Shriram Housing Finance Home loan

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Eligibility Criteria for Shriram Housing Finance Home Loan

Criteria	Salaried	Non-Salaried
Age Range	24-70	24-70
Nationality	Indian NRIs	Indian NRIs
Minimum Income	Rs. 30,000	Rs. 30,000

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Shriram Housing Finance Home Loan Rates

Interest rates significantly impact the cost of a home loan.
Shriram Housing Finance offers both fixed and floating interest rate options, allowing borrowers to choose what suits them best:

Criteria	Salaried ROI	Self Employed ROI
Interest Rate	9.50% p.a. onwards	9.50% p.a. onwards

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Shriram Housing Finance Home Loan Processing Fee and Charges

Charge Type	Amount
Processing Fees	Up to 2.5% of the loan amount plus applicable taxes.
Pre Payment Fees	NIL

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Documents Required for Shriram Housing Finance Home Loan

Before applying, it’s important to gather all the necessary documents to ensure a smooth application process.

Shriram Housing Finance requires the following key documents:

Identity Documents

Document Name	Salaried Applicants	Self-employed Applicants
PAN Card	✔	✔
Voter ID	✔	✔
Passport	✔	✔
Driving Licence	✔	✔
Bank Account Statement or Passbook with Photograph & Bank Stamp on Photo	✔	✔

Income Proof

Doc Name	Salaried	Self Employed
Salary Slips/Bank Statement/Form 16	✔	✖
Salary Certificate	✔	✖
IT Returns and/or Financial Statements of last 3 years	✖	✔

Other Documents

Doc Name	Salaried	Self Employed
Memorandum & Articles of Association	✖	✔
Registration certificate	✖	✔
Partnership deed (preferably registered)	✖	✔
Power of attorney granted to a partner or an employee of the firm to transact business on its behalf.	✖	✔

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Shriram Housing Finance Home Loan Schemes and Top Plans

Comparison

Feature	Home Loan	Home Extension Loan	Home Improvement Loan	Residential Plot Loans	Home Loan Balance Transfer	Loan Against Property Residential	Loan Against Property Commercial	Top Up Loans
Minimum Loan Amount	1 lakh	1 lakh	1 lakh	1 lakh	1 lakh	1 lakh	1 lakh	1 lakh
Maximum Loan Amount	10 Crore	10 Crore	10 Crore	10 Crore	10 Crore	10 Crore	10 Crore	10 Crore
Interest Rate	9.50% p.a. onwards	9.50% p.a. onwards	9.50% p.a. onwards	9.50% p.a. onwards	9.50% p.a. onwards	–	9.50% p.a. onwards	9.50% p.a. onwards
Tenure	up to 25 years	up to 25 years	up to 25 years	up to 25 years	up to 25 years	up to 25 years	up to 25 years	up to 25 years
Eligible Applicants	salaried or self-employed	salaried or self-employed	salaried or self-employed	salaried or self-employed	salaried or self-employed	salaried or self-employed	Salaried or Self-employed	Salaried or Self-employed

Details

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How to Apply for Shriram Hosuing Finance?

Applying for an Shriram Housing Finance Home Loan is a simple and straightforward process designed to help you secure financing for your dream home.

1. Visit the official website of Shriram Housing Finance
2. Click on “Apply for Home Loan”
3. “Home Loan Enquiry” page opens
4. Fill in the required details
5. Click on “Submit”

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How to Track Shriram Housing Finance Home Loan Application Status?

Tracking your Shriram home loan application status is straightforward and helps you stay updated on your loan approval process.

1. Visit the official website of Shriram HFL.
2. Go to the “Home Loans” section and select “Online Loan Application.”
3. Click on “Track Application,” enter your application number, and hit “Submit.”
4. Your home loan application status will appear on the screen.

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How to Download Shriram HFL Home Loan Statement?

Downloading your Shriram HFL home loan statement is quick and easy, allowing you to access your loan details and track your payments online.

• Go to the official Shriram HFL website
• Click on the “Customer Login” option in the top right corner.
• Under the Customer Login section, select “Home Loans.”
• Log in with your username and password, or use your loan application number and date of birth.
• Enter the OTP sent to your registered email address and mobile number.
• Your home loan account details will appear on the screen.
• Navigate to the “Activities” tab and choose “Repay Certificate.”
• Select your loan number and financial year, then click “Submit.”
• The home loan certificate, showing your loan repayment information, will be displayed.
• You can print or download the certificate for your records.

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Shriram Housing Finance Customer Care

To facilitate effective communication with custom

Contact Method	Details
Email ID	contact@shriramhousing.in
Toll-Free Number	1800-102-4345
Official Address	Registered Office Srinivasa Tower, 1st Floor, Door No. 5, Old No.11, 2nd Lane, Cenatoph Road, Alwarpet, Teynampet, Chennai – 600018, Tamil Nadu
Website	Shriram Housing Finance

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Comparison

You can also compare the home loan rates of different banks here. For detailed comparison between top banks you can visit our compare banks page.

Bank	Up to Rs. 30 Lakh	Above Rs. 30 Lakh to Rs. 75 Lakh	Above Rs. 75 Lakh
SBI Bank	8.50% p.a. onwards	8.5% p.a. onwards	8.50% p.a. onwards
HDFC Bank	8.75% p.a. onwards	8.75% p.a. onwards	8.75% p.a. onwards
LIC Bank	8.50% – 10.35% p.a.	8.50% – 10.55% p.a.	8.50% – 10.75% p.a.
ICICI Bank	8.75% p.a. onwards	8.75% p.a. onwards	8.75% p.a. onwards
Kotak Mahindra Bank	8.75% p.a. onwards	8.75% p.a. onwards	8.75% p.a. onwards
Punjab National Bank	8.50% – 11.05% p.a.	8.50% – 11.05% p.a.	8.50% – 11.05% p.a.
Bank Of Baroda	8.40% – 10.65% p.a.	8.40% – 10.65% p.a.	8.40% – 10.90% p.a.
Bajaj Housing Finance	8.50% p.a. onwards	8.50% p.a. onwards	8.50% p.a. onwards
Axis Bank	8.75%-10.30% p.a.	8.75%-10.30% p.a.	8.75%-10.30% p.a.
Bank of India	8.40% p.a onwards	8.40% p.a onwards	8.40% p.a onwards
TATA Capital	8.75% p.a. onwards	8.75% p.a. onwards	8.75% p.a. onwards