Overview
RBL Bank
RBL Bank offers attractive home loan solutions with interest rates starting at 9.00% p.a. and flexible tenures of up to 30 years. You can avail loans up to ₹15 crore, catering to various property-related needs such as home purchase, construction, and renovation. The company provides customized solutions for salaried and self-employed individuals, ensuring a seamless loan experience.
Rate of Interest
9.00%-11.00%
Loan to Value
80% - 90%
Loan Tenure
Max 30 years
Max Loan Amount
Upto 15 Cr
Rate of Interest | 9.00%-11.00% |
Loan Tenure | Max 30 years |
Age | Salaried : 21 years - 65 years Self Employed : 23 years - 65 years |
Profession | Salaried/Self Employed |
Income | Salaried: INR 1,80,000 per annum & above Self-employed : INR 1,50,000 & above |
Nationality | Resident Indian/ NRI |
Max Loan Amount | Upto 15 Cr |
Plot Purchase | |
Independent Building | |
Apartment | |
Resale Property | |
New Construction | |
LTV | 80% - 90% |
Home Loan | |
Plot Cum Construction Loan | |
Balance Transfer | |
Overdraft Facility | NO |
Top Up Facility | |
Other Offerings | Loan Agianst Property |
Processing Fees | Up to 1.5% of the loan amount or up to Rs 15,000 |
Other Charges | |
Overdraft Facilities | - |
Highlights | • Housing Loans of up to INR 15 Crores • Attractive interest rates • Tax benefits up to 3.5 lakhs* • Flexibility Tailored for You. • Easy top up loans in future. |
*Disclaimer: The interest rate, maximum tenure, and other charges are subject to change, it's advisable to check with our experts for the latest information.
Loan Amount | ₹ 50,00,000 |
Loan Tenure | 20 years |
Rate of Interest | 9.00%-11.00% |
Monthly EMI | ₹ 44,986 - ₹ NaN |
Eligibility Criteria for RBL Bank Home Loan
Here are the eligibility criteria for different types of RBL Bank Home Loans:
Criteria | Salaried Applicants | Self-employed Applicants |
---|---|---|
Age Range | 21 to 65 years | 23 to 65 years |
Nationality | Resident Indian/ NRI | Resident Indian/ NRI |
Minimum Monthly Income | INR 1,80,000 per annum & above | INR 1,50,000 & above |
Calculate your RBL Bank Home Loan eligibility and unlock exclusive offers for you!
RBL Bank Home Loan Interest Rates
Standard Home Loan Rates
Category | Rate of Interest (ROI) |
---|---|
Salaried | 9.00% p.a. onwards |
Self Employed | 9.00% p.a. onwards |
Get the best Home Loan interest rates tailored for you
If you’re looking to choose the right home loan perfectly made according to your needs, then book a call with our experts here.
RBL Bank Home Loan Processing Fee and Charges
Processing Charges
Charge Type | Amount |
---|---|
Processing Fees | Up to 1.5% of the loan amount or up to Rs 15,000 |
Identity Documents
Doc Name | Salaried | Self Employed |
---|---|---|
PAN | ✔ | ✔ |
Voter ID | ✔ | ✔ |
Passport | ✔ | ✔ |
Driving Licence | ✔ | ✔ |
Aadhar Card | ✔ | ✔ |
Bank Account Statement or Passbook with Photograph & Bank Stamp on Photo | ✔ | ✔ |
Proof of Income
Document | Salaried | Self Employed |
---|---|---|
Salary slips for the last 3 months | ✔ | ✖ |
Latest ITR | ✔ | ✔ |
Bank statements for the last 6 months | ✔ | ✖ |
Business License | ✖ | ✔ |
Business Address Proof | ✖ | ✔ |
RBL Bank Home Loan Schemes and Top Plans
Comparison
Feature | Home Loan | Loan Against Property |
---|---|---|
Maximum Loan Amount | ₹15 crore | ₹15 crore |
Interest Rate | 9.00% p.a onwards | 9.00% p.a onwards |
Tenure | Up to 30 years | Up to 15 years |
Eligible Applicants | Salaried/Self-employed | Salaried/Self-employed |
Details
Home Loan
- Maximum Loan Amount: ₹15 crore
- Interest Rate: 9.00% p.a. onwards
- Tenure: Up to 30 years
- Eligible Applicants: Salaried/Self-employed
Loan Against Property
- Maximum Loan Amount: ₹15 crore
- Interest Rate: 9.00% p.a. onwards
- Tenure: Up to 15 years
- Eligible Applicants: Salaried/Self-employed
How to Apply?
Applying for a RBL Bank home loan is a straightforward process:
- Check Eligibility: Verify that you meet the eligibility criteria for your selected loan product.
- Collect Documents: Gather all the required documents.
- Visit a Local Branch: Visit your nearest RBL bank branch and fill out the application form.
- Submit Documents: Submit your application along with the required documents.
- Application Review: The bank will review your application and documents.
- Loan Approval: Upon approval, your loan will be sanctioned, and you can start your homeownership journey.
RBL Bank Customer Care
To facilitate effective communication with customers, in addition, RBL bank offers various channels for customer support.
Service | Details |
---|---|
Email ID | customercare@rblbank.com |
Enquiry through Call | +91 22 6115 6300 |
Official Address | RBL Bank Ltd. Mahavir, Shri Shahu Market Yard, Kolhapur – 416005. Maharashtra State, India. +91 231 2650981 to 984 |
Website | https://www.rblbank.com/ |
Do not want to get into this hassle? Get RBL Bank’s best rates in a single call.
Comparison
For detailed comparison between top banks you can visit our compare banks page.
Bank | Up to Rs. 30 Lakh | Above Rs. 30 Lakh to Rs. 75 Lakh | Above Rs. 75 Lakh |
---|---|---|---|
SBI Bank | 8.50% p.a. onwards | 8.5% p.a. onwards | 8.50% p.a. onwards |
HDFC Bank | 8.75% p.a. onwards | 8.75% p.a. onwards | 8.75% p.a. onwards |
LIC Bank | 8.50% – 10.35% p.a. | 8.50% – 10.55% p.a. | 8.50% – 10.75% p.a. |
ICICI Bank | 8.75% p.a. onwards | 8.75% p.a. onwards | 8.75% p.a. onwards |
Kotak Mahindra Bank | 8.75% p.a. onwards | 8.75% p.a. onwards | 8.75% p.a. onwards |
Punjab National Bank | 8.50% – 11.05% p.a. | 8.50% – 11.05% p.a. | 8.50% – 11.05% p.a. |
Bank Of Baroda | 8.40% – 10.65% p.a. | 8.40% – 10.65% p.a. | 8.40% – 10.90% p.a. |
Bajaj Housing Finance | 8.50% p.a. onwards | 8.50% p.a. onwards | 8.50% p.a. onwards |
Axis Bank | 8.75%-10.30% p.a. | 8.75%-10.30% p.a. | 8.75%-10.30% p.a. |
Bank of India | 8.40% p.a onwards | 8.40% p.a onwards | 8.40% p.a onwards |
TATA Capital | 8.75% p.a. onwards | 8.75% p.a. onwards | 8.75% p.a. onwards |
RBL Bank offers Home loan and their interest rates start from 9.00% p.a.
RBL Bank offers Home loan and their interest rates start from 9.00% p.a.
To check your RBL loan details, you can use RBL Bank’s online banking or mobile banking services, or visit a local branch for assistance.