup to 48 months––––
Eligible ApplicantsBoth salaried and self-employedself-employedself-employedBoth salaried and self-employedBoth salaried and self-employedBoth salaried and self-employedBoth salaried and self-employed
Please note that these are indicative numbers, please refer to the official websites for the latest updated details.

Details

Standard Home Loan

  • Minimum Loan Amount: ₹5 lakhs*
  • Interest Rate: 9.50% per annum onwards
  • Tenure: Up to 30 years
  • Eligible Applicants: Both salaried and self-employed

Loan Against Property

  • Minimum Loan Amount: from ₹2 crore*
  • Interest Rate: 11.50% onwards
  • Tenure: Up to 15 years
  • Eligible Applicants: self-employed

Secured Business Loan

  • Minimum Loan Amount: from ₹3 lakhs*
  • Maximum Loan Amount: up to ₹20 lakhs
  • Interest Rate: 16.49% onwards
  • Tenure: Up to 48 months
  • Eligible Applicants: self-employed

Balance Transfer

  • Interest Rate: 9.50% onwards
  • Eligible Applicants: Both salaried and self-employed

Home Renovation Loan

  • Interest Rate: 9.50% onwards
  • Eligible Applicants: Both salaried and self-employed

Home Extension Loan

Check Details
  • Minimum Loan Amount:
  • Maximum Loan Amount:
  • Interest Rate: 9.50% onwards
  • Eligible Applicants: Both salaried and self-employed

Home Construction Loan

Check Details
  • Interest Rate: 9.50% onwards
  • Eligible Applicants: Both salaried and self-employed

Comparison

For detailed comparison between top banks you can visit our compare banks page.

BankUp to Rs. 30 LakhAbove Rs. 30 Lakh to Rs. 75 LakhAbove Rs. 75 Lakh
SBI Bank8.00% p.a. onwards8.00% p.a. onwards8.00% p.a. onwards
HDFC Bank8.75% p.a. onwards8.75% p.a. onwards8.75% p.a. onwards
LIC Bank8.50% – 10.35% p.a.8.50% – 10.55% p.a.8.50% – 10.75% p.a.
ICICI Bank8.75% p.a. onwards8.75% p.a. onwards8.75% p.a. onwards
Kotak Mahindra Bank8.75% p.a. onwards8.75% p.a. onwards8.75% p.a. onwards
Punjab National Bank8.50% – 11.05% p.a.8.50% – 11.05% p.a.8.50% – 11.05% p.a.
Bank Of Baroda8.40% onwards8.40% – 10.65% p.a.8.40% – 10.90% p.a.
Bajaj Housing Finance8.50% p.a. onwards8.50% p.a. onwards8.50% p.a. onwards
Axis Bank8.75%-10.30% p.a.8.75%-10.30% p.a.8.75%-10.30% p.a.
Bank of India8.40% p.a onwards8.40% p.a onwards8.40% p.a onwards
TATA Capital8.75% p.a. onwards8.75% p.a. onwards8.75% p.a. onwards
The interest rates, maximum tenures, and other charges are subject to change, and it’s advisable to check with our experts for the most current information.
Is Piramal Finance safe to use?

Piramal Finance offers quick verification and approval for online loan applications, ensuring you receive the loan amount promptly. It’s a reliable choice for those seeking a trustworthy financial agency.

Is Piramal Finance RBI approved?

Yes, Piramal Finance is an RBI-approved Non-Banking Financial Company (NBFC), which means it adheres to the regulations and guidelines set by the Reserve Bank of India.

How to get NOC from Piramal Finance?

To obtain an NOC from Piramal Finance, you need to clear all outstanding dues, then request the NOC through their customer service or online portal.

How much time does Piramal Finance take to approve a loan?

Piramal Finance typically takes 24 to 48 hours to approve a loan after the successful submission of all required documents.

Which bank is Piramal Finance?

Piramal Finance is not a bank but an NBFC under the Piramal Group, focusing on lending and financial services rather than traditional banking.



Piramal Capital & Housing Finance Calculators
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